Added Value Customized Service
ActiveSummary
Added Value Customized Service has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €354k and a net result of €66k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 89% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability90▲+2
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.3 against 1.29 in 2023; short-term debt: 9.2% and cash: 31.4% of total assets), and 9.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.8%
Return on assets
17.1%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €354k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
23 d early
2022
42 d early
2021
52 d early
2020
51 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€354k▲ 22.4%
2023 · €289k
2018: €322k
2019: €324k▲ +0.7% vs 2018
2020: €342k▲ +5.6% vs 2019
2021: €291k▼ -15.2% vs 2020
2022: €276k▼ -5.1% vs 2021lowest in 7 years
2023: €289k▲ +4.8% vs 2022
2024: €354k▲ +22.4% vs 2023highest in 7 years
2018 → 2024
Total assets
€390k▲ 10.4%
2023 · €353k
2018: €342klowest in 7 years
2019: €352k▲ +3.0% vs 2018
2020: €380k▲ +8.1% vs 2019
2021: €365k▼ -3.9% vs 2020
2022: €373k▲ +2.1% vs 2021
2023: €353k▼ -5.4% vs 2022
2024: €390k▲ +10.4% vs 2023highest in 7 years
2018 → 2024
Net result
€66k▲ 20.9%
2023 · €55k
2018: €65k
2019: €4k▼ -93.9% vs 2018
2020: €20k▲ +408% vs 2019
2021: €1k▼ -93.9% vs 2020lowest in 7 years
2022: €60k▲ +4886% vs 2021
2023: €55k▼ -8.8% vs 2022
2024: €66k▲ +20.9% vs 2023highest in 7 years
2018 → 2024
Working capital
€118k▲ 535%
2023 · €19k
2018: €166khighest in 7 years
2019: €27k▼ -84.0% vs 2018
2020: €51k▲ +92.8% vs 2019
2021: €-14k▼ -127% vs 2020lowest in 7 years
2022: €3k▲ +124% vs 2021
2023: €19k▲ +461% vs 2022
2024: €118k▲ +535% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€342k-€291k▼ 15.2%€276k▼ 5.1%€289k▲ 4.8%€354k▲ 22.4%
2020: €342k
2021: €291k▼ -15.2% vs 2020
2022: €276k▼ -5.1% vs 2021lowest in 5 years
2023: €289k▲ +4.8% vs 2022
2024: €354k▲ +22.4% vs 2023highest in 5 years
Operating result€23k-€3k▼ 88.9%€86k▲ 3,266%€78k▼ 9.4%€97k▲ 24.2%
2020: €23k
2021: €3k▼ -88.9% vs 2020lowest in 5 years
2022: €86k▲ +3266% vs 2021
2023: €78k▼ -9.4% vs 2022
2024: €97k▲ +24.2% vs 2023highest in 5 years
Net result€20k-€1k▼ 93.9%€60k▲ 4,886%€55k▼ 8.8%€66k▲ 20.9%
2020: €20k
2021: €1k▼ -93.9% vs 2020lowest in 5 years
2022: €60k▲ +4886% vs 2021
2023: €55k▼ -8.8% vs 2022
2024: €66k▲ +20.9% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 24% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €390k
Fixed assets
€236k ▼ 12.7%
Current assets
€153k ▲ 86.4%
Equity and liabilities €390k
Equity
€354k ▲ 22.4%
Debt
€36k ▼ 44.0%
Debt's share of the balance-sheet total falls from 18.1% to 9.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133k▲
2023 · €126k
Cash flow
€102k=
2023 · €102k
Current ratio
4.30▲
2023 · 1.29
Quick ratio
4.23▲
2023 · 1.27
Debt to equity
0.10▼
2023 · 0.22
ROE
18.8%▼
2023 · 19.0%
ROA
17.1%▲
2023 · 15.6%
Interest coverage
994.22▼
2023 · 1098.87
Debt ≤ 1 year
€36k▼
2023 · €64k
Income taxes
€31k▲
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€353k€390k▲
Fixed assets21/28€271k€236k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€244k€210k▼
Land and buildings22€62k€59k▼
Plant, machinery and equipment23€94k€78k▼
Furniture and vehicles24€8k€4k▼
