Financials
- Fiscal year
- 2025
- Total assets
- €49,161
- Profit
- €12,442
- Solvency
- 41.5%
Total assets▲ 10.7%
Net result
20232025
AD & LIE
ActiveSummary
AD & LIE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,401 and a net result of €12,442. Equity is growing by ~57.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 5299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Hairdressing and barber services
NACE 96210Hairdressing NACE 96021
1 site
Size
€49,161total assets 2025
- Equity
- €20,401
- Profit
- €12,442
Turnover not published (abridged schema)
Structure
Accounts 149 d early0 of 2 deeds read
Why 71- Founded in 2022- 1 of the last 3 late- Size: total assets €49,161+ Liquidity: current ratio 1.26, cash €21,466Show the evidence
Checked score
Score 2025
71
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 83% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
66+23
equity 41.5% of total assets
Liquidity
85+20
short-term debt 34.7% · cash 43.7%
Profitability
100+57
return on assets 25.3%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.4%
12-2024: 1.4%● 0.0% vs 11-2024
01-2025: 1.4%▼ -1.0% vs 12-2024
02-2025: 1.4%● 0.0% vs 01-2025
03-2025: 1.4%▲ +1.9% vs 02-2025
04-2025: 1.5%▲ +2.9% vs 03-2025
05-2025: 1.4%▼ -0.5% vs 04-2025
06-2025: 1.4%▼ -2.4% vs 05-2025
07-2025: 1.5%▲ +4.4% vs 06-2025
08-2025: 2.1%▲ +46.2% vs 07-2025
09-2025: 2.5%▲ +17.5% vs 08-2025highest value
10-2025: 2.3%▼ -7.6% vs 09-2025
11-2025: 2.3%● 0.0% vs 10-2025
12-2025: 2.4%▲ +0.9% vs 11-2025
01-2026: 2.3%▼ -2.1% vs 12-2025
02-2026: 2.3%● 0.0% vs 01-2026
03-2026: 2.3%▲ +1.7% vs 02-2026
04-2026: 1.0%▼ -55.9% vs 03-2026
05-2026: 0.9%▼ -14.0% vs 04-2026
06-2026: 0.9%▼ -3.3% vs 05-2026
07-2026: 0.9%● 0.0% vs 06-2026
08-2026: 0.9%● 0.0% vs 07-2026
09-2026: 0.8%▼ -5.6% vs 08-2026lowest value
10-2026: 0.8%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 1.26, cash €21,466 lowers the probability
- Founded in 2022 raises the probability for this profile
- 1 of the last 3 late raises the probability
- Size: total assets €49,161 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 0.86 in 2024; short-term debt: 34.7% and cash: 43.7% of total assets), and 58.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 62%, liquidity 86%, profitability 93%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
149 d early
2024
60 d late
2023
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 21 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (3 of the last 3 filed years within 176 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €12,442
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 31-07-2027
- 04-03-2026Annual accounts filed
- 31-12-2025Back to profit
- 29-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Hairdressing and barber servicesNACE 96210
- Founded
- 13-09-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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