Addup
ActiveAddup has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €51k. Equity is growing by ~60.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1%
Return on assets
53.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
29 d early
2023
23 d early
2022
5 d early
2021
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€14k
EBIT margin
16.3%
Net result
€51k▲ 5.6%
2024 · €48k
2021: €2k
2022: €18k
2023: €19k
2024: €48k
2021 → 2025
Working capital
€-4k
2024 · €46k
2021: €3
2022: €18k
2023: €36k
2024: €46k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€14k-
Equity€3k-€20k▲ 689%€39k▲ 96.2%€49k▲ 24.5%€1k▼ 98.0%
Operating result€2k-€24k▲ 933%€26k▲ 7.3%€62k▲ 142%€65k▲ 4.8%
Net result€2k-€18k▲ 1,034%€19k▲ 10.2%€48k▲ 149%€51k▲ 5.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€5k▲ 71.7%
Current assets
€91k▲ 63.8%
Equity and liabilities €95k
Equity
€1k▼ 98.0%
Debt
€94k▲ 959%
The debt ratio rises from 15.3% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €64k
Cash flow
€52k▲
2024 · €49k
Solvency
1.0%▼
2024 · 84.7%
Current ratio
0.96▼
2024 · 6.20
Quick ratio
0.96▼
2024 · 6.20
Debt / equity
94.40▲
2024 · 0.18
ROA
53.3%▼
2024 · 82.9%
Interest coverage
749.74▲
2024 · 691.75
Debt
€94k▲
2024 · €9k
Debt ≤ 1 year
€94k▲
2024 · €9k
Income taxes
€14k▲
2024 · €14k
A ratio outside any meaningful range has been withheld (balance sheet total €95k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€95k▲
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€2k€4k▲
Plant, machinery and equipment23€1k€671▼
Furniture and vehicles24€939€4k▲
Financial fixed assets28€400€400=
Current assets29/58€55k€91k▲
Amounts receivable within one year40/41€20k€35k▲
Trade receivables40€13k€33k▲
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€36k€56k▲
Deferred charges and accrued income490/1€118-
Equity and liabilities
Total equity and liabilities10/49€58k€95k▲
Equity10/15€49k€1k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€48k-
Amounts payable17/49€9k€94k▲
Amounts payable within one year42/48€9k€94k▲
Trade debts44€950€2k▲
Suppliers440/4€950€2k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48-€81k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€570€586▲
Gross operating margin9900€64k€67k▲
Operating profit (loss)9901€62k€65k▲
Financial income75/76B€3€6▲
Recurring financial income75€3€6▲
Financial charges65/66B€92€89▼
Recurring financial charges65€92€89▼
Profit (loss) for the period before taxes9903€62k€65k▲
Income taxes67/77€14k€14k▲
Profit (loss) for the period9904€48k€51k▲
Profit (loss) for the period to be appropriated9905€48k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€99k▲
Profit (loss) brought forward from the previous period14P€38k€48k▲
Profit to be distributed694/7€38k€99k▲
Return on contributions (dividend)694€38k€99k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €51k ▲5.6%
Operating result €65k, net result €51k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.41
Current ratio from 1.00 to 2.41; short-term debt falls from €13k to €12k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Au Passou 134053 ChaudfontaineGround area
1,073 m²
Building footprint
149 m²
Volume, LiDAR
907 m³
Parcel 62104D0337/00K028, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Addup
since 20212.322.643.422
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62104D0337/00K028 | Wallonia | 1,073 m² | 1 · 149 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DOMINIQUE HEIRMAN
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FABERFIN
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SIMILAN
BE 0646.937.936
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PLLAN
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Turnhout · Eq €1k
Pantser
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Destelbergen · Eq €1k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 4,940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47120Other non-specialised retail sale
47910Retail trade
58110Book publishing
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.