ADMINISTRATION INFORMATIQUE SERVICES BELGE
ActiveADMINISTRATION INFORMATIQUE SERVICES BELGE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €1k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 34.87 against 44.34 in 2024; short-term debt: 2.9% and cash: 62.1% of total assets), and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
9 d early
2023
8 d late
2022
12 d early
2021
2 d early
2020
24 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k▼ 7.4%
2024 · €1k
2018: €1k
2019: €1k
2020: €950
2021: €737
2022: €1k
2023: €2k
2024: €1k
2018 → 2025
Working capital
€27k▲ 4.2%
2024 · €26k
2018: €21k
2019: €23k
2020: €24k
2021: €25k
2022: €26k
2023: €29k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€23k▲ 5.1%€25k▲ 9.2%€26k▲ 4.7%€27k▲ 4.2%
Operating result€1k-€2k▲ 9.5%€3k▲ 71.5%€2k▼ 32.5%€2k▼ 8.7%
Net result€737-€1k▲ 51.2%€2k▲ 90.2%€1k▼ 44.1%€1k▼ 7.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €28k
Equity
€27k▲ 4.2%
Debt
€812▲ 33.3%
The debt ratio rises from 2.3% to 2.9%. Equity and debt are higher.
Key figures and ratios
Solvency
97.1%▼
2024 · 97.7%
Current ratio
34.87▼
2024 · 44.34
Quick ratio
34.87▼
2024 · 44.34
Debt / equity
0.03▲
2024 · 0.02
ROE
4.0%▼
2024 · 4.5%
ROA
3.9%▼
2024 · 4.4%
Debt
€812▲
2024 · €609
Debt ≤ 1 year
€812▲
2024 · €609
Income taxes
€368▼
2024 · €451
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€28k▲
Current assets29/58€27k€28k▲
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€9k€9k▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€17k€18k▲
Equity and liabilities
Total equity and liabilities10/49€27k€28k▲
Equity10/15€26k€27k▲
Contributions10/11€7k€7k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€18k€19k▲
Amounts payable17/49€609€812▲
Amounts payable within one year42/48€609€812▲
Trade debts44€166-
Suppliers440/4€166-
Taxes, remuneration and social security45€443€812▲
Taxes450/3€443€812▲
Income statement
Code20242025
Other operating charges640/8€37€37▲
Gross operating margin9900€2k€2k▼
Operating profit (loss)9901€2k€2k▼
Financial charges65/66B€161€175▲
Recurring financial charges65€161€175▲
Profit (loss) for the period before taxes9903€2k€1k▼
Income taxes67/77€451€368▼
Profit (loss) for the period9904€1k€1k▼
Profit (loss) for the period to be appropriated9905€1k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€19k▲
Profit (loss) brought forward from the previous period14P€17k€18k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 8current ratio 44.34
Current ratio from 5.32 to 44.34; short-term debt falls from €7k to €609.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 8 days late
2023
31-12
Financial
Highest result since 2018net €2k ▲90.2%
Operating result €3k, net result €2k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €737 ▼22.4%
Net result drops to €737, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 16 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Eperonnerie 714041 HerstalGround area
3,849 m²
Building footprint
1,812 m²
Volume, LiDAR
1,904 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Visé Voie 278, 4041 Herstal
since 19942.065.125.446
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62071A0078/00F002 | Wallonia | 3,210 m² | 1 · 1,570 m² | - |
| 62112B0616/00A007 | Wallonia | 639 m² | 1 · 242 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Imedg'in
BE 0727.544.540
Nivelles · Eq €27k
CODE ZERO
BE 0803.190.187
Lasne · Eq €27k
PRAGMATECH
BE 0847.156.329
Liège · Eq €27k
PickitSmartly
BE 1005.034.915
Nandrin · Eq €29k
Solutions de Gestion pour l'Immobilier et le Syndic
BE 0834.170.603
Nivelles · Eq €26k
Of 1,284 companies in sector 58290 we hold annual accounts for 593. 385 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1993
Fiscal year end31-12
Abbreviation FR
A.I.S.B.
Activities, NACEBEL
58290Other software publishing
72210
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.