ACTION CONSULTANTS
ActiveACTION CONSULTANTS has been active since 1948 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €468k and a net result of €265k. Equity is shrinking by ~16% per year across the filed fiscal years. Its solvency ranks better than 81% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-29
Solvency99▲+53
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 6.32 against 3.38 in 2024; short-term debt: 10.6% and cash: 24.8% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
42%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €468k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€468k▲ 130%
2024 · €203k
2018: €392k
2019: €297k
2020: €239k
2021: €197k
2022: €146k
2023: €125k
2024: €203k
2018 → 2025
Total assets
€630k▼ 34.6%
2024 · €964k
2018: €1.08M
2019: €913k
2020: €896k
2021: €889k
2022: €870k
2023: €854k
2024: €964k
2018 → 2025
Net result
€265k▲ 237%
2024 · €78k
2018: €-58k
2019: €-58k
2020: €-57k
2021: €-42k
2022: €-54k
2023: €-21k
2024: €78k
2018 → 2025
Working capital
€355k▼ 34.3%
2024 · €539k
2018: €640k
2019: €609k
2020: €561k
2021: €533k
2022: €472k
2023: €450k
2024: €539k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€197k-€146k▼ 25.9%€125k▼ 14.4%€203k▲ 62.8%€468k▲ 130%
Operating result€-31k-€-60k▼ 95.9%€-18k▲ 70.1%€80k€-81k
Net result€-42k-€-54k▼ 27.8%€-21k▲ 61.1%€78k€265k▲ 237%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €81k after €80k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €630k
Fixed assets
€209k▲ 6.1%
Current assets
€421k▼ 45.0%
Equity and liabilities €630k
Equity
€468k▲ 130%
Provisions
€86k▼ 3.3%
Debt
€76k▼ 88.6%
The debt ratio falls from 69.7% to 12.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-70k▼
2024 · €91k
Cash flow
€276k▲
2024 · €89k
Solvency
74.3%▲
2024 · 21.1%
Current ratio
6.32▲
2024 · 3.38
Quick ratio
6.32▲
2024 · 3.38
Debt / equity
0.16▼
2024 · 3.30
ROE
56.5%▲
2024 · 38.6%
ROA
42.0%▲
2024 · 8.1%
Interest coverage
-22.64▼
2024 · 19.31
Debt
€76k▼
2024 · €671k
Debt ≤ 1 year
€67k▼
2024 · €227k
Debt > 1 year
€10k▼
2024 · €405k
Income taxes
€27k▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€964k€630k▼
Fixed assets21/28€197k€209k▲
Tangible fixed assets22/27€197k€209k▲
Land and buildings22€195k€186k▼
Plant, machinery and equipment23€2k€666▼
Furniture and vehicles24€431€9k▲
Other tangible fixed assets26-€13k
Financial fixed assets28€450€450=
Current assets29/58€766k€421k▼
Amounts receivable within one year40/41€6k€15k▲
Trade receivables40€6k€8k▲
Other amounts receivable41-€7k
Current investments50/53€624k€250k▼
Cash at bank and in hand54/58€137k€157k▲
Deferred charges and accrued income490/1€139€46▼
Equity and liabilities
Total equity and liabilities10/49€964k€630k▼
Equity10/15€203k€468k▲
Contributions10/11€19k€19k=
Reserves13€145k€410k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k-
Own shares acquired1312-€3k
Tax-exempt reserves132€124k€118k▼
Distributable reserves133€18k€288k▲
Profit (loss) carried forward14€40k€40k▲
Provisions and deferred taxes16€89k€86k▼
Provisions for liabilities and charges160/5€25k€25k=
Other liabilities and charges164/5€25k€25k=
Deferred taxes168€64k€61k▼
Amounts payable17/49€671k€76k▼
Amounts payable after more than one year17€405k€10k▼
Financial debts170/4€395k-
Other amounts payable178/9€10k€10k=
Amounts payable within one year42/48€227k€67k▼
Current portion of amounts payable after more than one year42€9k-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€22k€29k▲
Taxes450/3€22k€29k▲
Other amounts payable47/48€195k€35k▼
Accrued charges and deferred income492/3€39k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€94k€-66k▼
Operating profit (loss)9901€80k€-81k▼
Financial income75/76B-€373k
Recurring financial income75-€373k
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€76k€289k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€140€27k▲
Profit (loss) for the period9904€78k€265k▲
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€84k€270k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€310k▲
Profit (loss) brought forward from the previous period14P€-44k€40k▲
Transfer to equity691/2-€270k
To other reserves6921-€270k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €265k ▲237%
Net result €265k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €78k
Net result €78k after 6 loss-making years.
31-12
Financial
Equity above €200kEq €203k ▲62.8%
Equity rises from €125k to €203k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-07-2022
Eric Dassesse: Resigned as Managing director
06-02-2014
Eric Dassesse: Resigned as Director
06-02-2014
RONDIAT, Jean Paul: Resigned as Director
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 1948
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 5051050 ElseneGround area
2,649 m²
Building footprint
1,281 m²
Volume, LiDAR
19,138 m³
2 parcels, Brussels, Wallonia · tallest building 32.5 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
Louizalaan 505, 1050 Brussel
since 19482.006.941.777
Rue du Mont-Lassy 3, 1380 Lasne
since 20172.282.702.582
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076F0166/00H000 | Wallonia | 1,348 m² | 1 · 470 m² | 7.5 m · 2 fl. |
| 21822R0224/00P007 | Brussels | 1,301 m² | 1 · 811 m² | 32.5 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600ERBGFQTJY6DA27
Similar companies · same sector, comparable size
G.M.5
BE 0458.412.496
Couvin · Eq €468k
Entre-Nous
BE 0888.155.754
Namur · Eq €468k
BOEVERIE
BE 0675.385.462
Roeselare · Eq €468k
MV Promotion immobilière
BE 0698.901.628
Visé · Eq €469k
BMAS
BE 0656.759.977
Meise · Eq €469k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,772 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1948
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
41001General construction of residential buildings
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70220Business consulting
81100Combined facilities support activities
82300Organisation of conventions and trade shows
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.