ADEQUATE ADVICE
ActiveSummary
ADEQUATE ADVICE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €723,344 and a net result of €95,244. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability60▲+15
Solvency93▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.24 against 0.14 in 2023; short-term debt: 31.7% and cash: 0.2% of total assets), and 31.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
68.3%
Return on assets
9%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2026, 315 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
315 d late
2023
518 d late
2022
884 d late
2021
152 d late
2020
41 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 318 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€723,344▲ 15.2%
2023 · €628,099
Total assets
€1.1m▲ 0.5%
2023 · €1.1m
Net result
€95,244▲ 212%
2023 · €30,497
Working capital
-€254,689▲ 30.1%
2023 · -€364,274
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€3,734▲ 7.4%-€3,763▼ 0.8%-€1,764▲ 53.1%-€3,501▼ 98.4%-€903▲ 74.2%
Net result-€3,950below the sector's middle half-€4,019below the sector's middle half▼ 1.8%-€2,041below the sector's middle half▲ 49.2%€30,497within the sector's middle half€95,244above the sector's middle half▲ 212%
Equity€603,662above the sector's middle half▼ 0.7%€599,643above the sector's middle half▼ 0.7%€597,602above the sector's middle half▼ 0.3%€628,099above the sector's middle half▲ 5.1%€723,344above the sector's middle half▲ 15.2%
Total assets€1.0mabove the sector's middle half▼ 0.4%€1.0mabove the sector's middle half▼ 0.4%€1.0mabove the sector's middle half▼ 0.2%€1.1mabove the sector's middle half▲ 3.0%€1.1mabove the sector's middle half▲ 0.5%
Debt€425,912=€425,912=€425,912=€425,912=€335,912▼ 21.1%
Working capital-€388,711below the sector's middle half▼ 1.0%-€392,730below the sector's middle half▼ 1.0%-€394,771below the sector's middle half▼ 0.5%-€364,274below the sector's middle half▲ 7.7%-€254,689below the sector's middle half▲ 30.1%
Solvency58.6%within the sector's middle half▼ 0.2pp58.5%within the sector's middle half▼ 0.2pp58.4%within the sector's middle half▼ 0.1pp59.6%within the sector's middle half▲ 1.2pp68.3%within the sector's middle half▲ 8.7pp
Current ratio0.09below the sector's middle half▼ 0.010.08below the sector's middle half▼ 0.010.07below the sector's middle half=0.14below the sector's middle half▲ 0.070.24below the sector's middle half▲ 0.10
Return on assets (ROA)-0.4%within the sector's middle half▼ 52.1pp-0.4%below the sector's middle half=-0.2%below the sector's middle half▲ 0.2pp2.9%within the sector's middle half▲ 3.1pp9.0%within the sector's middle half▲ 6.1pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €903 in 2024 against €3,501 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.1m
Fixed assets
€978,033 ▼ 1.4%
Current assets
€81,223 ▲ 31.8%
Equity and liabilities €1.1m
Equity
€723,344 ▲ 15.2%
Debt
€335,912 ▼ 21.1%
Debt's share of the balance-sheet total falls from 40.4% to 31.7%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.46▼
2023 · 0.68
ROE
13.2%▲
2023 · 4.9%
Debt ≤ 1 year
€335,912▼
2023 · €425,912
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €928 | €1,283 | €1,144 | €513 | ▼ 55.1% |
| Gross operating margin9900 | -€2,806 | -€2,835 | -€481 | -€2,357 | -€390 | ▲ 83.5% |
| Operating profit (loss)9901 | -€3,734 | -€3,763 | -€1,764 | -€3,501 | -€903 | ▲ 74.2% |
| Financial income75/76B | - | - | - | €34,495 | €96,799 | ▲ 181% |
| Recurring financial income75 | - | - | - | €34,495 | €96,799 | ▲ 181% |
| Financial charges65/66B | - | €256 | €277 | €497 | €651 | ▲ 31.1% |
| Recurring financial charges65 | €216 | €256 | €277 | €497 | €651 | ▲ 31.1% |
| Profit (loss) for the period before taxes9903 | -€3,950 | -€4,019 | -€2,041 | €30,497 | €95,244 | ▲ 212% |
