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AD LIBIDUM

Active
Private limited companyfounded 2008active for 18 yearsJeruzalemstraat 165, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0806.398.711
Summary

AD LIBIDUM has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,635 and a net result of -€5,543. Equity has been growing by about 37% per year since 2019. Its solvency ranks better than 33% of 4,800 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow ReportCompare
AD LIBIDUMActiveChecked score 79/100
Risk analysis ReportCompare

Overview

Official details

Source: KBO
Status
Active since 17-09-2008 Normal situation
Activity
Cafés and bars NACE 56301
Establishment unit
2.173.798.803 9520 Sint-Lievens-Houtem, since 23-10-2008
Financial year end
30 June
Peppol
Reachable since 13-02-2026
Company details

Board and ownership

Board
  • MT & M BVDirector · since 01-10-2023 · permanent representative Stef Schollaert
  • Katinco BVDirector
Holdings
Shares in 6 companies including IMTEK and Imtek Projectontwikkeling
Board & ownership

Financial position

79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-06-2025
Gross margin
€1,467
Turnover
≈ €16,000
estimated
Loss
€5,543
▼ 83.3%
Equity
€81,635
▼ 6.4%
Total assets
€593,237
▲ 34.4%
Financials
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Equity €81,635 (13.8% of total assets)lowers riskSize: total assets €593,237Founded in 2008Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 29% of micro companies in food and beverage service (NACE 56)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 39-6
equity 13.8% of total assets
Liquidity 29-16
short-term debt 49.9% · cash 2.8%
Profitability 18+9
return on assets -0.9%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,783 companies, NACE 56, micro)
Last 24 months 12-2024: 0.4%lowest value 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.7%▲ +0.2 percentage points vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.9%▲ +0.1 percentage points vs 09-2025 11-2025: 0.8%▼ -0.1 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 1.0%▲ +0.2 percentage points vs 12-2025 02-2026: 1.5%▲ +0.5 percentage points vs 01-2026highest value 03-2026: 0.5%▼ -1.0 percentage point vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.12 (1.21 in 2024), below 1. Short-term debt is 49.9% and cash 2.8% of total assets. 86.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 36% of them on solvency, 24% on liquidity, 24% on profitability and 34% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Size: total assets €593,237
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €81,635 (13.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€5,543
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
3 days late
2023
on the day
2022
28 days late
2021
24 days late
2020
2 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 3 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€5,543 View
  • Positive: 6th largest company by total assets in Erpe-Mere, Accommodation and food service…in the Checked rankings No. 6 View
  • Heads a groupcompanies controlled 3 View

Recent changes

  1. · Gazette deed Permanent representatives: Guy Schollaert and Kathleen Steenhaut
  2. · Gazette deed 1 director appointed, 1 director resigningResignation: Stef Schollaert (director) · Appointment: MT & M BV (director) · Permanent representative: Stef Schollaert
  3. · Gazette deed Incorporation
All 17 events

Companies linked to AD LIBIDUM

Comparable companies

These companies have the same main activity as AD LIBIDUM: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €311,000 and €1.5m, founded between 1993 and 2012.

CompanyTotal assetsGross margin
AD LIBIDUM Erpe-Mere€0.6m€0.001m
DE SPOR Hasselt€0.8m€0.003m
DREAM PRODUCTIONS Beveren-Kruibeke-Zwijndrecht€0.7m-€0.01m
RESEARCH CORNER Wommelgem€0.3m-€0.09m
IPS BARS Leuven€0.6m-€0.03m
MEMLINC Brugge€1.5m-€0.04m
FENCLORA Tessenderlo-Ham€0.7m-€0.02m
Full comparison

Key facts about AD LIBIDUM
What is the company number of AD LIBIDUM?
The company number of AD LIBIDUM is 0806.398.711. The VAT number is the same number with BE in front: BE 0806.398.711.
Where is AD LIBIDUM based?
The registered office is at Jeruzalemstraat 165, 9420 Erpe-Mere.Company details
What does AD LIBIDUM do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of AD LIBIDUM?
The legal form of AD LIBIDUM is Private limited company (BV).
When was AD LIBIDUM founded?
AD LIBIDUM was founded on 17-09-2008.
Is AD LIBIDUM still active?
Yes, AD LIBIDUM is an active enterprise in the KBO register.
What is the turnover of AD LIBIDUM?
The turnover in financial year 2025 is ≈ €16,000. This figure is estimated from the gross margin of €1,467 and 130 comparable companies (NACE 56301). It probably lies between €7,700 and €32,000. It is a rough estimate.Financials
Is AD LIBIDUM profitable?
In financial year 2025, AD LIBIDUM made a loss of €5,543.
Where can I find the annual accounts of AD LIBIDUM?
AD LIBIDUM filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AD LIBIDUM due?
AD LIBIDUM must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

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