ACTUA
ActiveSummary
ACTUA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,141 and a net result of €995. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47▼-16
Solvency47▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.9 against 1.14 in 2024; short-term debt: 7.6% and cash: 5.6% of total assets), and 77.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.2%
Return on assets
0.2%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 31896 sector peers (2025).
NBB · sector comparisonPosition among 31896 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-04-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
34 d early
2023
1 d early
2022
5 d early
2021
291 d late
2020
71 d early
2019
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€101,141▲ 1.0%
2024 · €100,145
Total assets
€456,555▼ 7.5%
2024 · €493,582
Net result
€995▼ 93.3%
2024 · €14,768
Working capital
-€3,376
2024 · €5,644
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23,800▲ 4.2%€19,939▼ 16.2%€34,443▲ 72.7%€29,897▼ 13.2%€12,100▼ 59.5%
Net result€8,006within the sector's middle half▼ 17.5%€5,462within the sector's middle half▼ 31.8%€18,021within the sector's middle half▲ 230%€14,768within the sector's middle half▼ 18.1%€995below the sector's middle half▼ 93.3%
Equity€61,895within the sector's middle half▲ 14.9%€67,357within the sector's middle half▲ 8.8%€85,378within the sector's middle half▲ 26.8%€100,145within the sector's middle half▲ 17.3%€101,141within the sector's middle half▲ 1.0%
Total assets€559,879above the sector's middle half▼ 3.0%€532,200above the sector's middle half▼ 4.9%€518,189above the sector's middle half▼ 2.6%€493,582above the sector's middle half▼ 4.7%€456,555within the sector's middle half▼ 7.5%
Debt€497,984▼ 4.9%€464,843▼ 6.7%€432,812▼ 6.9%€393,437▼ 9.1%€355,414▼ 9.7%
Working capital€8,388€10,296▲ 22.7%€4,947▼ 51.9%€5,644▲ 14.1%-€3,376
Solvency11.1%below the sector's middle half▲ 1.7pp12.7%below the sector's middle half▲ 1.6pp16.5%below the sector's middle half▲ 3.8pp20.3%below the sector's middle half▲ 3.8pp22.2%below the sector's middle half▲ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €456,555
Fixed assets
€425,439 ▼ 5.0%
Current assets
€31,115 ▼ 32.2%
Equity and liabilities €456,555
Equity
€101,141 ▲ 1.0%
Debt
€355,414 ▼ 9.7%
Debt's share of the balance-sheet total falls from 79.7% to 77.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34,329▼
2024 · €52,290
Cash flow
€23,224▼
2024 · €37,161
Current ratio
0.90▼
2024 · 1.14
Debt to equity
3.51▼
2024 · 3.93
ROE
1.0%▼
2024 · 14.7%
ROA
0.2%▼
2024 · 3.0%
Interest coverage
3.35▼
2024 · 4.84
Debt ≤ 1 year
€34,491▼
2024 · €40,270
Debt > 1 year
€319,641▼
2024 · €351,699
Income taxes
€856▼
2024 · €4,326
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,105 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
0.9%
stopped otherwise
98%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,105 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,194 | €33,023 | €22,104 | €22,393 | €22,229 | ▼ 0.7% |
| Other operating charges640/8 | €3,315 | €3,014 | €3,664 | €3,876 | €3,984 | ▲ 2.8% |
| Gross operating margin9900 | €60,309 | €55,976 | €60,210 | €56,166 | €38,313 | ▼ 31.8% |
| Operating profit (loss)9901 | €23,800 | €19,939 | €34,443 | €29,897 | €12,100 | ▼ 59.5% |
| Financial charges65/66B | €12,366 | €12,545 | €11,822 | €10,803 | €10,249 | ▼ 5.1% |
| Recurring financial charges65 | €12,366 | €12,545 | €11,822 | €10,803 | €10,249 | ▼ 5.1% |
| Profit (loss) for the period before taxes9903 | €11,434 | €7,394 | €22,621 | €19,094 | €1,851 | ▼ 90.3% |
| Income taxes67/77 | €3,429 | €1,932 | €4,600 | €4,326 | €856 | ▼ 80.2% |
| Profit (loss) for the period9904 | €8,006 | €5,462 | €18,021 | €14,768 | €995 | ▼ 93.3% |
| Transfer to tax-exempt reserves689 | - | €286 | €498 | €498 | €498 | = |
| Profit (loss) for the period to be appropriated9905 | €8,006 | €5,175 | €17,523 | €14,270 | €498 | ▼ 96.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €559,879 | €532,200 | €518,189 | €493,582 | €456,555 | ▼ 7.5% |
| Fixed assets21/28 | €515,847 | €486,698 | €470,061 | €447,668 | €425,439 | ▼ 5.0% |
