ACTUEL GRAFIC
ActiveSummary
ACTUEL GRAFIC has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179,404 and a net result of -€24,226. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 972 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▼-41
Solvency73▼-2
Growth22▼-18
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.32 in 2024; short-term debt: 52.1% and cash: 7.9% of total assets), and 52.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
15 d late
2023
29 d late
2022
4 d late
2021
31 d early
2020
334 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 4 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€101,746▼ 52.8%
2024 · €215,589
EBIT margin
-21.4%▼ 40.2pp
2024 · 18.7%
Net result
-€24,226
2024 · €21,566
Working capital
-€131,399▲ 3.3%
2024 · -€135,828
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€181,177▲ 13.9%€202,967▲ 12.0%€201,833▼ 0.6%€215,589▲ 6.8%€101,746▼ 52.8%
Operating result€2,688-€21,810-€7,130▲ 67.3%€40,405-€21,818
Net result€930within the sector's middle half-€22,686below the sector's middle half-€19,009below the sector's middle half▲ 16.2%€21,566within the sector's middle half-€24,226below the sector's middle half
EBIT margin1.5%▲ 13.8pp-10.7%▼ 12.2pp-3.5%▲ 7.2pp18.7%▲ 22.3pp-21.4%▼ 40.2pp
Equity€223,759above the sector's middle half▲ 0.4%€201,072above the sector's middle half▼ 10.1%€182,063above the sector's middle half▼ 9.5%€203,629above the sector's middle half▲ 11.8%€179,404above the sector's middle half▼ 11.9%
Total assets€376,762above the sector's middle half▼ 10.1%€362,894above the sector's middle half▼ 3.7%€372,816above the sector's middle half▲ 2.7%€404,227above the sector's middle half▲ 8.4%€374,168above the sector's middle half▼ 7.4%
Debt€153,003▼ 22.1%€161,822▲ 5.8%€190,752▲ 17.9%€200,598▲ 5.2%€194,765▼ 2.9%
Working capital-€151,181below the sector's middle half▲ 17.0%-€144,610below the sector's middle half▲ 4.3%-€142,724below the sector's middle half▲ 1.3%-€135,828below the sector's middle half▲ 4.8%-€131,399below the sector's middle half▲ 3.3%
Solvency59.4%within the sector's middle half▲ 6.2pp55.4%within the sector's middle half▼ 4.0pp48.8%within the sector's middle half▼ 6.6pp50.4%within the sector's middle half▲ 1.5pp47.9%within the sector's middle half▼ 2.4pp
Current ratio0.01below the sector's middle half▼ 0.060.11below the sector's middle half▲ 0.090.25below the sector's middle half▲ 0.150.32below the sector's middle half▲ 0.070.33below the sector's middle half=
Return on assets (ROA)0.2%within the sector's middle half▲ 5.6pp-6.3%below the sector's middle half▼ 6.5pp-5.1%below the sector's middle half▲ 1.2pp5.3%within the sector's middle half▲ 10.4pp-6.5%below the sector's middle half▼ 11.8pp
Staff (FTE)0.81▲ 25.0%1=1=
above
within
below
the middle half (P25 to P75) of NACE 18, Printing and reproduction of recorded media, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21,818 after €40,405 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374,168
Fixed assets
€310,802 ▼ 8.4%
Current assets
€63,366 ▼ 2.2%
Equity and liabilities €374,168
Equity
€179,404 ▼ 11.9%
Debt
€194,765 ▼ 2.9%
Debt's share of the balance-sheet total rises from 49.6% to 52.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6,837▼
2024 · €64,533
Cash flow
€4,429▼
2024 · €45,694
Debt to equity
1.09▲
2024 · 0.99
ROE
-13.5%▼
2024 · 10.6%
Debt ≤ 1 year
€194,765▼
2024 · €200,598
Income taxes
€2,408▼
2024 · €18,839
Staff costs
€80,356▲
2024 · €75,183
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €181,177 | €202,967 | €201,833 | €215,589 | €101,746 | ▼ 52.8% |
| Goods, raw materials, services and sundry goods60/61 | - | €152,458 | €105,277 | €71,509 | €10,706 | ▼ 85.0% |
| Remuneration, social security and pensions62 | - | €40,352 | €79,209 | €75,183 | €80,356 | ▲ 6.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,119 | €29,257 | €20,895 | €24,128 | €28,655 | ▲ 18.8% |
| Other operating charges640/8 | - | €2,710 | €3,582 | €4,364 | €3,847 | ▼ 11.8% |
| Gross operating margin9900 | €35,026 | €50,510 | €96,557 | €144,080 | €91,040 | ▼ 36.8% |
| Operating profit (loss)9901 | €2,688 | -€21,810 | -€7,130 | €40,405 | -€21,818 | ▼ 154% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Recurring financial charges65 | €10 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €2,678 | -€21,809 | -€7,130 | €40,405 | -€21,818 | ▼ 154% |
