Debts
€22,704 94% of the balance sheet
Suppliers 13%Taxes and wages 35%Other 52%
Of this, €17,708 falls due within a year.
ADELE H.E.
Lifetime
3 annual accounts with figures on one time axispeak €12,576 (2023)
-€146▼ €12,722
lowest -€5,894 (2024)
-€5,894▼ €16,149
peak €7,344 (2023)
€1,450▼ 80.3%
€22,704▼ 6.6%
Board4 names since 2022
1 directorTzelo Lamai
Documentsfilings and deeds
09-10-202570 days late
2024micro format
Turnover from €74,739 to €89,677Gross margin from €12,576 to -€146Loss of €5,894Resignation: NOGUEIRA DA CRUZ Evellyn (director) 06-11Resignations & appointments 24-07Resignation: NOGUEIRA DA CRUZ Evellyn (director) 09-07
Key points
from the 2024 annual accountsPayment terms
12 days to suppliers
ADELE H.E. pays its suppliers 82 days earlier than in 2023. Customers pay 61 days earlier.
Filings
3 annual accounts 101 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Checked score
35
Weak
Financially stronger than 37% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.0%
01-2025: 5.1%▲ +0.1 percentage points vs 12-2024
02-2025: 5.1%● unchanged vs 01-2025
03-2025: 5.2%▲ +0.1 percentage points vs 02-2025
04-2025: 5.4%▲ +0.2 percentage points vs 03-2025
05-2025: 5.4%● unchanged vs 04-2025
06-2025: 5.3%▼ -0.1 percentage points vs 05-2025
07-2025: 5.3%● unchanged vs 06-2025
08-2025: 5.8%▲ +0.5 percentage points vs 07-2025
09-2025: 6.3%▲ +0.5 percentage points vs 08-2025
10-2025: 7.2%▲ +0.9 percentage points vs 09-2025highest value
11-2025: 4.7%▼ -2.5 percentage points vs 10-2025
12-2025: 4.7%● unchanged vs 11-2025
01-2026: 4.7%● unchanged vs 12-2025
02-2026: 4.3%▼ -0.4 percentage points vs 01-2026
03-2026: 4.3%● unchanged vs 02-2026lowest value
04-2026: 4.4%▲ +0.1 percentage points vs 03-2026
05-2026: 4.5%▲ +0.1 percentage points vs 04-2026
06-2026: 4.6%▲ +0.1 percentage points vs 05-2026
07-2026: 4.6%● unchanged vs 06-2026
08-2026: 5.3%▲ +0.7 percentage points vs 07-2026
09-2026: 5.7%▲ +0.4 percentage points vs 08-2026
10-2026: 6.4%▲ +0.7 percentage points vs 09-2026
11-2026: 6.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 70 days late; 2 of the last 3 accounts late
Founded in 2022
Figures for financial year 2024 (filed on 11-10-2025)
lowers risk
Liquidity: current ratio 1.36, cash €14,949
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 30% of them on solvency, 65% on liquidity, 8% on profitability and 44% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 757 companies had the same profile as ADELE H.E. has now. Each dot stands for 2 companies, two years later.
86.5%
were still trading
4.8%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ADELE H.E. itself: 6.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 757 companies, not a prediction for ADELE H.E.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.36 (1.3 in 2023), below the usual 1.5. Short-term debt is 73.3% and cash 61.9% of total assets. 94% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 70 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
70 days late
2023
105 days late
2022
60 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 38 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
Recent changes
Appointment: MITROFAN Sajet (director)
General meeting of 02-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0786624765
Resignation: NOGUEIRA DA CRUZ Evellyn (director)
General meeting of 30-09-2024 · Gazette deed
Resignations & appointments
Director in office: NOGUEIRA DA CRUZ Evellyn · Director in office: Tzelo Lamai · General meeting of 10-07-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ADELE H.E. Sint-Gillis (bij-Brussel) | €89,677 | -5.8% | 6.0% | - |
| NG LOUISE COMPANY Sint-Gillis (bij-Brussel) | €9,568 | - | -148.6% | - |
| LAVANDA Brussels | - | - | -74.5% | - |
| DEN BOEMEL Beveren-Kruibeke-Zwijndrecht | - | - | -8.6% | - |
| L&L EXPRESS Niel | - | - | 22.0% | - |
| KLEIN GENOEGEN Vilvoorde | - | - | -166.8% | - |
| Muhammed Sentürk Antwerp | - | - | 74.1% | - |
Grey: the largest companies of the sector (food and beverage service (NACE 56)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ADELE H.E.: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €21,000 and €25,100, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 30-05-2022Normal situation
- Activity
- Cafés and barsNACE 56301
- Establishment unit
- 2.331.658.9771060 Sint-Gillis (bij-Brussel), since 01-06-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Insights on ADELE H.E.
ADELE H.E. files the micro format. That format states no turnover. The gross margin rose from -€3,213 in 2022 to -€146 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ADELE H.E.
- What is the company number of ADELE H.E.?
- The company number of ADELE H.E. is 0786.624.765. The VAT number is the same number with BE in front: BE 0786.624.765.
- Where is ADELE H.E. based?
- The registered office is at Alsembergse Steenweg 34, 1060 Sint-Gillis (bij-Brussel).Company details
- What does ADELE H.E. do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of ADELE H.E.?
- ADELE H.E. is a private limited company (BV).
- When was ADELE H.E. founded?
- ADELE H.E. was founded on 30-05-2022.
- Is ADELE H.E. still active?
- Yes, ADELE H.E. is an active enterprise in the KBO register.
- What is the turnover of ADELE H.E.?
- The turnover of ADELE H.E. was €89,677 in financial year 2024, according to the filed annual accounts.Financials
- Is ADELE H.E. profitable?
- In financial year 2024, ADELE H.E. made a loss of €5,894.
- Where can I find the annual accounts of ADELE H.E.?
- ADELE H.E. filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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