Other tangible fixed assets26€79k€69k▼
Financial fixed assets28€25k€25k=
Current assets29/58€82k€153k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€18k€15k▼
Trade receivables40€18k€15k▼
Other amounts receivable41€13-
Cash at bank and in hand54/58€48k€122k▲
Deferred charges and accrued income490/1€15k€14k▼
Equity and liabilities
Total equity and liabilities10/49€353k€390k▲
Equity10/15€289k€354k▲
Contributions10/11€6k€6k=
Reserves13€224k€290k▲
Distributable reserves133€224k€290k▲
Profit (loss) carried forward14€59k€57k▼
Amounts payable17/49€64k€36k▼
Amounts payable within one year42/48€64k€36k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€18k€29k▲
Taxes450/3€16k€27k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€43k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€36k▼
Other operating charges640/8€804€387▼
Gross operating margin9900€126k€134k▲
Operating profit (loss)9901€78k€97k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€1k€134▼
Recurring financial charges65€114€134▲
Non-recurring financial charges66B€906-
Profit (loss) for the period before taxes9903€77k€97k▲
Income taxes67/77€22k€31k▲
Profit (loss) for the period9904€55k€66k▲
Profit (loss) for the period to be appropriated9905€55k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€125k▲
Profit (loss) brought forward from the previous period14P€61k€59k▼
Transfer from equity791/2€40k-
Transfer to equity691/2€55k€66k▲
To other reserves6921€55k€66k▲
Profit to be distributed694/7€42k€2k▼
Return on contributions (dividend)694€42k€2k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €31k | €2k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €53k | €46k | €48k | €47k | €36k | ▼ 24.2% |
| Other operating charges640/8 | - | €348 | €348 | €804 | €387 | ▼ 51.8% |
| Gross operating margin9900 | €102k | €79k | €137k | €126k | €134k | ▲ 5.6% |
| Operating profit (loss)9901 | €23k | €3k | €86k | €78k | €97k | ▲ 24.2% |
| Financial income75/76B | - | €291 | €383 | €2 | €0 | ▼ 94.0% |
| Recurring financial income75 | €20 | €134 | €183 | €2 | €0 | ▼ 94.0% |
| Non-recurring financial income76B | - | €157 | €200 | - | - | - |
| Financial charges65/66B | - | €1k | €4k | €1k | €134 | ▼ 86.9% |
| Recurring financial charges65 | €423 | €257 | €4k | €114 | €134 | ▲ 17.1% |
| Non-recurring financial charges66B | - | €823 | - | €906 | - | - |
| Profit (loss) for the period before taxes9903 | €22k | €2k | €83k | €77k | €97k | ▲ 25.7% |
| Income taxes67/77 | €2k | €565 | €23k | €22k | €31k | ▲ 37.5% |
| Profit (loss) for the period9904 | €20k | €1k | €60k | €55k | €66k | ▲ 20.9% |
| Profit (loss) for the period to be appropriated9905 | €20k | €1k | €60k | €55k | €66k | ▲ 20.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €380k | €365k | €373k | €353k | €390k | ▲ 10.4% |
| Fixed assets21/28 | €297k | €304k | €273k | €271k | €236k | ▼ 12.7% |
| Intangible fixed assets21 | €2k | €3k | €3k | €2k | €1k | ▼ 27.8% |
| Tangible fixed assets22/27 | €270k | €276k | €245k | €244k | €210k | ▼ 13.9% |
| Land and buildings22 | - | €73k | €67k | €62k | €59k | ▼ 4.8% |
| Plant, machinery and equipment23 | - | €107k | €102k | €94k | €78k | ▼ 16.5% |
| Furniture and vehicles24 | - | €43k | €24k | €8k | €4k | ▼ 57.0% |