| Tangible fixed assets22/27 | €515,847 | €486,698 | €470,061 | €447,668 | €425,439 | ▼ 5.0% |
| Land and buildings22 | €512,732 | €484,497 | €463,517 | €442,715 | €422,076 | ▼ 4.7% |
| Plant, machinery and equipment23 | - | €2,202 | €1,704 | €1,206 | €709 | ▼ 41.2% |
| Furniture and vehicles24 | €3,115 | - | €4,841 | €3,747 | €2,654 | ▼ 29.2% |
| Current assets29/58 | €44,032 | €45,501 | €48,128 | €45,914 | €31,115 | ▼ 32.2% |
| Amounts receivable within one year40/41 | €10,251 | €12,520 | €9,680 | €711 | €4,670 | ▲ 557% |
| Trade receivables40 | €9,680 | €9,680 | €9,680 | €76 | - | - |
| Other amounts receivable41 | €571 | €2,840 | - | €634 | €4,670 | ▲ 636% |
| Cash at bank and in hand54/58 | €33,781 | €32,558 | €37,981 | €44,218 | €25,608 | ▼ 42.1% |
| Deferred charges and accrued income490/1 | - | €423 | €468 | €985 | €837 | ▼ 15.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €559,879 | €532,200 | €518,189 | €493,582 | €456,555 | ▼ 7.5% |
| Equity10/15 | €61,895 | €67,357 | €85,378 | €100,145 | €101,141 | ▲ 1.0% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €49,495 | €49,781 | €72,978 | €73,475 | €73,973 | ▲ 0.7% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Tax-exempt reserves132 | - | €286 | €784 | €1,281 | €1,779 | ▲ 38.8% |
| Distributable reserves133 | €47,495 | €47,495 | €70,194 | €70,194 | €70,194 | = |
| Profit (loss) carried forward14 | - | €5,175 | - | €14,270 | €14,768 | ▲ 3.5% |
| Amounts payable17/49 | €497,984 | €464,843 | €432,812 | €393,437 | €355,414 | ▼ 9.7% |
| Amounts payable after more than one year17 | €459,638 | €426,334 | €387,912 | €351,699 | €319,641 | ▼ 9.1% |
| Financial debts170/4 | €459,638 | €426,334 | €387,912 | €351,699 | €319,641 | ▼ 9.1% |
| Amounts payable within one year42/48 | €35,644 | €35,206 | €43,181 | €40,270 | €34,491 | ▼ 14.3% |
| Current portion of amounts payable after more than one year42 | €29,333 | €30,004 | €30,712 | €31,233 | €32,058 | ▲ 2.6% |
| Trade debts44 | €852 | €60 | €525 | €204 | €10 | ▼ 95.1% |
| Suppliers440/4 | €852 | €60 | €525 | €204 | €10 | ▼ 95.1% |
| Taxes, remuneration and social security45 | €5,115 | €4,724 | €7,373 | €5,546 | €183 | ▼ 96.7% |
| Taxes450/3 | €5,115 | €4,724 | €7,373 | €5,546 | €183 | ▼ 96.7% |
| Other amounts payable47/48 | €344 | €417 | €4,571 | €3,287 | €2,240 | ▼ 31.9% |
| Accrued charges and deferred income492/3 | €2,702 | €3,303 | €1,719 | €1,468 | €1,282 | ▼ 12.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,006 | €5,462 | €18,021 | €14,768 | €995 | ▼ 93.3% |
| + Depreciation and write-downs630 | €33,194 | €33,023 | €22,104 | €22,393 | €22,229 | ▼ 0.7% |
| Operating cash flow (approximation) | €41,199 | €38,484 | €40,124 | €37,161 | €23,224 | ▼ 37.5% |
| Investment in fixed assets (approximation) | - | -€3,874 | -€5,467 | €0 | €0 | - |
| Change in cash | - | -€1,223 | €5,423 | €6,238 | -€18,610 | ▼ 398% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100,000Eq €100,145 ▲17.3%
5 profitable years in a row build equity to €100,145.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €18,021 ▲230%
Operating result €34,443, net result €18,021, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 291 days late
2021
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €9,709
Net result €9,709 after 2 loss-making years.
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2007
Ground area
784 m²
Building footprint
183 m²
Volume, LiDAR
1,169 m³
Parcel 13482F1005/00T000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Actua
since 20072.166.738.884
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13482F1005/00T000 | Flanders | 784 m² | 1 · 183 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 40,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-11-2007
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
Contact
E-mail
ethel.gerber@telenet.beOud-Turnhout
Phone
014749036Oud-Turnhout
Fax
014749036Oud-Turnhout
E-invoicing
Reachable via Peppol
Peppol ID
0208:0893872717
Also
9925:BE0893872717
Registered
28-10-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.