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AD - MICRO

Active
Private limited companyfounded 199828 yrs activeOude Schrieksebaan 42 A, 2820 Bonheiden, BelgiumKBO/BCE: BE 0463.348.016
Summary

AD - MICRO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€7,471) and a net result of -€19,684. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency6▼-41
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 1.14 in 2024; short-term debt: 118.5% and cash: 9.9% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-18.5%
Return on assets
-48.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€7,471
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 d early
2024
50 d early
2023
54 d early
2022
54 d early
2021
45 d early
2020
12 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AD - MICRO was incorporated on 13 May 1998.1 Total assets fell from EUR 2.1 million in 2018 to EUR 40,364 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€7,471
2024 · €12,214
Total assets
€40,364▼ 27.9%
2024 · €55,991
Net result
-€19,684▲ 28.8%
2024 · -€27,646
Working capital
-€13,310
2024 · €6,237
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€58,217▲ 232%-€36,809-€3,646▲ 90.1%-€26,345▼ 623%-€18,376▲ 30.2%
Net result€69,607▲ 9.5%-€36,943-€3,838▲ 89.6%-€27,646▼ 620%-€19,684▲ 28.8%
Equity€648,372▼ 66.9%€579,274▼ 10.7%€39,859▼ 93.1%€12,214▼ 69.4%-€7,471
Total assets€710,061▼ 64.3%€620,216▼ 12.7%€47,140▼ 92.4%€55,991▲ 18.8%€40,364▼ 27.9%
Debt€61,689▲ 120%€40,942▼ 33.6%€7,280▼ 82.2%€43,778▲ 501%€47,835▲ 9.3%
Working capital€646,410▼ 67.0%€572,809▼ 11.4%€35,561▼ 93.8%€6,237▼ 82.5%-€13,310
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2023 Equity -93%, Total assets -92% on 2022. Cause not known from the registers.
  • 2021 Equity -67%, Total assets -64% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000Operating result 2021: €58,217€58,217Net result 2021: €69,607€69,607Operating result 2022: -€36,809-€36,809Net result 2022: -€36,943-€36,943Operating result 2023: -€3,646-€3,646Net result 2023: -€3,838-€3,838Operating result 2024: -€26,345-€26,345Net result 2024: -€27,646-€27,646Operating result 2025: -€18,376-€18,376Net result 2025: -€19,684-€19,68420212022202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€3,646-€3,650Net result 2023: -€3,838-€3,840Operating result 2024: -€26,345-€26,300Net result 2024: -€27,646-€27,600Operating result 2025: -€18,376-€18,400Net result 2025: -€19,684-€19,700202320242025
The operating result stays negative: a loss of €18,376 in 2025 against €26,345 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40,364
Fixed assets €5,862 ▼ 1.9%
Current assets €34,502 ▼ 31.0%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€16,888▲
2024 · -€24,765
Cash flow
-€18,196▲
2024 · -€26,066
Solvency
-18.5%▼
2024 · 21.8%
Current ratio
0.72▼
2024 · 1.14
Debt to equity
-6.40▼
2024 · 3.58
ROA
-48.8%▲
2024 · -49.4%
Interest coverage
-17.79▲
2024 · -25.56
Debt ≤ 1 year
€47,812▲
2024 · €43,778
Income taxes
€366▲
2024 · €355
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.1% went bankrupt
9.9% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€55,991€40,364▼
Fixed assets21/28€5,977€5,862▼
Tangible fixed assets22/27€5,977€5,862▼
Plant, machinery and equipment23-€1,303
Furniture and vehicles24€76€0▼
Other tangible fixed assets26€5,901€4,559▼
Current assets29/58€50,015€34,502▼
Amounts receivable within one year40/41€22,251€16,557▼
Trade receivables40€22,251€15,699▼
Other amounts receivable41€0€858▲
Cash at bank and in hand54/58€14,107€4,015▼
Deferred charges and accrued income490/1€13,656€13,929▲
Equity and liabilities
Total equity and liabilities10/49€55,991€40,364▼
Equity10/15€12,214-€7,471▼
Contributions10/11€12,400€12,400=
Reserves13€68,240€68,240=
Distributable reserves133€68,240€68,240=
Profit (loss) carried forward14-€68,426-€88,110▼
Amounts payable17/49€43,778€47,835▲
Amounts payable within one year42/48€43,778€47,812▲
Trade debts44€2,020€2,194▲
Suppliers440/4€2,020€2,194▲
Taxes, remuneration and social security45€6,663€721▼
Taxes450/3€6,663€721▼
Other amounts payable47/48€35,095€44,897▲
Accrued charges and deferred income492/3-€23
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,580€1,488▼
Other operating charges640/8€615€691▲
Gross operating margin9900-€24,150-€16,197▲
Operating profit (loss)9901-€26,345-€18,376▲
Financial income75/76B€24€8▼
Recurring financial income75€24€8▼
Financial charges65/66B€969€949▼
Recurring financial charges65€969€949▼
