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ADA IMMO

Active
Private limited companyfounded 20232 yrs activeRoute de Jalhay(Solwaster) 5, 4845 Jalhay, BelgiumKBO/BCE: BE 1003.114.414
Summary

ADA IMMO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,151 and a net result of €16,346. Equity is growing by ~63.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability44▲+7
Solvency37▼-2
Growth78▲+3
Track record82
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.16 in 2024; short-term debt: 88% and cash: 17.1% of total assets), and 88% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12%
Return on assets
2.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
61 d late
2023
17 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ADA IMMO was incorporated on 7 December 2023 as a Private limited company.1 Total assets rose from EUR 1,428 in 2023 to EUR 637,164 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€76,151▲ 27.3%
2024 · €59,805
Total assets
€637,164▲ 50.4%
2024 · €423,581
Net result
€16,346
2024 · -€495
Working capital
€76,151▲ 27.3%
2024 · €59,805
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€460€21,642
Net result-€495within the sector's middle half€16,346within the sector's middle half
Equity€300below the sector's middle half-€59,805within the sector's middle half▲ 19,835%€76,151within the sector's middle half▲ 27.3%
Total assets€1,428below the sector's middle half-€423,581within the sector's middle half▲ 29,565%€637,164within the sector's middle half▲ 50.4%
Debt€1,128-€363,776▲ 32,154%€561,013▲ 54.2%
Working capital€300within the sector's middle half-€59,805within the sector's middle half▲ 19,835%€76,151within the sector's middle half▲ 27.3%
Solvency14.1%within the sector's middle half12.0%within the sector's middle half▼ 2.2pp
Current ratio1.16within the sector's middle half1.14within the sector's middle half▼ 0.03
Return on assets (ROA)-0.1%within the sector's middle half2.6%within the sector's middle half▲ 2.7pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2024: -€460-€460Net result 2024: -€495-€495Operating result 2025: €21,642€21,642Net result 2025: €16,346€16,346202320242025-€10,000€0€10,000€20,000Operating result 2024: -€460-€460Net result 2024: -€495-€495Operating result 2025: €21,642€21,600Net result 2025: €16,346€16,300202320242025
The operating result returns to profit in 2025: €21,642 after a loss of €460 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €637,164
Equity €76,151 ▲ 27.3%
Debt €561,013 ▲ 54.2%
Debt's share of the balance-sheet total rises from 85.9% to 88.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.28▲
2024 · 0.09
Debt to equity
7.37▲
2024 · 6.08
ROE
21.5%▲
2024 · -0.8%
Debt ≤ 1 year
€561,013▲
2024 · €363,776
Income taxes
€3,963
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 896 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 98% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.0% went bankrupt
0.7% stopped otherwise
98% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 896 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€423,581€637,164▲
Current assets29/58€423,581€637,164▲
Stocks and contracts in progress3€390,881€480,523▲
Stocks30/36€390,881€480,523▲
Amounts receivable within one year40/41€29,287€47,521▲
Trade receivables40€912€4,904▲
Other amounts receivable41€28,375€42,617▲
Cash at bank and in hand54/58€3,413€109,120▲
Equity and liabilities
Total equity and liabilities10/49€423,581€637,164▲
Equity10/15€59,805€76,151▲
Contributions10/11€60,300€60,300=
Reserves13-€15,851
Distributable reserves133-€15,851
Profit (loss) carried forward14-€495-
Amounts payable17/49€363,776€561,013▲
Amounts payable within one year42/48€363,776€561,013▲
Financial debts43€290,135€450,000▲
Credit institutions430/8€290,135€450,000▲
Trade debts44€55,553€92,625▲
Suppliers440/4€55,553€92,625▲
Taxes, remuneration and social security45-€3,963
Taxes450/3-€3,963
Other amounts payable47/48€18,087€14,425▼
Income statement Code20242025
Other operating charges640/8€396€457▲
Gross operating margin9900-€64€22,099▲
Operating profit (loss)9901-€460€21,642▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€35€1,334▲
Recurring financial charges65€35€1,334▲
Profit (loss) for the period before taxes9903-€495€20,309▲
Income taxes67/77-€3,963
Profit (loss) for the period9904-€495€16,346▲
Profit (loss) for the period to be appropriated9905-€495€16,346▲
Appropriation of the result
Profit (loss) to be appropriated9906-€495€15,851▲
Profit (loss) brought forward from the previous period14P--€495
Transfer to equity691/2-€15,851
To other reserves6921-€15,851

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Other operating charges640/8-€396€457▲ 15.4%
Gross operating margin9900--€64€22,099▲ 34,738%
Operating profit (loss)9901--€460€21,642▲ 4,809%
Financial income75/76B--€1-
Recurring financial income75--€1-
Financial charges65/66B-€35€1,334▲ 3,712%
Recurring financial charges65-€35€1,334▲ 3,712%
Profit (loss) for the period before taxes9903--€495€20,309▲ 4,206%
Income taxes67/77--€3,963-
Profit (loss) for the period9904--€495€16,346▲ 3,405%
Profit (loss) for the period to be appropriated9905--€495€16,346▲ 3,405%
Line202320242025Change
Assets
Total assets20/58€1,428€423,581€637,164▲ 50.4%
Current assets29/58€1,428€423,581€637,164▲ 50.4%
Stocks and contracts in progress3€935€390,881€480,523▲ 22.9%
Stocks30/36€935€390,881€480,523▲ 22.9%
Amounts receivable within one year40/41€193€29,287€47,521▲ 62.3%
Trade receivables40-€912€4,904▲ 438%
Other amounts receivable41€193€28,375€42,617▲ 50.2%
Cash at bank and in hand54/58€300€3,413€109,120▲ 3,097%
Equity and liabilities
Total equity and liabilities10/49€1,428€423,581€637,164▲ 50.4%
Equity10/15€300€59,805€76,151▲ 27.3%
Contributions10/11€300€60,300€60,300=
Reserves13--€15,851-
Distributable reserves133--€15,851-
Profit (loss) carried forward14--€495--
Amounts payable17/49€1,128€363,776€561,013▲ 54.2%
Amounts payable within one year42/48€1,128€363,776€561,013▲ 54.2%
Financial debts43-€290,135€450,000▲ 55.1%
Credit institutions430/8-€290,135€450,000▲ 55.1%
Trade debts44€1,113€55,553€92,625▲ 66.7%
Suppliers440/4€1,113€55,553€92,625▲ 66.7%
Taxes, remuneration and social security45--€3,963-
Taxes450/3--€3,963-
Other amounts payable47/48€15€18,087€14,425▼ 20.2%
Line202320242025Change
Profit (loss) for the period9904--€495€16,346▲ 3,405%
Operating cash flow (approximation)--€495€16,346▲ 3,405%
Change in cash-€3,113€105,707▲ 3,296%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €16,346
Net result €16,346 after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
17-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,458 m²
Parcel 63068B1634/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ADA IMMO
Route de Jalhay(Solwaster) 5, 4845 JalhayReal estate activities
since 20232.352.930.087
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63068B1634/00A000 Wallonia 1,458 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,042 companies in sector 68203 we hold annual accounts for 6,005. 3,545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003114414
Also 9925:BE1003114414
Registered 17-10-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.