| Income taxes67/77 | €1,748 | €877 | €11,879 | €18,839 | €2,408 | ▼ 87.2% |
| Profit (loss) for the period9904 | €930 | -€22,686 | -€19,009 | €21,566 | -€24,226 | ▼ 212% |
| Profit (loss) for the period to be appropriated9905 | €930 | -€22,686 | -€19,009 | €21,566 | -€24,226 | ▼ 212% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €376,762 | €362,894 | €372,816 | €404,227 | €374,168 | ▼ 7.4% |
| Fixed assets21/28 | €374,939 | €345,682 | €324,787 | €339,457 | €310,802 | ▼ 8.4% |
| Tangible fixed assets22/27 | €374,865 | €345,608 | €324,713 | €339,383 | €310,728 | ▼ 8.4% |
| Land and buildings22 | - | €342,792 | €322,683 | €302,573 | €282,464 | ▼ 6.6% |
| Furniture and vehicles24 | - | €2,816 | €2,030 | €36,809 | €28,264 | ▼ 23.2% |
| Financial fixed assets28 | €74 | €74 | €74 | €74 | €74 | = |
| Current assets29/58 | €1,822 | €17,212 | €48,028 | €64,770 | €63,366 | ▼ 2.2% |
| Amounts receivable within one year40/41 | - | €13,904 | €9,013 | €49,761 | €33,843 | ▼ 32.0% |
| Trade receivables40 | - | €12,406 | €1,262 | €41,861 | €28,810 | ▼ 31.2% |
| Other amounts receivable41 | - | €1,498 | €7,751 | €7,899 | €5,033 | ▼ 36.3% |
| Cash at bank and in hand54/58 | €1,822 | €3,308 | €39,015 | €15,009 | €29,523 | ▲ 96.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €376,762 | €362,894 | €372,816 | €404,227 | €374,168 | ▼ 7.4% |
| Equity10/15 | €223,759 | €201,072 | €182,063 | €203,629 | €179,404 | ▼ 11.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | - | - | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €205,159 | €182,472 | €163,463 | €185,029 | €160,804 | ▼ 13.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €180,612 | €161,603 | €183,169 | €158,944 | ▼ 13.2% |
| Amounts payable17/49 | €153,003 | €161,822 | €190,752 | €200,598 | €194,765 | ▼ 2.9% |
| Amounts payable within one year42/48 | €153,003 | €161,822 | €190,752 | €200,598 | €194,765 | ▼ 2.9% |
| Trade debts44 | €96,624 | €160,104 | €162,417 | €163,481 | €105,179 | ▼ 35.7% |
| Suppliers440/4 | - | €160,104 | €162,417 | €163,481 | €105,179 | ▼ 35.7% |
| Taxes, remuneration and social security45 | - | €1,718 | €25,168 | €33,481 | €16,418 | ▼ 51.0% |
| Taxes450/3 | - | €1,718 | €12,841 | €19,734 | €3,007 | ▼ 84.8% |
| Remuneration and social security454/9 | - | - | €12,328 | €13,747 | €13,412 | ▼ 2.4% |
| Other amounts payable47/48 | - | - | €3,167 | €3,636 | €73,167 | ▲ 1,912% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €930 | -€22,686 | -€19,009 | €21,566 | -€24,226 | ▼ 212% |
| + Depreciation and write-downs630 | €29,119 | €29,257 | €20,895 | €24,128 | €28,655 | ▲ 18.8% |
| Operating cash flow (approximation) | €30,049 | €6,571 | €1,886 | €45,694 | €4,429 | ▼ 90.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€38,798 | €0 | ▲ 100% |
| Change in cash | - | €1,485 | €35,708 | -€24,006 | €14,514 | ▲ 160% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
30-09
Financial
Back to profitnet €21,566
Net result €21,566 after 2 loss-making years.
30-09
Financial
Equity above €200,000Eq €203,629 ▲11.8%
Equity rises from €182,063 to €203,629.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 334 days late
2021
30-09
Financial
Back to profitnet €930
Net result €930 after 3 loss-making years.
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet -€27,893
Net result drops to -€27,893, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verlaine · 1 establishment unit since 1999
Ground area
9,452 m²
Building footprint
2,766 m²
Volume, LiDAR
15,596 m³
2 parcels, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Informatique 6, 4460 Grâce-Hollogne
since 19992.092.766.486
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0022/00E000 | Wallonia | 5,293 m² | 1 · 2,553 m² | 6.8 m · 2 fl. |
| 61063B0397/00F000 | Wallonia | 4,160 m² | 1 · 213 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,598 companies in sector 18120 we hold annual accounts for 810. 624 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-10-1999
Fiscal year end30-09
Activities, NACEBEL 2025
18120Other printing
46140Agents in the wholesale of industrial machinery, ships and aircraft
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0467038964
Registered
29-09-2026
New in the register since 30 September 2026.
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.