AD JURIS
ActiveSummary
AD JURIS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €942k and a net result of €305k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+47
Solvency57▲+9
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 1.14 in 2024; short-term debt: 4.1% and cash: 7.5% of total assets), but 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
10.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €942k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
2 d early
2020
61 d late
2019
103 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€942k▲ 47.8%
2024 · €637k
2018: €940k
2019: €949k
2020: €1.11M
2021: €952k
2022: €859k
2023: €741k
2024: €637k
2018 → 2025
Total assets
€2.98M▲ 7.0%
2024 · €2.79M
2018: €2.59M
2019: €2.56M
2020: €2.93M
2021: €3.12M
2022: €2.98M
2023: €2.86M
2024: €2.79M
2018 → 2025
Net result
€305k
2024 · €-103k
2018: €-52k
2019: €10k
2020: €157k
2021: €-155k
2022: €-93k
2023: €-118k
2024: €-103k
2018 → 2025
Working capital
€142k▲ 794%
2024 · €16k
2018: €-146k
2019: €254k
2020: €272k
2021: €-442
2022: €28k
2023: €3k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€952k-€859k▼ 9.8%€741k▼ 13.8%€637k▼ 14.0%€942k▲ 47.8%
Operating result€-123k-€-55k▲ 55.3%€-76k▼ 37.5%€-69k▲ 8.4%€340k
Net result€-155k-€-93k▲ 39.9%€-118k▼ 27.1%€-103k▲ 12.5%€305k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €340k after a loss of €69k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.98M
Fixed assets
€2.72M ▲ 2.4%
Current assets
€263k ▲ 98.9%
Equity and liabilities €2.98M
Equity
€942k ▲ 47.8%
Debt
€2.04M ▼ 5.1%
Debt's share of the balance-sheet total falls from 77.1% to 68.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€442k▲
2024 · €89k
Cash flow
€407k▲
2024 · €55k
Current ratio
2.17▲
2024 · 1.14
Debt to equity
2.17▼
2024 · 3.38
ROE
32.4%▲
2024 · -16.2%
ROA
10.2%▲
2024 · -3.7%
Interest coverage
12.66▲
2024 · 2.46
Debt ≤ 1 year
€121k▲
2024 · €116k
Debt > 1 year
€1.77M▼
2024 · €1.91M
Staff costs
€99k▲
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.79M€2.98M▲
Fixed assets21/28€2.66M€2.72M▲
Tangible fixed assets22/27€2.57M€2.63M▲
Land and buildings22€2.52M€2.60M▲
Furniture and vehicles24€42k€32k▼
Financial fixed assets28€90k€90k=
Current assets29/58€132k€263k▲
Amounts receivable within one year40/41€44k€38k▼
Trade receivables40€28k€27k▼
Other amounts receivable41€16k€12k▼
Cash at bank and in hand54/58€88k€224k▲
Equity and liabilities
Total equity and liabilities10/49€2.79M€2.98M▲
Equity10/15€637k€942k▲
Contributions10/11€1.10M€1.10M=
Reserves13€82k€82k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€64k€64k=
Profit (loss) carried forward14€-550k€-245k▲
Amounts payable17/49€2.15M€2.04M▼
Amounts payable after more than one year17€1.91M€1.77M▼
Financial debts170/4€1.89M€1.75M▼
Other amounts payable178/9€20k€22k▲
Amounts payable within one year42/48€116k€121k▲
Current portion of amounts payable after more than one year42€86k€71k▼
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€53-
Remuneration and social security454/9€14k€15k▲
Other amounts payable47/48€10k€28k▲
Accrued charges and deferred income492/3€121k€146k▲
Income statement
Code20242025
Non-recurring operating income76A-€170k
Remuneration, social security and pensions62€89k€99k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€158k€102k▼
Other operating charges640/8€20k€23k▲
Gross operating margin9900€197k€564k▲
Operating profit (loss)9901€-69k€340k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€36k€35k▼
Recurring financial charges65€36k€35k▼
Profit (loss) for the period before taxes9903€-103k€305k▲
Profit (loss) for the period9904€-103k€305k▲
Profit (loss) for the period to be appropriated9905€-103k€305k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-550k€-245k▲
Profit (loss) brought forward from the previous period14P€-446k€-550k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €305k
Net result €305k after 4 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-155k ▼199%
Net result drops to €-155k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Equity above €1MEq €1.11M ▲16.5%
2 profitable years in a row build equity to €1.11M.
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 103 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 3.64
Current ratio from 0.78 to 3.64; short-term debt falls from €675k to €96k.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
23-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 54 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elisabethwal 233700 Tongeren-BorgloonGround area
1,394 m²
Building footprint
212 m²
Volume, LiDAR
2,003 m³
Parcel 73083D0264/00M002, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Elisabethwal 23, 3700 Tongeren-Borgloon
since 20222.329.957.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083D0264/00M002 | Flanders | 1,394 m² | 1 · 212 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,016 EUR awarded · 1,016 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,016 EUR | 1,016 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
GITTE LAENEN ADVOCATENKANTOOR
BE 0822.975.219
Grobbendonk · Eq €942k
TAX M&A LAW
BE 0718.658.449
Herentals · Eq €943k
MBernaerts
BE 0643.689.030
Genk · Eq €940k
Juhi Dion Sud
BE 0650.877.126
Brussel · Eq €944k
MCR advocatenkantoor
BE 0841.758.773
Turnhout · Eq €945k
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 4,442 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
69101Activities of lawyers
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:0032475760528
Phone:+32475760528