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Action Learning

Active
Private limited companyfounded 2008active for 18 yearsKolveniersgang 107, 9000 Gent, BelgiumKBO/BCE: BE 0898.049.655
Summary

Action Learning has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €462,887 and a net result of €40,738. Equity remains stable across the filed financial years (±0.8% per year). Its solvency ranks better than 90% of 2,589 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other education
NACE 85599
1 site
Size
€519,911total assets 2025
Equity
€462,887
Profit
€40,738
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 7 days late1 of 4 deeds summarised
Why 95lowers riskSector: Education (NACE 85)Size: total assets €519,911Equity €462,887 (89.0% of total assets)Figures for financial year 2025 (filed 13-05-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 56% of its sector peers (NACE 85, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 89.0% of total assets
Liquidity 59-22
short-term debt 11.0% · cash 7.7%
Profitability 53-16
return on assets 7.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,812 companies, NACE 85, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 8.52, compared with 78.41 in 2024, above the usual 1.5; short-term debt: 11% and cash: 7.7% of total assets), and 11% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 88% on solvency, 47% on liquidity, 30% on profitability and 60% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskneutral
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Size: total assets €519,911
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €462,887 (89.0% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 13-05-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €462,887
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-05-2026, 7 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
7 days late
2024
23 days early
2023
36 days early
2022
130 days early
2021
110 days early
2020
29 days early
2019
100 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 March (4 of the last 5 filed years within 75 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end26-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Liquidity more than 21 timescurrent ratio 78.41

Key points

  • Positive: Among the best 7% on equitysector median €32,555 · 2,594 companies €462,887 View
  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €519,911 View

By topic

Financials

Financial year
2025
Total assets
€519,911
Profit
€40,738
Solvency
89.0%
Total assets▲ 21.6%
Net result
20192025
Go to Financials

Board & ownership

Board
2 members
  • D'Hauwers,Boudewijn Benoit Martha MariaDirector
  • Van de Wiele,Myriam Marie-Louise PolydoorDirector
Go to Board & ownership

Timeline

Events
21
Since
2010
Next accounts
by 30-04-2027
  1. 25-03-2024Annual accounts filed
  2. 21-11-2023Resignations: Van de Wiele,Myriam Marie-Louise Polydoor (director)…
  3. 21-12-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
21-05-2008
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Who signs
Each director alone
Annual meeting
Second Thursday of March at 11:00
Purpose
“Het geven van workshops; Het geven van trainingen; Het organiseren van…” (deed in Dutch)
Go to Articles of association

Key facts about Action Learning

What is the company number of Action Learning?
0898.049.655. In Belgium the VAT number is the company number with BE in front: BE 0898.049.655.
Where is Action Learning based?
The registered office is at Kolveniersgang 107, 9000 Gent.Company details
What does Action Learning do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of Action Learning?
Private limited company (BV).
When was Action Learning founded?
On 21-05-2008.
Is Action Learning still active?
Yes, Action Learning is an active enterprise in the KBO register.
What is the turnover of Action Learning?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Action Learning profitable?
In financial year 2025, Action Learning made a profit of €40,738.
Where can I find the annual accounts of Action Learning?
Action Learning filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Action Learning due?
By 30-04-2027, for financial year 2026.Timeline

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