AD INTERIORS
ActiveThe computed 12-month bankruptcy probability of AD INTERIORS is 4.9% (elevated). The 2025 annual accounts show equity of €32k and a net result of €-3k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 27386 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-17
Solvency100=
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 28.11 against 7.84 in 2024), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.6%
Return on assets
-10.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
7 d early
2024
28 d late
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 9.5%
2024 · €35k
2023: €34k
2024: €35k
2023 → 2025
Total assets
€33k▼ 17.6%
2024 · €40k
2023: €61k
2024: €40k
2023 → 2025
Net result
€-3k
2024 · €1k
2023: €32k
2024: €1k
2023 → 2025
Working capital
€31k▼ 7.4%
2024 · €33k
2023: €33k
2024: €33k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€34k-€35k▲ 3.5%€32k▼ 9.5%
Operating result€40k-€2k▼ 95.6%€-3k
Net result€32k-€1k▼ 96.3%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €2k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€1k▼ 43.3%
Current assets
€32k▼ 16.2%
Equity and liabilities €33k
Equity
€32k▼ 9.5%
Debt
€1k▼ 76.6%
The debt ratio falls from 12.1% to 3.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-2k▼
2024 · €3k
Cash flow
€-2k▼
2024 · €2k
Solvency
96.6%▲
2024 · 87.9%
Current ratio
28.11▲
2024 · 7.84
Quick ratio
28.11▲
2024 · 7.84
Debt / equity
0.04▼
2024 · 0.14
ROE
-10.5%▼
2024 · 3.4%
ROA
-10.1%▼
2024 · 3.0%
Interest coverage
-9.55▼
2024 · 15.94
Debt
€1k▼
2024 · €5k
Debt ≤ 1 year
€1k▼
2024 · €5k
Income taxes
€0▼
2024 · €421
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€33k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€38k€32k▼
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40€6k€9k▲
Other amounts receivable41€2k€110▼
Cash at bank and in hand54/58€30k€23k▼
Equity and liabilities
Total equity and liabilities10/49€40k€33k▼
Equity10/15€35k€32k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€33k€30k▼
Amounts payable17/49€5k€1k▼
Amounts payable within one year42/48€5k€1k▼
Trade debts44€2k€400▼
Suppliers440/4€2k€400▼
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€421€0▼
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€729€729=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€802€897▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€100€0▼
Other operating charges640/8€387€3k▲
Gross operating margin9900€3k€1k▼
Operating profit (loss)9901€2k€-3k▼
Financial income75/76B-€66
Recurring financial income75-€66
Financial charges65/66B€161€237▲
Recurring financial charges65€161€237▲
Profit (loss) for the period before taxes9903€2k€-3k▼
Income taxes67/77€421€0▼
Profit (loss) for the period9904€1k€-3k▼
Profit (loss) for the period to be appropriated9905€1k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€30k▼
Profit (loss) brought forward from the previous period14P€32k€33k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼381%
Net result drops to €-3k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 28.11
Current ratio from 7.84 to 28.11; short-term debt falls from €5k to €1k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 7.84
Current ratio from 2.20 to 7.84; short-term debt falls from €27k to €5k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Socquetstraat 671030 SchaarbeekGround area
3,900 m²
Building footprint
664 m²
Volume, LiDAR
7,847 m³
2 parcels, Brussels, Flanders · tallest building 19.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Kleinewinkellaan 64, 1853 Grimbergen
since 20222.332.697.570
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0271/00V003 | Flanders | 3,448 m² | 1 · 267 m² | 8.0 m · 2 fl. |
| 21904B0399/00H016 | Brussels | 452 m² | 1 · 397 m² | 19.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0801.425.282
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ABP CHASSIS
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SENA CONSTRUCTION
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Asse · Eq €32k
Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 6,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2022
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
16110Sawmilling and planing of wood
16281Manufacture of other wood products
31002Manufacture of furniture
43332Laying of wooden floor and wall coverings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.