ACY Limited

Active

Private limited companyfounded 20206 yrs activeRue Edouard Binamé(B.V.) 38, 5170 Profondeville, BelgiumKBO/BCE: BE 0744.583.480

Summary

ACY Limited has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,375 and a net result of €21,711. Equity remains stable across the filed fiscal years (±1.9% per year). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

ACY LimitedActiveChecked score 89/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€56,290total assets 2025

Equity: €46,375
Profit: €21,711

Turnover not published (abridged schema)

Financial health

89 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Parent: Holherbi · 100%

Accounts 32 d early0 of 1 deed read

Why 89- No main activity registered- Founded in 2020+ Liquidity: current ratio 2.76, cash €26,361+ Size: total assets €56,290Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Better than 87% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+34

equity 82.4% of total assets

Liquidity 95+25

short-term debt 17.6% · cash 46.8%

Profitability 100=

return on assets 38.6%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.9% 12-2024: 0.9%● 0.0% vs 11-2024 01-2025: 0.9%▼ -1.1% vs 12-2024 02-2025: 0.9%● 0.0% vs 01-2025 03-2025: 0.9%▼ -7.2% vs 02-2025 04-2025: 0.9%▲ +1.0% vs 03-2025 05-2025: 0.9%▲ +1.8% vs 04-2025 06-2025: 0.9%▼ -3.5% vs 05-2025 07-2025: 0.9%▲ +4.8% vs 06-2025 08-2025: 0.8%▼ -11.6% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.7%▼ -6.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -1.1% vs 12-2025 02-2026: 0.7%▼ -2.6% vs 01-2026 03-2026: 0.8%▲ +7.5% vs 02-2026 04-2026: 0.8%▲ +6.1% vs 03-2026 05-2026: 0.9%▲ +5.6% vs 04-2026 06-2026: 0.8%▼ -9.4% vs 05-2026 07-2026: 0.8%▲ +3.0% vs 06-2026 08-2026: 1.2%▲ +45.0% vs 07-2026 09-2026: 1.4%▲ +18.7% vs 08-2026highest value 10-2026: 0.3%▼ -75.7% vs 09-2026lowest value

Liquidity: current ratio 2.76, cash €26,361 lowers the probability
No main activity registered raises the probability
Size: total assets €56,290 lowers the probability for this profile
Founded in 2020 raises the probability for this profile

Credit up to €4,000 at 30 days acceptable

Liquidity ample (current ratio 2.76 against 0.88 in 2024; short-term debt: 17.6% and cash: 46.8% of total assets), and 17.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 86%, profitability 90%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 2.76, cash €26,361

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €56,290

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2020

In the bankruptcy model this factor raises the probability for this profile.

KBO

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

202122232425

2020 to 2025 · latest year €46,375

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

32 d early

2024

34 d early

2023

16 d early

2022

23 d late

2021

30 d early

2020

22 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 6 accounts on average 19 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage