Adi Potemans
ActiveAdi Potemans has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €13k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 2.11 in 2024; short-term debt: 23% and cash: 15.9% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
4.8%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
32 d early
2023
56 d early
2022
on the day
2021
on the day
2020
32 d early
2019
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€206k▲ 6.6%
2024 · €193k
2019: €101k
2020: €120k
2021: €146k
2022: €150k
2023: €163k
2024: €193k
2019 → 2025
Total assets
€267k▲ 6.7%
2024 · €250k
2019: €237k
2020: €225k
2021: €331k
2022: €333k
2023: €270k
2024: €250k
2019 → 2025
Net result
€13k▼ 56.8%
2024 · €30k
2019: €-42k
2020: €19k
2021: €26k
2022: €3k
2023: €13k
2024: €30k
2019 → 2025
Working capital
€90k▲ 77.2%
2024 · €51k
2019: €-9k
2020: €18k
2021: €16k
2022: €1k
2023: €31k
2024: €51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€150k▲ 2.3%€163k▲ 9.0%€193k▲ 18.1%€206k▲ 6.6%
Operating result€32k-€6k▼ 81.1%€16k▲ 154%€31k▲ 100%€14k▼ 54.3%
Net result€26k-€3k▼ 87.3%€13k▲ 301%€30k▲ 120%€13k▼ 56.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267k
Fixed assets
€116k▼ 24.7%
Current assets
€151k▲ 56.6%
Equity and liabilities €267k
Equity
€206k▲ 6.6%
Debt
€61k▲ 7.0%
The debt ratio rises from 23.0% to 23.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€57k▼
2024 · €76k
Cash flow
€56k▼
2024 · €74k
Solvency
77.0%▼
2024 · 77.0%
Current ratio
2.47▲
2024 · 2.11
Quick ratio
2.47▲
2024 · 2.11
Debt / equity
0.30▲
2024 · 0.30
ROE
6.2%▼
2024 · 15.3%
ROA
4.8%▼
2024 · 11.8%
Interest coverage
83.33▲
2024 · 52.00
Debt
€61k▲
2024 · €57k
Debt ≤ 1 year
€61k▲
2024 · €46k
Income taxes
€666▲
2024 · €8
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€267k▲
Fixed assets21/28€154k€116k▼
Tangible fixed assets22/27€154k€116k▼
Land and buildings22€56k€48k▼
Plant, machinery and equipment23€35k€29k▼
Furniture and vehicles24€10k€6k▼
Leasing and similar rights25€53k€33k▼
Current assets29/58€97k€151k▲
Amounts receivable within one year40/41€74k€104k▲
Trade receivables40€72k€104k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€20k€42k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€250k€267k▲
Equity10/15€193k€206k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€172k€185k▲
Amounts payable17/49€57k€61k▲
Amounts payable after more than one year17€11k-
Financial debts170/4€11k-
Amounts payable within one year42/48€46k€61k▲
Current portion of amounts payable after more than one year42€26k€10k▼
Trade debts44€14k€42k▲
Suppliers440/4€14k€42k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€7k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€43k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€77k€59k▼
Operating profit (loss)9901€31k€14k▼
Financial income75/76B€28€126▲
Recurring financial income75€28€126▲
Financial charges65/66B€1k€863▼
Recurring financial charges65€1k€690▼
Non-recurring financial charges66B-€174
Profit (loss) for the period before taxes9903€30k€13k▼
Income taxes67/77€8€666▲
Profit (loss) for the period9904€30k€13k▼
Profit (loss) for the period to be appropriated9905€30k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€172k€185k▲
Profit (loss) brought forward from the previous period14P€143k€172k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-06
Financial
Equity above €200kEq €206k ▲6.6%
6 profitable years in a row build equity to €206k.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €30k ▲120%
Net result €30k, the highest in the series.
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €150kEq €163k ▲9%
4 profitable years in a row build equity to €163k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
2019
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houwaartsebaan 973220 HolsbeekGround area
1,253 m²
Building footprint
158 m²
Volume, LiDAR
992 m³
Parcel 24103B0333/00T000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Houwaartsebaan 97, 3220 Holsbeek
since 20022.114.517.549
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24103B0333/00T000 | Flanders | 1,253 m² | 1 · 158 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BXLMRS
BE 0524.962.020
Sint-Gillis (bij-Brussel) · Eq €206k
Studio Anja Vissers
BE 0885.982.855
Herentals · Eq €206k
ARCHITECT TOM DEBAERE
BE 0821.637.312
Gent · Eq €206k
BUREAU D'ETUDES ET D'ARCHITECTURE ANDRE - ARCHITECTES ASSOCIES
BE 0839.954.870
Soignies · Eq €206k
ARCD
BE 1008.555.124
Temse · Eq €206k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 5,098 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2002
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
01410Raising of dairy cattle
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
45215
45310
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.