Addviso
ActiveAddviso has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256k and a net result of €12k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency99▲+3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.84 against 3.46 in 2024; short-term debt: 26% and cash: 40.2% of total assets), and 26% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
26 d late
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€256k▲ 5.0%
2024 · €244k
2023: €127k
2024: €244k
2023 → 2025
Total assets
€346k▲ 1.1%
2024 · €342k
2023: €174k
2024: €342k
2023 → 2025
Net result
€12k▼ 89.6%
2024 · €117k
2023: €107k
2024: €117k
2023 → 2025
Working capital
€255k▲ 5.4%
2024 · €242k
2023: €126k
2024: €242k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€127k-€244k▲ 91.9%€256k▲ 5.0%
Operating result€137k-€147k▲ 7.9%€6k▼ 96.2%
Net result€107k-€117k▲ 9.1%€12k▼ 89.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346k
Fixed assets
€996▼ 48.7%
Current assets
€345k▲ 1.3%
Equity and liabilities €346k
Equity
€256k▲ 5.0%
Debt
€90k▼ 8.7%
The debt ratio falls from 28.7% to 26.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €148k
Cash flow
€13k▼
2024 · €118k
Solvency
74.0%▲
2024 · 71.3%
Current ratio
3.84▲
2024 · 3.46
Quick ratio
3.84▲
2024 · 3.46
Debt / equity
0.35▼
2024 · 0.40
ROE
4.7%▼
2024 · 47.9%
ROA
3.5%▼
2024 · 34.1%
Interest coverage
6.50▼
2024 · 690.92
Debt
€90k▼
2024 · €98k
Debt ≤ 1 year
€90k▼
2024 · €98k
Income taxes
€1k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€342k€346k▲
Fixed assets21/28€2k€996▼
Tangible fixed assets22/27€2k€996▼
Furniture and vehicles24€2k€996▼
Current assets29/58€341k€345k▲
Amounts receivable within one year40/41€28k€6k▼
Trade receivables40€28k€4k▼
Other amounts receivable41€603€2k▲
Current investments50/53-€200k
Cash at bank and in hand54/58€312k€139k▼
Deferred charges and accrued income490/1€222€126▼
Equity and liabilities
Total equity and liabilities10/49€342k€346k▲
Equity10/15€244k€256k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€224k€236k▲
Amounts payable17/49€98k€90k▼
Amounts payable within one year42/48€98k€90k▼
Trade debts44€2k€908▼
Suppliers440/4€2k€908▼
Taxes, remuneration and social security45€63k€33k▼
Taxes450/3€63k€33k▼
Other amounts payable47/48€34k€55k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€804€945▲
Other operating charges640/8€118€120▲
Gross operating margin9900€148k€7k▼
Operating profit (loss)9901€147k€6k▼
Financial income75/76B€2k€9k▲
Recurring financial income75€2k€9k▲
Financial charges65/66B€215€1k▲
Recurring financial charges65€215€1k▲
Profit (loss) for the period before taxes9903€150k€13k▼
Income taxes67/77€33k€1k▼
Profit (loss) for the period9904€117k€12k▼
Profit (loss) for the period to be appropriated9905€117k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€224k€236k▲
Profit (loss) brought forward from the previous period14P€107k€224k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €12k ▼89.6%
Net result drops to €12k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2023net €117k ▲9.1%
Operating result €147k, net result €117k, both a record.
31-12
Financial
Equity above €200kEq €244k ▲91.9%
2 profitable years in a row build equity to €244k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Niellonstraat 222600 AntwerpenGround area
213 m²
Building footprint
100 m²
Volume, LiDAR
893 m³
Parcel 11303C0284/00X010, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Addviso
since 20232.345.619.653
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0284/00X010 | Flanders | 213 m² | 1 · 100 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADSA
BE 0637.846.759
Elsene · Eq €256k
TLBC
BE 0842.700.366
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I.Dee
BE 0662.997.077
Poperinge · Eq €256k
SUSTINERGY
BE 0521.996.392
Brakel · Eq €256k
Vanderheyde Operational Consultancy
BE 0663.603.922
Brugge · Eq €256k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,830 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.