ADIF CONSTRUCT
ActiveADIF CONSTRUCT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €8k. Equity is growing by ~55.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 7293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency19▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.94 against 0.78 in 2024), and 85.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7293 sector peers (2025).
NBB · sector comparisonPosition among 7293 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
74 d early
2023
13 d early
2022
49 d early
2021
66 d early
2020
76 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 179%
2024 · €4k
2019: €-29k
2020: €-10k
2021: €-10k
2022: €-5k
2023: €-3k
2024: €4k
2019 → 2025
Total assets
€86k▲ 5.7%
2024 · €82k
2019: €59k
2020: €75k
2021: €72k
2022: €75k
2023: €80k
2024: €82k
2019 → 2025
Net result
€8k▲ 13.0%
2024 · €7k
2019: €3k
2020: €19k
2021: €166
2022: €5k
2023: €2k
2024: €7k
2019 → 2025
Working capital
€-3k▲ 77.1%
2024 · €-12k
2019: €-28k
2020: €-12k
2021: €-24k
2022: €-39k
2023: €-29k
2024: €-12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€-5k▲ 52.4%€-3k▲ 46.3%€4k€12k▲ 179%
Operating result€-635-€7k€6k▼ 13.8%€4k▼ 30.5%€16k▲ 296%
Net result€166-€5k▲ 3,108%€2k▼ 57.9%€7k▲ 215%€8k▲ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 296% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€43k▲ 7.1%
Current assets
€44k▲ 4.4%
Equity and liabilities €86k
Equity
€12k▲ 179%
Debt
€74k▼ 4.3%
The debt ratio falls from 94.5% to 85.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€38k▲
2024 · €22k
Cash flow
€30k▲
2024 · €25k
Solvency
14.4%▲
2024 · 5.5%
Current ratio
0.94▲
2024 · 0.78
Quick ratio
0.87▲
2024 · 0.71
Debt / equity
5.94▼
2024 · 17.30
ROE
64.1%▼
2024 · 158.0%
ROA
9.2%▲
2024 · 8.6%
Interest coverage
12.77▲
2024 · 10.90
Debt
€74k▼
2024 · €77k
Debt ≤ 1 year
€46k▼
2024 · €53k
Debt > 1 year
€28k▲
2024 · €24k
Income taxes
€5k▲
2024 · €859
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€86k▲
Fixed assets21/28€40k€43k▲
Tangible fixed assets22/27€40k€43k▲
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€30k€36k▲
Current assets29/58€42k€44k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€35k€39k▲
Trade receivables40€22k€22k▼
Other amounts receivable41€13k€18k▲
Cash at bank and in hand54/58€3k€849▼
Equity and liabilities
Total equity and liabilities10/49€82k€86k▲
Equity10/15€4k€12k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-14k€-6k▲
Amounts payable17/49€77k€74k▼
Amounts payable after more than one year17€24k€28k▲
Financial debts170/4€24k€28k▲
Amounts payable within one year42/48€53k€46k▼
Trade debts44€14k€19k▲
Suppliers440/4€14k€19k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3-€3k
Remuneration and social security454/9€5k€646▼
Other amounts payable47/48€34k€24k▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€22k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€390€737▲
Gross operating margin9900€24k€41k▲
Operating profit (loss)9901€4k€16k▲
Financial income75/76B€6k€14▼
Recurring financial income75€6k€14▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€8k€13k▲
Income taxes67/77€859€5k▲
Profit (loss) for the period9904€7k€8k▲
Profit (loss) for the period to be appropriated9905€7k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-6k▲
Profit (loss) brought forward from the previous period14P€-21k€-14k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €166 ▼99.1%
Net result drops to €166, the lowest in the series; recovery starts the following year.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €19k ▲554%
Operating result €32k, net result €19k, both a record.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drijpikkelstraat 431861 MeiseGround area
572 m²
Building footprint
113 m²
Volume, LiDAR
525 m³
Parcel 23093C0206/00R000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADIF CONSTRUCT
since 19992.092.403.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093C0206/00R000 | Flanders | 572 m² | 1 · 113 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 9,923 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded23-08-1999
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.