ACTUAL GARDEN
ActiveACTUAL GARDEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €8. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency34▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.87 in 2024; short-term debt: 77.3% and cash: 7.7% of total assets), and 91% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
0%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 4422 sector peers (2025).
NBB · sector comparisonPosition among 4422 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
29 d late
2023
29 d late
2022
27 d late
2021
25 d late
2020
20 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k=
2024 · €17k
2018: €12k
2019: €14k
2020: €15k
2021: €14k
2022: €16k
2023: €17k
2024: €17k
2018 → 2025
Total assets
€190k▼ 13.2%
2024 · €219k
2018: €135k
2019: €119k
2020: €166k
2021: €157k
2022: €233k
2023: €240k
2024: €219k
2018 → 2025
Net result
€8▼ 90.0%
2024 · €79
2018: €3k
2019: €4k
2020: €2k
2021: €1k
2022: €4k
2023: €3k
2024: €79
2018 → 2025
Working capital
€-14k▲ 28.0%
2024 · €-19k
2018: €6k
2019: €548
2020: €-6k
2021: €-10k
2022: €-24k
2023: €-28k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€16k▲ 13.5%€17k▲ 6.7%€17k▲ 0.5%€17k=
Operating result€4k-€6k▲ 59.3%€8k▲ 44.8%€6k▼ 27.7%€6k▲ 6.8%
Net result€1k-€4k▲ 234%€3k▼ 23.9%€79▼ 97.0%€8▼ 90.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€57k▼ 36.0%
Current assets
€133k▲ 2.3%
Equity and liabilities €190k
Equity
€17k=
Debt
€173k▼ 14.3%
The debt ratio falls from 92.2% to 91.0%. Debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €47k
Cash flow
€32k▼
2024 · €41k
Solvency
9.0%▲
2024 · 7.8%
Current ratio
0.91▲
2024 · 0.87
Quick ratio
0.34▲
2024 · 0.30
Debt / equity
10.12▼
2024 · 11.82
ROE
0.0%▼
2024 · 0.5%
ROA
0.0%▼
2024 · 0.0%
Interest coverage
11.42▼
2024 · 12.06
Debt
€173k▼
2024 · €202k
Debt ≤ 1 year
€147k▼
2024 · €149k
Debt > 1 year
€26k▼
2024 · €53k
Income taxes
€3k▲
2024 · €2k
Staff costs
€188k▼
2024 · €191k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€190k▼
Fixed assets21/28€89k€57k▼
Tangible fixed assets22/27€89k€57k▼
Plant, machinery and equipment23€20k€11k▼
Furniture and vehicles24€69k€46k▼
Current assets29/58€130k€133k▲
Stocks and contracts in progress3€86k€84k▼
Stocks30/36€86k€84k▼
Amounts receivable within one year40/41€28k€35k▲
Trade receivables40€28k€35k▲
Cash at bank and in hand54/58€16k€15k▼
Equity and liabilities
Total equity and liabilities10/49€219k€190k▼
Equity10/15€17k€17k=
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€9k€9k▲
Amounts payable17/49€202k€173k▼
Amounts payable after more than one year17€53k€26k▼
Financial debts170/4€53k€26k▼
Amounts payable within one year42/48€149k€147k▼
Current portion of amounts payable after more than one year42€30k€27k▼
Trade debts44€49k€36k▼
Suppliers440/4€49k€36k▼
Taxes, remuneration and social security45€44k€60k▲
Taxes450/3€7k€13k▲
Remuneration and social security454/9€37k€47k▲
Other amounts payable47/48€27k€24k▼
Income statement
Code20242025
Remuneration, social security and pensions62€191k€188k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€32k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€225€468▲
Gross operating margin9900€240k€228k▼
Operating profit (loss)9901€6k€6k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€2k€3k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€79€8▼
Profit (loss) for the period to be appropriated9905€79€8▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€9k▲
Profit (loss) brought forward from the previous period14P€9k€9k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet €8 ▼90%
Net result drops to €8, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Highest result since 2018net €4k ▲45.6%
Operating result €10k, net result €4k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Wattripont(AW) 167910 Frasnes-lez-AnvaingGround area
1,764 m²
Building footprint
193 m²
Volume, LiDAR
836 m³
Parcel 51003B0398/00F000, Wallonia · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ACTUAL GARDEN
since 20112.252.146.394
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51003B0398/00F000 | Wallonia | 1,764 m² | 1 · 193 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,206 companies in sector 81300 we hold annual accounts for 4,358. 2,996 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2011
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
43331Floor and wall tiling
71111Activities of building architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.