Summary
ADIA Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €70,430 and a net result of €2,260. Its solvency ranks better than 56% of 8102 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
39 d early
2024
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€70,430▲ 3.3%
2024 · €68,170
Net result
€2,260▼ 96.1%
2024 · €58,170
Total assets
€120,577▼ 18.8%
2024 · €148,505
Solvency
58.4%▲ 12.5pp
2024 · 45.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€73,647-€3,817▼ 94.8%
Net result€58,170within the sector's middle half-€2,260below the sector's middle half▼ 96.1%
Equity€68,170within the sector's middle half-€70,430within the sector's middle half▲ 3.3%
Total assets€148,505within the sector's middle half-€120,577below the sector's middle half▼ 18.8%
Debt€80,335-€50,147▼ 37.6%
Working capital-€50,794below the sector's middle half--€22,369within the sector's middle half▲ 56.0%
Solvency45.9%within the sector's middle half-58.4%within the sector's middle half▲ 12.5pp
Current ratio0.37below the sector's middle half-0.55below the sector's middle half▲ 0.19
Return on assets (ROA)39.2%above the sector's middle half-1.9%within the sector's middle half▼ 37.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120,577
Fixed assets
€92,799 ▼ 22.0%
Current assets
€27,778 ▼ 6.0%
Equity and liabilities €120,577
Equity
€70,430 ▲ 3.3%
Debt
€50,147 ▼ 37.6%
Debt's share of the balance-sheet total falls from 54.1% to 41.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.2%▼
2024 · 85.3%
Debt ≤ 1 year
€50,147▼
2024 · €80,335
Income taxes
€1,253▼
2024 · €14,911
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,049 | €28,644 | ▲ 24.3% |
| Other operating charges640/8 | €180 | €223 | ▲ 23.9% |
| Non-recurring operating charges66A | €3,038 | €0 | ▼ 100% |
| Gross operating margin9900 | €99,915 | €32,684 | ▼ 67.3% |
| Operating profit (loss)9901 | €73,647 | €3,817 | ▼ 94.8% |
| Financial charges65/66B | €566 | €303 | ▼ 46.4% |
| Recurring financial charges65 | €566 | €303 | ▼ 46.4% |
| Profit (loss) for the period before taxes9903 | €73,081 | €3,513 | ▼ 95.2% |
| Income taxes67/77 | €14,911 | €1,253 | ▼ 91.6% |
| Profit (loss) for the period9904 | €58,170 | €2,260 | ▼ 96.1% |
| Profit (loss) for the period to be appropriated9905 | €58,170 | €2,260 | ▼ 96.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €148,505 | €120,577 | ▼ 18.8% |
| Fixed assets21/28 | €118,964 | €92,799 | ▼ 22.0% |
| Tangible fixed assets22/27 | €118,964 | €92,799 | ▼ 22.0% |
| Furniture and vehicles24 | €118,964 | €92,799 | ▼ 22.0% |
| Current assets29/58 | €29,541 | €27,778 | ▼ 6.0% |
| Amounts receivable within one year40/41 | €9 | €18,166 | ▲ 196,712% |
| Trade receivables40 | - | €18,150 | - |
| Other amounts receivable41 | €9 | €16 | ▲ 71.1% |
| Cash at bank and in hand54/58 | €26,291 | €8,315 | ▼ 68.4% |
| Deferred charges and accrued income490/1 | €3,241 | €1,297 | ▼ 60.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €148,505 | €120,577 | ▼ 18.8% |
| Equity10/15 | €68,170 | €70,430 | ▲ 3.3% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Reserves13 | €58,170 | €60,430 | ▲ 3.9% |
| Distributable reserves133 | €58,170 | €60,430 | ▲ 3.9% |
| Amounts payable17/49 | €80,335 | €50,147 | ▼ 37.6% |
| Amounts payable within one year42/48 | €80,335 | €50,147 | ▼ 37.6% |
| Trade debts44 | €2,326 | €3,200 | ▲ 37.6% |
| Suppliers440/4 | €2,326 | €3,200 | ▲ 37.6% |
| Taxes, remuneration and social security45 | €24,390 | €10,912 | ▼ 55.3% |
| Taxes450/3 | €24,390 | €10,912 | ▼ 55.3% |
| Other amounts payable47/48 | €53,619 | €36,035 | ▼ 32.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €58,170 | €2,260 | ▼ 96.1% |
| + Depreciation and write-downs630 | €23,049 | €28,644 | ▲ 24.3% |
| Operating cash flow (approximation) | €81,219 | €30,904 | ▼ 61.9% |
| Investment in fixed assets (approximation) | - | -€2,479 | - |
| Change in cash | - | -€17,976 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2022
Ground area
182 m²
Building footprint
112 m²
Volume, LiDAR
648 m³
Parcel 46384E1604/00K002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADIA Group
since 20222.338.469.862
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384E1604/00K002 | Flanders | 181 m² | 1 · 112 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesADIA Group BV#10338
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Of 24,721 companies in sector 64210 we hold annual accounts for 19,799. 11,410 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2022
Fiscal year end30-06
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
64210Activities of holding companies
41001General construction of residential buildings
41003General construction of other non-residential buildings
42110Construction of roads and motorways
43110Demolition
43130Specialised construction activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID
0208:0794195616
Also
9925:BE0794195616
Registered
21-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.