AD Namur

Active

Private limited companyfounded 20242 yrs activeInternationalelaan 55, 1070 Anderlecht, BelgiumKBO/BCE: BE 1004.936.727

The computed 12-month bankruptcy probability of AD Namur is 6.9% (elevated). The 2025 annual accounts show equity of €27k and a net result of €7k. Its solvency ranks better than 31% of 13061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

43 / 100

Weak

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency6

Growth-

Stability67

Bankruptcy probability, 12 months

6.9% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity short (current ratio 0.55), and 92.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-03-2026, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

51 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€27k

Total assets

€362k

Net result

€7k

Working capital

€-151k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €362k

49.1%

50.9%

Fixed assets €178k

Current assets €184k

Equity and liabilities €362k

92.6%

Equity €27k

Debt €335k

Debt finances 92.6% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€31k

Cash flow

€24k

Solvency

7.4%

Current ratio

0.55

Quick ratio

0.53

Debt / equity

12.57

ROE

25.0%

ROA

1.8%

Interest coverage

3.60

Debt

€335k

Debt ≤ 1 year

€335k

Staff costs

€377k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€362k

Fixed assets21/28€178k

Intangible fixed assets21€18k

Tangible fixed assets22/27€119k

Plant, machinery and equipment23€37k

Furniture and vehicles24€9k

Other tangible fixed assets26€72k

Financial fixed assets28€41k

Current assets29/58€184k

Stocks and contracts in progress3€7k

Stocks30/36€7k

Amounts receivable within one year40/41€156k

Trade receivables40€144k

Other amounts receivable41€12k

Cash at bank and in hand54/58€22k

Equity and liabilities

Total equity and liabilities10/49€362k

Equity10/15€27k

Contributions10/11€20k

Profit (loss) carried forward14€7k

Amounts payable17/49€335k

Amounts payable within one year42/48€335k

Trade debts44€154k

Suppliers440/4€154k

Taxes, remuneration and social security45€127k

Taxes450/3€33k

Remuneration and social security454/9€94k

Other amounts payable47/48€54k

Income statement Code2025

Remuneration, social security and pensions62€377k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k

Other operating charges640/8€5k

Gross operating margin9900€414k

Operating profit (loss)9901€14k

Financial income75/76B€983

Recurring financial income75€983

Financial charges65/66B€9k

Recurring financial charges65€9k

Profit (loss) for the period before taxes9903€7k

Profit (loss) for the period9904€7k

Profit (loss) for the period to be appropriated9905€7k

Appropriation of the result

Profit (loss) to be appropriated9906€7k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

23-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 51 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Internationalelaan 551070 Anderlecht

Ground area

5.7 ha

Building footprint

2,168 m²

Volume, LiDAR

14,551 m³

2 parcels, Brussels, Wallonia · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

lloyd Namur

Rue Saint-Jacques 31, 5000 NamurLimited-service restaurants

since 20242.358.654.968

2 parcels

Wallonia 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21306D0093/00K000	Brussels	5.7 ha	1 · 2,064 m²	12.8 m · 2 fl.
92094C1335/00E000	Wallonia	263 m²	1 · 104 m²	15.5 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Namur2.358.654.968

1 permission

Toelating · Eetgelegenheid · since 30-07-2024

Similar companies · same sector, comparable size

Tessenderlo-Ham · Eq €27k

LOLA & LEA

BE 0545.846.615

Sint-Lambrechts-Woluwe · Eq €27k

Of 21,633 companies in sector 56112 we hold annual accounts for 9,660. 8,212 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-01-2024

Fiscal year end30-06

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

56210Event catering

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.