| Other tangible fixed assets26 | - | €53k | €52k | €79k | €69k | ▼ 13.3% |
| Financial fixed assets28 | €25k | €25k | €25k | €25k | €25k | = |
| Current assets29/58 | €83k | €61k | €100k | €82k | €153k | ▲ 86.4% |
| Stocks and contracts in progress3 | €881 | €2k | €3k | €1k | €2k | ▲ 79.4% |
| Stocks30/36 | - | €2k | €3k | €1k | €2k | ▲ 79.4% |
| Amounts receivable within one year40/41 | €45k | €10k | €26k | €18k | €15k | ▼ 20.0% |
| Trade receivables40 | - | €7k | €25k | €18k | €15k | ▼ 19.9% |
| Other amounts receivable41 | - | €3k | €931 | €13 | - | - |
| Cash at bank and in hand54/58 | €22k | €22k | €55k | €48k | €122k | ▲ 155% |
| Deferred charges and accrued income490/1 | - | €27k | €16k | €15k | €14k | ▼ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €380k | €365k | €373k | €353k | €390k | ▲ 10.4% |
| Equity10/15 | €342k | €291k | €276k | €289k | €354k | ▲ 22.4% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €272k | €222k | €209k | €224k | €290k | ▲ 29.7% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €220k | €207k | €224k | €290k | ▲ 29.7% |
| Profit (loss) carried forward14 | €64k | €62k | €61k | €59k | €57k | ▼ 2.8% |
| Amounts payable17/49 | €38k | €75k | €97k | €64k | €36k | ▼ 44.0% |
| Amounts payable after more than one year17 | €6k | - | - | - | - | - |
| Amounts payable within one year42/48 | €32k | €75k | €97k | €64k | €36k | ▼ 44.0% |
| Current portion of amounts payable after more than one year42 | - | €6k | - | - | - | - |
| Trade debts44 | €2k | €4k | €7k | €2k | €2k | ▼ 22.7% |
| Suppliers440/4 | - | €4k | €7k | €2k | €2k | ▼ 22.7% |
| Taxes, remuneration and social security45 | - | €12k | €15k | €18k | €29k | ▲ 63.2% |
| Taxes450/3 | - | €10k | €13k | €16k | €27k | ▲ 74.8% |
| Remuneration and social security454/9 | - | €2k | €2k | €2k | €2k | ▼ 11.5% |
| Other amounts payable47/48 | - | €53k | €75k | €43k | €4k | ▼ 89.9% |
| Accrued charges and deferred income492/3 | - | - | €88 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €1k | €60k | €55k | €66k | ▲ 20.9% |
| + Depreciation and write-downs630 | €53k | €46k | €48k | €47k | €36k | ▼ 24.2% |
| Operating cash flow (approximation) | €73k | €47k | €108k | €102k | €102k | = |
| Investment in fixed assets (approximation) | - | €-53k | €-16k | €-45k | €-2k | ▲ 96.3% |
| Change in cash | - | €-155 | €33k | €-7k | €74k | ▲ 1,125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €66k ▲20.9%
Operating result €97k, net result €66k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.30
Current ratio from 1.29 to 4.30; short-term debt falls from €64k to €36k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €1k ▼93.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jenneville, Les Blancs Cailloux 86800 Libramont-ChevignyGround area
4,029 m²
Building footprint
140 m²
Parcel 91114D0002/00G010, Wallonia. Linked by address, not a title deed.
2 establishment units
Added Value Customized Services
since 20082.172.198.697
Rue du Petit Granit 2, 5580 Rochefort
since 20192.295.237.160
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114D0002/00G010 | Wallonia | 4,029 m² | 1 · 140 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 37,151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-06-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.