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ADL Finance

Active Risk: not assessed
Private limited companyfounded 2010active for 15 yearsRue Grande(H) 55, 7301 Boussu, BelgiumKBO/BCE: BE 0832.297.315
Summary

ADL Finance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.7m and a net result of €464,706. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 95% of 1,841 sector peers (NACE 66, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
4th largest company by equity in Boussu1 site
Size
€3.8mtotal assets 2025
Equity
€3.7m
Profit
€464,706
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts filed 31 days late1 of 2 deeds summarised
Signalsraises risk2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
28 days late
2023
12 days early
2022
14 days early
2021
76 days late
2020
92 days late
2019
110 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Liquidity more than 128 timescurrent ratio 83798.04
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 38.4% · 1,841 companies 98.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €464,706 8 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€3.8m
Profit
€464,706
Solvency
98.2%
Total assets▲ 13.4%
Net result
20182025
Go to Financials

Timeline

Events
20
Since
2012
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 19-07-2024Annual accounts filed
  3. 27-03-2024Resignation: LEVEQUE Denis (manager)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
22-12-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Annual meeting
Last Friday of May at 18:00
Purpose
“La société aura pour objet tant en Belgique qu’à l’étranger le courtage en assurances…” (deed in French)
Go to Articles of association

Key facts about ADL Finance

What is the company number of ADL Finance?
0832.297.315. In Belgium the VAT number is the company number with BE in front: BE 0832.297.315.
Where is ADL Finance based?
The registered office is at Rue Grande(H) 55, 7301 Boussu.Company details
What does ADL Finance do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of ADL Finance?
Private limited company (BV).
When was ADL Finance founded?
On 22-12-2010.
Is ADL Finance still active?
Yes, ADL Finance is an active enterprise in the KBO register.
What is the turnover of ADL Finance?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ADL Finance profitable?
In financial year 2025, ADL Finance made a profit of €464,706.
Where can I find the annual accounts of ADL Finance?
ADL Finance filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ADL Finance due?
By 31-07-2027, for financial year 2026.Timeline

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