ADAM Manon
ActiveADAM Manon has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €14k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency76▲+36
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.33 in 2024; short-term debt: 48.7% and cash: 55.8% of total assets), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
43.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 d early
2024
18 d early
2023
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 580%
2024 · €2k
2023: €14k
2024: €2k
2023 → 2025
Total assets
€32k▲ 97.5%
2024 · €16k
2023: €29k
2024: €16k
2023 → 2025
Net result
€14k
2024 · €-12k
2023: €12k
2024: €-12k
2023 → 2025
Working capital
€3k
2024 · €-9k
2023: €4k
2024: €-9k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€2k▼ 83.2%€16k▲ 580%
Operating result€20k-€-11k€16k
Net result€12k-€-12k€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€14k▲ 17.2%
Current assets
€18k▲ 310%
Equity and liabilities €32k
Equity
€16k▲ 580%
Debt
€16k▲ 14.1%
The debt ratio falls from 85.3% to 49.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €-9k
Cash flow
€16k▲
2024 · €-10k
Solvency
50.7%▲
2024 · 14.7%
Current ratio
1.17▲
2024 · 0.33
Quick ratio
1.17▲
2024 · 0.33
Debt / equity
0.97▼
2024 · 5.79
ROE
85.3%▲
2024 · -494.2%
ROA
43.3%▲
2024 · -72.8%
Interest coverage
35.05▲
2024 · -18.32
Debt
€16k▲
2024 · €14k
Debt ≤ 1 year
€16k▲
2024 · €14k
Income taxes
€1k▲
2024 · €324
Staff costs
€6
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€32k▲
Fixed assets21/28€12k€14k▲
Tangible fixed assets22/27€12k€14k▲
Plant, machinery and equipment23€12k€14k▲
Financial fixed assets28€54€54=
Current assets29/58€4k€18k▲
Amounts receivable within one year40/41€286€0▼
Trade receivables40€286€0▼
Cash at bank and in hand54/58€4k€18k▲
Deferred charges and accrued income490/1€41€338▲
Equity and liabilities
Total equity and liabilities10/49€16k€32k▲
Equity10/15€2k€16k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-105€14k▲
Amounts payable17/49€14k€16k▲
Amounts payable within one year42/48€14k€16k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€324€2k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€9k€10k▲
Accrued charges and deferred income492/3€175€175=
Income statement
Code20242025
Non-recurring operating income76A-€6
Remuneration, social security and pensions62-€6
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€325▼
Non-recurring operating charges66A€1€297▲
Gross operating margin9900€-8k€19k▲
Operating profit (loss)9901€-11k€16k▲
Financial charges65/66B€510€515▲
Recurring financial charges65€510€515▲
Profit (loss) for the period before taxes9903€-12k€15k▲
Income taxes67/77€324€1k▲
Profit (loss) for the period9904€-12k€14k▲
Profit (loss) for the period to be appropriated9905€-12k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-105€14k▲
Profit (loss) brought forward from the previous period14P€12k€-105▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.17
Current ratio from 0.33 to 1.17.
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k ▼201%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bouillon · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Ratentout,Mogimont 46833 BouillonGround area
1,431 m²
Parcel 84074A0068/00B000, Wallonia. Linked by address, not a title deed.
2 establishment units
ADAM Manon
since 20222.337.926.266
ADAM Manon
since 20222.337.926.365
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84074A0068/00B000 | Wallonia | 1,431 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,140. 1,766 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2022
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:manon.adam@outlook.be
Phone:+32496988342