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ADONIS & JO

Active
Private limited companyfounded 200620 yrs activeBaron de Castrostraat 25, 1040 Etterbeek, BelgiumKBO/BCE: BE 0878.760.810
Summary

The computed 12-month bankruptcy probability of ADONIS & JO is 2.0% (moderate). The 2024 annual accounts show equity of €40k and a net result of €11k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 6720 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
72 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+97
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.2 against 2.89 in 2023; short-term debt: 18.3% and cash: 0.1% of total assets), and 18.3% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
81.7%
Return on assets
22.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
2022
30 d late
2021
29 d late
2020
61 d late
2019
32 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€40k▲ 38.3%
2023 · €29k
2018: €15k 2019: €16k 2020: €16k 2021: €31k 2022: €37k 2023: €29k
2018 → 2024
Total assets
€49k▲ 34.6%
2023 · €37k
2018: €24k 2019: €19k 2020: €45k 2021: €31k 2022: €39k 2023: €37k
2018 → 2024
Net result
€11k
2023 · €-8k
2018: €11k 2019: €1k 2020: €263 2021: €15k 2022: €7k 2023: €-8k
2018 → 2024
Working capital
€29k▲ 103%
2023 · €14k
2018: €13k 2019: €16k 2020: €4k 2022: €30k 2023: €14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€16k-€31k▲ 93.1%€37k▲ 21.3%€29k▼ 21.4%€40k▲ 38.3%
Operating result€2k-€16k▲ 803%€9k▼ 44.9%€-7k€15k
Net result€263-€15k▲ 5,507%€7k▼ 55.8%€-8k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2020: €2k€2kNet result 2020: €263€263Operating result 2021: €16k€16kNet result 2021: €15k€15kOperating result 2022: €9k€9kNet result 2022: €7k€7kOperating result 2023: €-7k€-7kNet result 2023: €-8k€-8kOperating result 2024: €15k€15kNet result 2024: €11k€11k20202021202220232024€-10k€0€10k€20kOperating result 2022: €9k€8.8kNet result 2022: €7k€6.5kOperating result 2023: €-7k€-6.7kNet result 2023: €-8k€-8kOperating result 2024: €15k€15kNet result 2024: €11k€11k202220232024
The operating result returns to profit in 2024: €15k after a loss of €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49k
Fixed assets €11k ▼ 23.8%
Current assets €38k ▲ 74.7%
Equity and liabilities €49k
Equity €40k ▲ 38.3%
Debt €9k ▲ 20.3%
Debt's share of the balance-sheet total falls from 20.5% to 18.3%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€19k▲
2023 · €-4k
Cash flow
€15k▲
2023 · €-5k
Current ratio
4.20▲
2023 · 2.89
Debt to equity
0.22▼
2023 · 0.26
ROE
27.7%▲
2023 · -27.3%
ROA
22.6%▲
2023 · -21.7%
Interest coverage
14.75▲
2023 · -3.12
Debt ≤ 1 year
€9k▲
2023 · €8k
Income taxes
€3k
Staff costs
€614▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet Code20232024
Assets
Total assets20/58€37k€49k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Furniture and vehicles24€15k€11k▼
Current assets29/58€22k€38k▲
Amounts receivable within one year40/41€21k€38k▲
Trade receivables40-€2k
Other amounts receivable41€21k€36k▲
Cash at bank and in hand54/58-€50
Deferred charges and accrued income490/1€413€100▼
Equity and liabilities
Total equity and liabilities10/49€37k€49k▲
Equity10/15€29k€40k▲
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€20k€20k=
Uncalled capital101€10k€10k=
Reserves13€100€11k▲
Non-distributable reserves130/1€100€100=
Legal reserve130€100€100=
Distributable reserves133-€11k
Profit (loss) carried forward14€19k€19k=
Amounts payable17/49€8k€9k▲
Amounts payable within one year42/48€8k€9k▲
Financial debts43€5k€5k▲
Credit institutions430/8€5k€5k▲
Trade debts44-€976
Suppliers440/4-€976
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€1k€3k▲
Remuneration and social security454/9€1k-
Income statement Code20232024
Remuneration, social security and pensions62€22k€614▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€977▼
Non-recurring operating charges66A€5k-
Gross operating margin9900€25k€20k▼
Operating profit (loss)9901€-7k€15k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-8k€14k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-8k€11k▲
Profit (loss) for the period to be appropriated9905€-8k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€30k▲
Profit (loss) brought forward from the previous period14P€27k€19k▼
Transfer to equity691/2-€11k
To other reserves6921-€11k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial Highest result since 2018net €15k ▲5,507%
Operating result €16k, net result €15k, both a record.
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity doublescurrent ratio 5.15
Current ratio from 2.33 to 5.15; short-term debt falls from €10k to €4k.
16-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
25-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
29-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
439 m²
Building footprint
157 m²
Volume, LiDAR
2,301 m³
Parcel 21363B0319/00W004, Brussels · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
-
Baron de Castrostraat 25, 1040 EtterbeekNACE 5010201
since 20062.151.575.608
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21363B0319/00W004 Brussels 439 m² 1 · 156 m² 16.5 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,685 companies in sector 49330 we hold annual accounts for 2,296. 1,913 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.