Financials
- Fiscal year
- 2024
- Total assets
- €67,337
- Loss
- -€10,638
- Solvency
- -4.7%
Total assets▼ 23.9%
Net result
20182024
Ad-Doc Consult
ActiveSummary
Ad-Doc Consult has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€3,151) and a net result of -€10,638. Equity is shrinking by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 19930 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
General medical practice
NACE 86210
Size
€67,337total assets 2024
- Equity
- -€3,151
- Loss
- -€10,638
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 3 deeds read
Why 53Capped at 59: negative equity- Figures for FY 2024 (filed 14-08-2025)- No establishment unit in the KBO+ Sector Human health activities (NACE 86)+ Size: total assets €67,337Show the evidence
Checked score
Score 2024
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 15% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency
20-13
equity -4.7% of total assets
Liquidity
70+34
short-term debt 57.3% · cash 39.9%
Profitability
38+38
return on assets -15.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: 0.2%lowest value
08-2025: 0.4%▲ +55.5% vs 07-2025
09-2025: 0.3%▼ -25.3% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -4.5% vs 12-2025
02-2026: 0.3%▼ -2.6% vs 01-2026
03-2026: 0.3%▲ +20.6% vs 02-2026
04-2026: 0.3%▲ +7.8% vs 03-2026
05-2026: 0.3%▼ -6.1% vs 04-2026
06-2026: 0.3%● 0.0% vs 05-2026
07-2026: 0.4%▲ +15.0% vs 06-2026
08-2026: 0.5%▲ +39.2% vs 07-2026
09-2026: 0.6%▲ +11.5% vs 08-2026
10-2026: 0.7%▲ +21.5% vs 09-2026highest value
- Sector Human health activities (NACE 86) lowers the probability
- Size: total assets €67,337 lowers the probability for this profile
- Figures for FY 2024 (filed 14-08-2025) raises the probability
- No establishment unit in the KBO raises the probability
No credit on open account
Liquidity tight (current ratio 1.36 against 0.67 in 2023; short-term debt: 57.3% and cash: 39.9% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 3%, liquidity 51%, profitability 6%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€3,151
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
14 d late
2023
26 d late
2022
28 d late
2021
23 d late
2020
26 d late
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity doublescurrent ratio 1.36
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- 14-08-2025Annual accounts filed
- 31-12-2024Liquidity doubles
- 26-08-2024Annual accounts filed
Company details
- Legal form
- Private limited company
- Activity
- General medical practiceNACE 86210
- Founded
- 26-11-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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