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AD And Partner

Active
Private limited companyfounded 20251 yr activeEsplanade Simone VEIL 1, 4000 Liège, BelgiumKBO/BCE: BE 1018.445.758

AD And Partner has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €0. Its solvency ranks better than 35% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
57 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability44
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
37.4%
Return on assets
0%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€3k
Total assets
€9k
Net result
€0
Working capital
€3k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €9k
Fixed assets €314
Current assets €9k
Equity and liabilities €9k
Equity €3k
Debt €6k
Debt finances 62.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€347
Cash flow
€99
Solvency
37.4%
Current ratio
1.54
Quick ratio
1.54
Debt / equity
1.68
ROE
0.0%
ROA
0.0%
Interest coverage
3.05
Debt
€6k
Debt ≤ 1 year
€6k
Income taxes
€134
Staff costs
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€9k
Fixed assets21/28€314
Tangible fixed assets22/27€314
Furniture and vehicles24€314
Current assets29/58€9k
Amounts receivable within one year40/41€9k
Trade receivables40€9k
Other amounts receivable41€165
Cash at bank and in hand54/58€160
Equity and liabilities
Total equity and liabilities10/49€9k
Equity10/15€3k
Contributions10/11€4k
Profit (loss) carried forward14€0
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€839
Taxes450/3€134
Remuneration and social security454/9€705
Other amounts payable47/48€4k
Income statement Code2025
Remuneration, social security and pensions62€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€99
Other operating charges640/8€537
Gross operating margin9900€4k
Operating profit (loss)9901€248
Financial charges65/66B€114
Recurring financial charges65€114
Profit (loss) for the period before taxes9903€134
Income taxes67/77€134
Profit (loss) for the period9904€0
Profit (loss) for the period to be appropriated9905€0
Appropriation of the result
Profit (loss) to be appropriated9906€0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Esplanade Simone VEIL 14000 Liège
Ground area
6,004 m²
Parcel 62814C0006/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
AD And Partner
Esplanade Simone VEIL 1, 4000 LiègeTemporary employment agencies and other provision of personnel
since 20252.371.143.026
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62814C0006/00G002 Wallonia 6,004 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 12,427 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-01-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
86210General medical practice
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.