AD Consulting
ActiveAD Consulting has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2022 annual accounts show equity of €21k and a net result of €25k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 16069 sector peers (fiscal year 2022). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2022
89
/ 100
Excellent▲ +6 vs 2021
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2021
Profitability100=
Solvency64▼-14
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.21 against 1.67 in 2021), and 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
38%
Return on assets
45.1%
Age of the figures
44 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline15-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 03-10-2023, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
64 d late
2021
43 d late
2020
21 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€21k▲ 9.4%
2021 · €19k
2018: €11k
2019: €14k
2020: €37k
2021: €19k
2018 → 2022
Total assets
€54k▲ 17.4%
2021 · €46k
2018: €14k
2019: €18k
2020: €52k
2021: €46k
2018 → 2022
Net result
€25k▲ 29.5%
2021 · €19k
2018: €-7k
2019: €5k
2020: €24k
2021: €19k
2018 → 2022
Working capital
€7k▼ 62.0%
2021 · €18k
2018: €10k
2019: €13k
2020: €36k
2021: €18k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€11k-€14k▲ 28.2%€37k▲ 159%€19k▼ 48.8%€21k▲ 9.4%
Operating result€-7k-€7k€33k▲ 409%€30k▼ 8.5%€32k▲ 4.1%
Net result€-7k-€5k€24k▲ 414%€19k▼ 22.0%€25k▲ 29.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2022; 2022 is 4% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €54k
Fixed assets
€14k▲ 2,102%
Current assets
€41k▼ 11.1%
Equity and liabilities €54k
Equity
€21k▲ 9.4%
Debt
€34k▲ 22.9%
The debt ratio rises from 59.2% to 62.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€33k▲
2021 · €31k
Cash flow
€26k▲
2021 · €19k
Solvency
38.0%▼
2021 · 40.8%
Current ratio
1.21▼
2021 · 1.67
Quick ratio
1.21▼
2021 · 1.67
Debt / equity
1.63▲
2021 · 1.45
ROE
118.5%▲
2021 · 100.1%
ROA
45.1%▲
2021 · 40.9%
Interest coverage
305.82▲
2021 · 263.07
Debt
€34k▲
2021 · €27k
Debt ≤ 1 year
€34k▲
2021 · €27k
Income taxes
€8k▼
2021 · €11k
Staff costs
€500=
2021 · €500
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€46k€54k▲
Fixed assets21/28€625€14k▲
Tangible fixed assets22/27€625€14k▲
Land and buildings22-€4k
Plant, machinery and equipment23€625€4k▲
Furniture and vehicles24-€5k
Current assets29/58€46k€41k▼
Amounts receivable after more than one year29-€5k
Trade receivables290-€5k
Amounts receivable within one year40/41€9k€32k▲
Trade receivables40€7k€14k▲
Other amounts receivable41€2k€18k▲
Cash at bank and in hand54/58€37k€4k▼
Equity and liabilities
Total equity and liabilities10/49€46k€54k▲
Equity10/15€19k€21k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€337€2k▲
Amounts payable17/49€27k€34k▲
Amounts payable within one year42/48€27k€34k▲
Trade debts44€178€8k▲
Suppliers440/4€178€8k▲
Taxes, remuneration and social security45€23k€25k▲
Taxes450/3€23k€25k▲
Other amounts payable47/48€5k€1k▼
Income statement
Code20212022
Remuneration, social security and pensions62€500€500=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€378€1k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€32k€35k▲
Operating profit (loss)9901€30k€32k▲
Financial income75/76B€7€718▲
Recurring financial income75€7€718▲
Financial charges65/66B€117€108▼
Recurring financial charges65€117€108▼
Profit (loss) for the period before taxes9903€30k€32k▲
Income taxes67/77€11k€8k▼
Profit (loss) for the period9904€19k€25k▲
Profit (loss) for the period to be appropriated9905€19k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€25k▼
Profit (loss) brought forward from the previous period14P€18k€337▼
Profit to be distributed694/7€37k€23k▼
Return on contributions (dividend)694€37k€23k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
31-12
Financial
Highest result since 2018net €25k ▲29.5%
Net result €25k, the highest in the series.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kremerslei 522570 DuffelGround area
374 m²
Building footprint
101 m²
Volume, LiDAR
620 m³
Parcel 12009A0505/00F005, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AD Consulting BVBA
since 20172.266.023.532
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0505/00F005 | Flanders | 374 m² | 1 · 101 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Emibra
BE 0745.510.524
Liège · Eq €21k
INFI D
BE 0507.979.991
Saint-Ghislain · Eq €21k
Nele Leys
BE 0788.740.751
Brecht · Eq €21k
Damce Nursing Care
BE 0720.561.134
Asse · Eq €21k
Thuisverpleging M.W.K.
BE 0657.874.586
Koekelare · Eq €21k
Of 5,969 companies in sector 86940 we hold annual accounts for 1,796. 1,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2017
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.