AD2KX
ActiveAD2KX has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-7k) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▲+63
Solvency20▲+5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 0.42 in 2023; short-term debt: 85.4% and cash: 4.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-5.2%
Return on assets
4.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 11614 sector peers (2024).
NBB · sector comparisonPosition among 11614 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-10-2025, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
82 d late
2023
91 d late
2022
36 d late
2021
31 d late
2020
47 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€243k
EBIT margin
6.4%
Net result
€6k
2023 · €-56k
2020: €13k
2021: €12k
2022: €13k
2023: €-56k
2020 → 2024
Working capital
€-50k▲ 19.4%
2023 · €-62k
2020: €17k
2021: €26k
2022: €40k
2023: €-62k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€243k
Equity€18k-€30k▲ 65.0%€43k▲ 44.7%€-13k€-7k▲ 44.0%
Operating result€13k-€12k▼ 8.6%€16k▲ 28.4%€-46k€11k
Net result€13k-€12k▼ 10.2%€13k▲ 13.4%€-56k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €11k after a loss of €46k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €136k
Fixed assets
€69k▼ 17.6%
Current assets
€67k▲ 48.7%
Key figures and ratios
EBITDA
€26k▲
2023 · €-40k
Cash flow
€21k▲
2023 · €-50k
Solvency
-5.2%▲
2023 · -9.8%
Current ratio
0.57▲
2023 · 0.42
Quick ratio
0.14▲
2023 · 0.09
Debt / equity
-20.16▼
2023 · -11.19
ROA
4.1%▲
2023 · -43.0%
Interest coverage
4.65▲
2023 · -33.04
Debt
€144k▲
2023 · €143k
Debt ≤ 1 year
€117k▲
2023 · €107k
Debt > 1 year
€27k▼
2023 · €36k
Income taxes
€148▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€130k€137k▲
Formation expenses20€1k€841▼
Fixed assets21/28€84k€69k▼
Tangible fixed assets22/27€81k€66k▼
Plant, machinery and equipment23€51k€40k▼
Furniture and vehicles24€977€230▼
Other tangible fixed assets26€30k€27k▼
Financial fixed assets28€3k€3k=
Current assets29/58€45k€67k▲
Stocks and contracts in progress3€35k€50k▲
Stocks30/36€35k€50k▲
Amounts receivable within one year40/41€6k€9k▲
Trade receivables40€4k€9k▲
Other amounts receivable41€2k€186▼
Cash at bank and in hand54/58€2k€6k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€130k€137k▲
Equity10/15€-13k€-7k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-18k€-12k▲
Amounts payable17/49€143k€144k▲
Amounts payable after more than one year17€36k€27k▼
Financial debts170/4€36k€27k▼
Amounts payable within one year42/48€107k€117k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Financial debts43-€26k
Credit institutions430/8-€26k
Trade debts44€54k€32k▼
Suppliers440/4€54k€32k▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Other amounts payable47/48€42k€47k▲
Income statement
Code20232024
Non-recurring operating income76A€16k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€15k▲
Other operating charges640/8€553€263▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€-38k€27k▲
Operating profit (loss)9901€-46k€11k▲
Financial income75/76B€250€233▼
Recurring financial income75€250€233▼
Financial charges65/66B€1k€6k▲
Recurring financial charges65€1k€6k▲
Profit (loss) for the period before taxes9903€-47k€6k▲
Income taxes67/77€9k€148▼
Profit (loss) for the period9904€-56k€6k▲
Profit (loss) for the period to be appropriated9905€-56k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-12k▲
Profit (loss) brought forward from the previous period14P€38k€-18k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 82 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Weakest financial yearnet €-56k ▼520%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Highest result since 2020net €13k ▲13.4%
Operating result €16k, net result €13k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Combattants 861310 La HulpeGround area
106 m²
Building footprint
55 m²
Volume, LiDAR
577 m³
Parcel 25050B0403/00M002, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STERCKX OPTIQUE
since 20192.295.754.626
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050B0403/00M002 | Wallonia | 106 m² | 1 · 55 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
P. ROTTHIER
BE 0476.938.211
Schoten · Eq €43k
MHB Interior Consulting
BE 0784.540.156
Harelbeke · Eq €43k
Silke Bos Interieurarchitect
BE 1003.142.326
Zoersel · Eq €43k
WOWWONEN
BE 0798.232.103
Brugge · Eq €43k
D.I. LEMMA
BE 0456.927.012
Beveren-Kruibeke-Zwijndrecht · Eq €43k
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,068 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.