Profit (loss) for the period before taxes9903-€27,291-€19,318▲
Income taxes67/77€355€366▲
Profit (loss) for the period9904-€27,646-€19,684▲
Profit (loss) for the period to be appropriated9905-€27,646-€19,684▲
Appropriation of the result
Profit (loss) to be appropriated9906-€68,426-€88,110▼
Profit (loss) brought forward from the previous period14P-€40,780-€68,426▼
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,379€50,224€2,167€1,580€1,488▼ 5.8%
Other operating charges640/8€2,575€2,646€1,621€615€691▲ 12.4%
Gross operating margin9900€62,171€16,061€141-€24,150-€16,197▲ 32.9%
Operating profit (loss)9901€58,217-€36,809-€3,646-€26,345-€18,376▲ 30.2%
Financial income75/76B€39,277€6,624€1,257€24€8▼ 68.5%
Recurring financial income75€39,277€6,624€1,257€24€8▼ 68.5%
Financial charges65/66B€1,105€1,259€915€969€949▼ 2.0%
Recurring financial charges65€1,105€1,259€915€969€949▼ 2.0%
Profit (loss) for the period before taxes9903€96,389-€31,444-€3,304-€27,291-€19,318▲ 29.2%
Income taxes67/77€26,782€5,499€533€355€366▲ 3.1%
Profit (loss) for the period9904€69,607-€36,943-€3,838-€27,646-€19,684▲ 28.8%
Profit (loss) for the period to be appropriated9905€69,607-€36,943-€3,838-€27,646-€19,684▲ 28.8%
Line20212022202320242025Change
Assets
Total assets20/58€710,061€620,216€47,140€55,991€40,364▼ 27.9%
Fixed assets21/28€1,976€6,465€4,298€5,977€5,862▼ 1.9%
Tangible fixed assets22/27€1,912€6,465€4,298€5,977€5,862▼ 1.9%
Plant, machinery and equipment23€1,912€823€0-€1,303-
Furniture and vehicles24-€731€404€76€0▼ 100%
Other tangible fixed assets26-€4,911€3,895€5,901€4,559▼ 22.7%
Financial fixed assets28€64-----
Current assets29/58€708,085€613,751€42,841€50,015€34,502▼ 31.0%
Amounts receivable within one year40/41€79,649€12,888€705€22,251€16,557▼ 25.6%
Trade receivables40€79,649€12,100€0€22,251€15,699▼ 29.4%
Other amounts receivable41-€788€705€0€858-
Current investments50/53€343,774€295,061€0---
Cash at bank and in hand54/58€283,966€292,022€28,505€14,107€4,015▼ 71.5%
Deferred charges and accrued income490/1€695€13,780€13,631€13,656€13,929▲ 2.0%
Equity and liabilities
Total equity and liabilities10/49€710,061€620,216€47,140€55,991€40,364▼ 27.9%
Equity10/15€648,372€579,274€39,859€12,214-€7,471▼ 161%
Contributions10/11€14,259€12,400€12,400€12,400€12,400=
Reserves13€634,113€603,817€68,240€68,240€68,240=
Distributable reserves133€634,113€603,817€68,240€68,240€68,240=
Profit (loss) carried forward14--€36,943-€40,780-€68,426-€88,110▼ 28.8%
Amounts payable17/49€61,689€40,942€7,280€43,778€47,835▲ 9.3%
Amounts payable within one year42/48€61,675€40,942€7,280€43,778€47,812▲ 9.2%
Trade debts44€2,030€1,823€1,809€2,020€2,194▲ 8.6%
Suppliers440/4€2,030€1,823€1,809€2,020€2,194▲ 8.6%
Taxes, remuneration and social security45€59,296€39,119€5,471€6,663€721▼ 89.2%
Taxes450/3€59,296€39,119€5,471€6,663€721▼ 89.2%
Other amounts payable47/48€349--€35,095€44,897▲ 27.9%
Accrued charges and deferred income492/3€14---€23-
Line20212022202320242025Change
Profit (loss) for the period9904€69,607-€36,943-€3,838-€27,646-€19,684▲ 28.8%
+ Depreciation and write-downs630€1,379€50,224€2,167€1,580€1,488▼ 5.8%
Operating cash flow (approximation)€70,986€13,281-€1,671-€26,066-€18,196▲ 30.2%
Investment in fixed assets (approximation)--€54,713€0-€3,259-€1,373▲ 57.9%
Change in cash-€8,056-€263,517-€14,397-€10,092▲ 29.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €69,607 ▲9.5%
Operating result €58,217, net result €69,607, both a record.
12-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial Back to profitnet €63,578
Net result €63,578 after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Weakest financial yearnet -€77,116
Net result drops to -€77,116, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 39current ratio 75.13
Current ratio from 1.93 to 75.13; short-term debt falls from €144,447 to €25,541.
05-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
2,443 m²
Building footprint
410 m²
Volume, LiDAR
1,880 m³
2 parcels, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oude Schrieksebaan 42A, 2820 Bonheiden
NACE 5248701
since 19982.087.179.979
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12031B0047/00Z000 Flanders 1,462 m² 1 · 226 m² 6.9 m · 2 fl.
12031B0047/00T000 Flanders 981 m² 1 · 184 m² 7.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 10,588 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-05-1998
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0463348016
Also 9925:BE0463348016
Registered 19-12-2024

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.