ADDY GROUP
ActiveSummary
The computed 12-month bankruptcy probability of ADDY GROUP is 1.6% (moderate). The 2025 annual accounts show equity of €12k and a net result of €10k. Its solvency ranks better than 45% of 4522 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency61
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.55; short-term debt: 64.5% and cash: 0% of total assets), but 64.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.5%
Return on assets
29.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€12k
Total assets
€34k
Net result
€10k
Working capital
€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €34k
Equity
€12k
Debt
€22k
Debt finances 64.5% of the balance-sheet total.
Key figures and ratios
Current ratio
1.55
Debt to equity
1.81
ROE
83.6%
ROA
29.7%
Debt ≤ 1 year
€22k
Income taxes
€3k
Staff costs
€31k
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet
Code2025
Assets
Total assets20/58€34k
Current assets29/58€34k
Amounts receivable within one year40/41€34k
Trade receivables40€8k
Other amounts receivable41€26k
Cash at bank and in hand54/58€0
Equity and liabilities
Total equity and liabilities10/49€34k
Equity10/15€12k
Contributions10/11€2k
Profit (loss) carried forward14€10k
Amounts payable17/49€22k
Amounts payable within one year42/48€22k
Financial debts43€5k
Credit institutions430/8€5k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€9k
Taxes450/3€7k
Remuneration and social security454/9€2k
Income statement
Code2025
Remuneration, social security and pensions62€31k
Gross operating margin9900€44k
Operating profit (loss)9901€13k
Financial income75/76B€629
Recurring financial income75€629
Financial charges65/66B€525
Recurring financial charges65€525
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€3k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €31k |
| Gross operating margin9900 | €44k |
| Operating profit (loss)9901 | €13k |
| Financial income75/76B | €629 |
| Recurring financial income75 | €629 |
| Financial charges65/66B | €525 |
| Recurring financial charges65 | €525 |
| Profit (loss) for the period before taxes9903 | €13k |
| Income taxes67/77 | €3k |
| Profit (loss) for the period9904 | €10k |
| Profit (loss) for the period to be appropriated9905 | €10k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €34k | |
| Current assets29/58 | €34k | |
| Amounts receivable within one year40/41 | €34k | |
| Trade receivables40 | €8k | |
| Other amounts receivable41 | €26k | |
| Cash at bank and in hand54/58 | €0 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €34k | |
| Equity10/15 | €12k | |
| Contributions10/11 | €2k | |
| Profit (loss) carried forward14 | €10k | |
| Amounts payable17/49 | €22k | |
| Amounts payable within one year42/48 | €22k | |
| Financial debts43 | €5k | |
| Credit institutions430/8 | €5k | |
| Trade debts44 | €8k | |
| Suppliers440/4 | €8k | |
| Taxes, remuneration and social security45 | €9k | |
| Taxes450/3 | €7k | |
| Remuneration and social security454/9 | €2k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €10k |
| Operating cash flow (approximation) | €10k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue E. Vandervelde 484610 Beyne-Heusay1 establishment unit
ADDY GROUP
since 20242.365.000.055
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Of 7,352 companies in sector 81210 we hold annual accounts for 2,733. 1,885 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
46839Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.