Skip to content

ADD-OK

Active
Private limited companyfounded 198837 yrs activeRue d'Opprebais 7, 1360 Perwez, BelgiumKBO/BCE: BE 0435.971.151
Summary

ADD-OK has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €428,423 and a net result of -€939. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
ADD-OKActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350NACE 43390NACE 45211
#6 oldest company in Perwez, Construction sector1 site
Size
€112,075turnover 2024
Equity
€428,423
Loss
-€939
Financial health
67 Healthy Checked score 2024
Bankruptcy chance 12 m
1.1%
Structure
Accounts 42 d early1 of 5 deeds read
Why 67- Figures for FY 2024 (filed 27-07-2025)- Liquidity: current ratio 0.80, cash €12,878+ Equity €428,423 (82.8% of total assets)+ Founded in 1988Show the evidence

Checked score

Score 2024
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 59% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 82.8% of total assets
Liquidity 53-1
short-term debt 5.6% · cash 2.5%
Profitability 78-2
return on assets -0.2%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● 0.0% vs 11-2024lowest value 01-2025: 0.3%▲ +2.3% vs 12-2024 02-2025: 0.3%▲ +2.2% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.4%▲ +9.9% vs 03-2025 05-2025: 0.3%▼ -1.7% vs 04-2025 06-2025: 0.3%▼ -8.3% vs 05-2025 07-2025: 0.4%▲ +40.3% vs 06-2025 08-2025: 0.3%▼ -26.1% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▲ +2.7% vs 12-2025 02-2026: 0.3%▲ +0.6% vs 01-2026 03-2026: 0.3%● 0.0% vs 02-2026 04-2026: 0.4%▲ +9.9% vs 03-2026 05-2026: 0.4%▼ -0.3% vs 04-2026 06-2026: 0.3%▼ -8.5% vs 05-2026 07-2026: 0.4%▲ +8.4% vs 06-2026 08-2026: 0.6%▲ +48.8% vs 07-2026 09-2026: 0.7%▲ +24.3% vs 08-2026 10-2026: 1.1%▲ +52.9% vs 09-2026highest value
  • Figures for FY 2024 (filed 27-07-2025) raises the probability
  • Equity €428,423 (82.8% of total assets) lowers the probability
  • Founded in 1988 lowers the probability for this profile
  • Liquidity: current ratio 0.80, cash €12,878 raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.8 against 1.13 in 2023; short-term debt: 5.6% and cash: 2.5% of total assets), and 17.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 49%, profitability 56%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 27-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €428,423 (82.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1988
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 0.80, cash €12,878
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 d early
2024
4 d early
2023
44 d early
2022
34 d early
2021
24 d early
2020
32 d early
2019
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Resignations: Marc Fosseprez (director) and François-Xavier…State Gazette act
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Oldest company in Perwez, Construction sectorin the Checked rankings #6 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 3 years of growth in a rowturnover 2024: €112,075 3 years View

By topic

Financials

Fiscal year
2024
Turnover
€112,075
Loss
-€939
Solvency
82.8%
Turnover▲ 2.1%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 19-06-2026Annual accounts filed
  2. 04-03-2026Resignations: Marc Fosseprez (director) and François-Xavier Bonnevie…
  3. 27-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
19-12-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure