AD-VERHOEVEN
ActiveThe computed 12-month bankruptcy probability of AD-VERHOEVEN is 2.0% (moderate). For AD-VERHOEVEN, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €175k and a net result of €9k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 33677 sector peers (fiscal year 2023). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability71▼-1
Solvency64▼-6
Growth62=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
38.7%
Return on assets
2%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline22-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 18-07-2024, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
13 d early
2022
13 d early
2021
18 d late
2020
17 d late
2019
48 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€200k▼ 22.0%
2019 · €256k
2018: €203k
2019: €256k
2018 → 2021
EBIT margin
1.0%▼ 10.2pp
2019 · 11.2%
2018: 2.8%
2019: 11.2%
2018 → 2021
Net result
€9k▼ 0.1%
2022 · €9k
2018: €5k
2019: €25k
2020: €12k
2021: €1k
2022: €9k
2018 → 2023
Working capital
€137k▲ 9.4%
2022 · €125k
2018: €113k
2019: €139k
2020: €134k
2021: €123k
2022: €125k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€256k-€200k
Equity€144k-€156k▲ 8.6%€158k▲ 0.8%€166k▲ 5.7%€175k▲ 5.4%
Operating result€29k-€18k▼ 38.7%€2k▼ 88.3%€18k▲ 797%€11k▼ 37.7%
Net result€25k-€12k▼ 49.8%€1k▼ 90.3%€9k▲ 641%€9k▼ 0.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 38% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €454k
Fixed assets
€39k▼ 6.9%
Current assets
€415k▲ 27.7%
Equity and liabilities €454k
Equity
€175k▲ 5.4%
Debt
€278k▲ 39.2%
The debt ratio rises from 54.6% to 61.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▼
2022 · €31k
Cash flow
€26k▲
2022 · €22k
Solvency
38.7%▼
2022 · 45.4%
Current ratio
1.49▼
2022 · 1.63
Quick ratio
1.20▼
2022 · 1.54
Debt / equity
1.59▲
2022 · 1.20
ROE
5.1%▼
2022 · 5.4%
ROA
2.0%▼
2022 · 2.4%
Interest coverage
31.49▲
2022 · 25.40
Debt
€278k▲
2022 · €200k
Debt ≤ 1 year
€278k▲
2022 · €200k
Income taxes
€4k▼
2022 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€366k€454k▲
Fixed assets21/28€41k€39k▼
Tangible fixed assets22/27€41k€39k▼
Plant, machinery and equipment23€24k€27k▲
Furniture and vehicles24€17k€11k▼
Current assets29/58€325k€415k▲
Stocks and contracts in progress3€18k€80k▲
Stocks30/36€18k€80k▲
Amounts receivable within one year40/41€297k€324k▲
Trade receivables40€290k€322k▲
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€9k€6k▼
Deferred charges and accrued income490/1€939€5k▲
Equity and liabilities
Total equity and liabilities10/49€366k€454k▲
Equity10/15€166k€175k▲
Contributions10/11€127k€127k=
Capital10-€127k
Issued capital100-€127k
Reserves13€40k€49k▲
Non-distributable reserves130/1€13k€13k=
Reserves not available under the articles1311€13k€13k=
Distributable reserves133€27k€36k▲
Amounts payable17/49€200k€278k▲
Amounts payable within one year42/48€200k€278k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Remuneration and social security454/9-€187
Other amounts payable47/48€190k€266k▲
Income statement
Code20222023
Non-recurring operating income76A-€57
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€380-
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€38k€31k▼
Operating profit (loss)9901€18k€11k▼
Financial income75/76B€11k€2k▼
Recurring financial income75€3k€2k▼
Non-recurring financial income76B€8k-
Financial charges65/66B€1k€922▼
Recurring financial charges65€1k€922▼
Profit (loss) for the period before taxes9903€28k€13k▼
Income taxes67/77€19k€4k▼
Profit (loss) for the period9904€9k€9k▼
Profit (loss) for the period to be appropriated9905€9k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€9k▼
Transfer to equity691/2€9k€9k▼
To other reserves6921€9k€9k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Weakest financial yearnet €1k ▼90.3%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Equity above €150kEq €156k ▲8.6%
3 profitable years in a row build equity to €156k.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 48 days late
2019
31-12
Financial
Highest result since 2018net €25k ▲412%
Operating result €29k, net result €25k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
29-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 49 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
2015
24-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 3 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scharent 843150 HaachtGround area
4,081 m²
Building footprint
953 m²
Volume, LiDAR
3,803 m³
4 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
AD-VERHOEVEN BVBA
since 20082.170.295.420
Haachtsebaan 50, 3140 Keerbergen
since 20222.339.437.189
Haachtsebaan 79, 3140 Keerbergen
since 20232.341.955.033
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048A0112/00F000 | Flanders | 2,084 m² | 1 · 175 m² | 8.7 m · 2 fl. |
| 24048B0372/00R000 | Flanders | 763 m² | 1 · 314 m² | 6.0 m · 1 fl. |
| 24033C0189/00G000 | Flanders | 723 m² | 1 · 190 m² | 6.4 m · 1 fl. |
| 24048B0117/00E003 | Flanders | 512 m² | 1 · 273 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 132 EUR awarded · 132 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 54 EUR | 54 EUR |
| 2022 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2008
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.