Equity
ADMORA has made a profit without a break since 2022.
ADMORA has made a profit without a break since 2022.
The accounts state no turnover.
Short-term debts fell from €29,075 to €26,848.
2025 accounts not filed: deadline was 31-07-2026.
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 52% of them on solvency, 14% on liquidity, 84% on profitability and 90% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 26,972 companies had the same profile as ADMORA has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ADMORA itself is higher: 2.4% within 12 months. It rests on far more data about ADMORA than the profile alone.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for ADMORA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 2.27 (1.51 in 2023), above the usual 1.5. Short-term debt is 43.4% and cash 1.6% of total assets. 43.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 4 accounts on average 101 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| ADMORA Anderlecht | €61,867 | €79,686 | 56.6% | - |
| ROLALY Anderlecht | €71,442 | €76,356 | 47.3% | - |
| CONSULT-INN Anderlecht | €63,939 | €85,379 | 34.2% | 2 |
| DATA WIZARDS Woluwe-Saint-Pierre | €72,103 | €79,298 | 29.9% | - |
| GROW YOURSELF Uccle | €68,112 | €92,240 | 0.4% | - |
| BALLESTRA CONSULTING Sint-Gillis (bij-Brussel) | €56,219 | €92,674 | 0.0% | - |
| CBX MANAGEMENT Ixelles | €71,414 | €65,629 | -656.6% | - |
These companies have the same main activity as ADMORA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €56,200 and €72,100, founded between 2018 and 2020.
ADMORA files the micro format. That format states no turnover. The gross margin rose from -€1,000 in 2021 to €79,686 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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