| Profit (loss) for the period9904 | -€3,950 | -€4,019 | -€2,041 | €30,497 | €95,244 | ▲ 212% |
| Profit (loss) for the period to be appropriated9905 | -€3,950 | -€4,019 | -€2,041 | €30,497 | €95,244 | ▲ 212% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €1.0m | €1.0m | €1.1m | €1.1m | ▲ 0.5% |
| Fixed assets21/28 | €992,373 | €992,373 | €992,373 | €992,373 | €978,033 | ▼ 1.4% |
| Financial fixed assets28 | €992,373 | €992,373 | €992,373 | €992,373 | €978,033 | ▼ 1.4% |
| Current assets29/58 | €37,201 | €33,182 | €31,141 | €61,638 | €81,223 | ▲ 31.8% |
| Amounts receivable after more than one year29 | - | - | - | - | €78,000 | - |
| Other amounts receivable291 | - | - | - | - | €78,000 | - |
| Amounts receivable within one year40/41 | €10,000 | €10,000 | €10,000 | €10,000 | - | - |
| Other amounts receivable41 | - | €10,000 | €10,000 | €10,000 | - | - |
| Cash at bank and in hand54/58 | €27,201 | €23,182 | €21,141 | €51,638 | €2,084 | ▼ 96.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,139 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €1.0m | €1.0m | €1.1m | €1.1m | ▲ 0.5% |
| Equity10/15 | €603,662 | €599,643 | €597,602 | €628,099 | €723,344 | ▲ 15.2% |
| Contributions10/11 | €74,368 | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Capital10 | - | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Issued capital100 | - | €74,368 | €74,368 | €74,368 | €74,368 | = |
| Reserves13 | €7,437 | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Non-distributable reserves130/1 | - | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Legal reserve130 | - | €7,437 | €7,437 | €7,437 | €7,437 | = |
| Profit (loss) carried forward14 | €521,857 | €517,838 | €515,797 | €546,295 | €641,539 | ▲ 17.4% |
| Amounts payable17/49 | €425,912 | €425,912 | €425,912 | €425,912 | €335,912 | ▼ 21.1% |
| Amounts payable within one year42/48 | €425,912 | €425,912 | €425,912 | €425,912 | €335,912 | ▼ 21.1% |
| Other amounts payable47/48 | - | €425,912 | €425,912 | €425,912 | €335,912 | ▼ 21.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,950 | -€4,019 | -€2,041 | €30,497 | €95,244 | ▲ 212% |
| Operating cash flow (approximation) | -€3,950 | -€4,019 | -€2,041 | €30,497 | €95,244 | ▲ 212% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €14,340 | - |
| Change in cash | - | -€4,019 | -€2,041 | €30,497 | -€49,554 | ▼ 262% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 315 days late
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 518 days late
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 884 days late
2023
31-12
Financial
Back to profitnet €30,497
Net result €30,497 after 3 loss-making years.
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €534,571
Net result €534,571 after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2000
Ground area
1.2 ha
Building footprint
1,805 m²
Volume, LiDAR
10,017 m³
Parcel 31812P0302/00C000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
ADEQUATE ADVICE NV
since 20002.044.664.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31812P0302/00C000 | Flanders | 1.2 ha | 1 · 1,805 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2021 list no shareholders, and no other source names one.
Holdings 1
-
20%
According to the 2021 annual accounts of ADEQUATE ADVICE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 2,710 companies in sector 73200 we hold annual accounts for 1,787. 1,194 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-05-1989
Fiscal year end31-12
Abbreviation NL
ADEVICE
Activities, NACEBEL 2025
73200Market research and public opinion polling
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
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