ACTIVE LIFE

Active

Private limited companyfounded 20187 yrs activeRue de Philippeville(NAL) 45, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0713.702.442

ACTIVE LIFE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-74k) and a net result of €323. Equity is shrinking by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 6% of 2025 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

7 / 100

Critical▼ -14 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability25▼-17

Solvency33=

Growth72=

Stability100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.31 against 0.04 in 2024), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 85

Relative position

BE, all sectors

reference

Sector 85

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-156.2%

Return on assets

0.7%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 2025 sector peers (2025).

NBB · sector comparison

Position among 2025 sector peers

Solvency

better than 6%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

1 d early

2024

16 d early

2023

48 d early

2022

31 d early

2021

11 d early

2020

53 d early

2019

31 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€177k▲ 45.9%

2024 · €121k

2019: €40k 2020: €63k 2021: €72k 2022: €83k 2023: €103k 2024: €121k

2019 → 2025

EBIT margin

2.0%▼ 1.8pp

2024 · 3.9%

2019: -10.8% 2020: -17.3% 2021: -46.0% 2022: -19.8% 2023: -20.3% 2024: 3.9%

2019 → 2025

Net result

€323▼ 87.4%

2024 · €3k

2019: €-5k 2020: €-12k 2021: €-36k 2022: €-20k 2023: €-23k 2024: €3k

2019 → 2025

Working capital

€-51k▲ 55.5%

2024 · €-115k

2019: €-9k 2020: €-44k 2021: €-93k 2022: €-100k 2023: €-126k 2024: €-115k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€72k-€83k▲ 15.3%€103k▲ 25.0%€121k▲ 17.7%€177k▲ 45.9%

Equity€-21k-€-45k▼ 114%€-71k▼ 59.0%€-72k▼ 1.0%€-74k▼ 4.1%

Operating result€-33k-€-16k▲ 50.4%€-21k▼ 28.0%€5k€4k▼ 23.0%

Net result€-36k-€-20k▲ 43.8%€-23k▼ 12.5%€3k€323▼ 87.4%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 23% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €48k

51.3%

48.7%

Fixed assets €24k▼ 46.8%

Current assets €23k▲ 377%

Key figures and ratios

2025 value · change against 2024

EBITDA

€17k▼

2024 · €22k

Cash flow

€14k▼

2024 · €19k

Solvency

-156.2%▼

2024 · -140.6%

Current ratio

0.31▲

2024 · 0.04

Quick ratio

0.31▲

2024 · 0.04

Debt / equity

-1.64▲

2024 · -1.71

ROE

-0.4%▲

2024 · -3.6%

ROA

0.7%▼

2024 · 5.0%

Interest coverage

5.44▼

2024 · 10.07

Debt

€122k▼

2024 · €122k

Debt ≤ 1 year

€74k▼

2024 · €120k

Debt > 1 year

€48k▲

2024 · €3k

Income taxes

€126

Staff costs

€19k▼

2024 · €24k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€51k€48k▼

Fixed assets21/28€46k€24k▼

Intangible fixed assets21€8k€5k▼

Tangible fixed assets22/27€31k€19k▼

Plant, machinery and equipment23€7k€3k▼

Furniture and vehicles24€7k€2k▼

Other tangible fixed assets26€16k€14k▼

Financial fixed assets28€7k-

Current assets29/58€5k€23k▲

Amounts receivable within one year40/41€5k€18k▲

Trade receivables40€4k€16k▲

Other amounts receivable41€284€3k▲

Cash at bank and in hand54/58€7€3k▲

Deferred charges and accrued income490/1€144€2k▲

Equity and liabilities

Total equity and liabilities10/49€51k€48k▼

Equity10/15€-72k€-74k▼

Contributions10/11€19k€19k=

Profit (loss) carried forward14€-94k€-94k▲

Investment grants15€4k€477▼

Amounts payable17/49€122k€122k▼

Amounts payable after more than one year17€3k€48k▲

Financial debts170/4€3k€48k▲

Amounts payable within one year42/48€120k€74k▼

Current portion of amounts payable after more than one year42€46k€9k▼

Trade debts44€12k€8k▼

Suppliers440/4€12k€8k▼

Taxes, remuneration and social security45€8k€19k▲

Taxes450/3€4k€10k▲

Remuneration and social security454/9€3k€9k▲

Other amounts payable47/48€54k€39k▼

Income statement Code20242025

Turnover70€121k€177k▲

Goods, raw materials, services and sundry goods60/61€89k€149k▲

Remuneration, social security and pensions62€24k€19k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€14k▼

Other operating charges640/8€569€2k▲

Gross operating margin9900€46k€38k▼

Operating profit (loss)9901€5k€4k▼

Financial income75/76B-€11

Recurring financial income75-€11

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€3k▲

Profit (loss) for the period before taxes9903€3k€448▼

Income taxes67/77-€126

Profit (loss) for the period9904€3k€323▼

Profit (loss) for the period to be appropriated9905€3k€323▼

Appropriation of the result

Profit (loss) to be appropriated9906€-94k€-94k▲

Profit (loss) brought forward from the previous period14P€-96k€-94k▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 2Filings 7

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

15-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €3k

Net result €3k after 5 loss-making years.

13-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

30-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

20-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Weakest financial yearnet €-36k

Net result drops to €-36k, the lowest in the series; recovery starts the following year.

08-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

30-06

NBB filing Annual accounts filed

fiscal year 2019 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2018

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Philippeville(NAL) 456120 Ham-sur-Heure-Nalinnes

Ground area

5,012 m²

Parcel 56058B0375/00C012, Wallonia. Linked by address, not a title deed.

1 establishment unit

Active Life

Rue de Philippeville(NAL) 45, 6120 Ham-sur-Heure-NalinnesSports and recreation education

since 20182.282.070.104

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56058B0375/00C012indicative	Wallonia	5,012 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

0 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

John John Dohmen Expérience

Of 13,489 companies in sector 85510 we hold annual accounts for 717. 307 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-11-2018

Fiscal year end31-12

Activities, NACEBEL

85510Sports and recreation education

93130Fitness centres

96040Personal service activities

96230Day spas, saunas and steam baths

Sources

Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:info@active-life.be

Establishment Ham-sur-Heure-Nalinnes 2.282.070.104