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ACTIO IMMO

Active
Private limited companyfounded 20196 yrs activeVictor Roosensplein 7, 2170 Antwerpen, BelgiumKBO/BCE: BE 0737.628.382
Summary

The computed 12-month bankruptcy probability of ACTIO IMMO is 2.1% (moderate). The 2025 annual accounts show equity of €74,304 and a net result of €23,485. Equity is growing by ~51.2% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2023
Profitability70▲+6
Solvency29▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.01 in 2023; short-term debt: 29.1% and cash: 0.1% of total assets), and 95.8% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.2%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
23 d early
2024
17 d early
2023
2 d early
2022
2 d early
2021
92 d late
2020
457 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 84 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 November 2019, ACTIO IMMO was incorporated as a Private limited company.1 Total assets went from EUR 783,657 in 2020 to EUR 1.8 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€74,304▲ 113%
2023 · €34,826
Total assets
€1.8m▲ 153%
2023 · €697,088
Net result
€23,485▲ 67.7%
2023 · €14,003
Working capital
-€511,946▼ 158%
2023 · -€198,478
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232025
Operating result-€90,586-€36,744€10,242▼ 72.1%€11,667▲ 13.9%€32,189-
Net result-€99,628-€25,211-€4,759€14,003€23,485-
Equity€372-€25,583▲ 6,772%€20,824▼ 18.6%€34,826▲ 67.2%€74,304-
Total assets€783,657-€760,977▼ 2.9%€722,499▼ 5.1%€697,088▼ 3.5%€1.8m-
Debt€783,285-€735,394▼ 6.1%€701,676▼ 4.6%€662,262▼ 5.6%€1.7m-
Working capital-€195,423--€145,713▲ 25.4%-€200,924▼ 37.9%-€198,478▲ 1.2%-€511,946-
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2020: -€90,586-€90,586Net result 2020: -€99,628-€99,628Operating result 2021: €36,744€36,744Net result 2021: €25,211€25,211Operating result 2022: €10,242€10,242Net result 2022: -€4,759-€4,759Operating result 2023: €11,667€11,667Net result 2023: €14,003€14,003Operating result 2025: €32,189€32,189Net result 2025: €23,485€23,48520202021202220232025-€10,000€0€10,000€20,000€30,000Operating result 2022: €10,242€10,200Net result 2022: -€4,759-€4,760Operating result 2023: €11,667€11,700Net result 2023: €14,003€14,000Operating result 2025: €32,189€32,200Net result 2025: €23,485€23,500202220232025
The operating result is €32,189 in 2025, compared with €11,667 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €1.8m
Fixed assets €1.8m ▲ 154%
Current assets €1,779 ▲ 32.9%
Equity and liabilities €1.8m
Equity €74,304 ▲ 113%
Debt €1.7m ▲ 156%
Debt's share of the balance-sheet total rises from 95.0% to 95.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2023
EBITDA
€65,791▲
2023 · €36,167
Cash flow
€57,087▲
2023 · €38,503
Current ratio
0.00▼
2023 · 0.01
Debt to equity
22.78▲
2023 · 19.02
ROE
31.6%▼
2023 · 40.2%
ROA
1.3%▼
2023 · 2.0%
Interest coverage
7.56▲
2023 · 5.12
Debt ≤ 1 year
€513,725▲
2023 · €199,817
Debt > 1 year
€1.2m▲
2023 · €459,944
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,599 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.6% went bankrupt
1.7% stopped otherwise
96% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,599 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 38 lines
Balance sheet Code20232025
Assets
Total assets20/58€697,088€1.8m▲
Fixed assets21/28€695,749€1.8m▲
Tangible fixed assets22/27€695,749€1.8m▲
Land and buildings22€695,749€1.8m▲
Current assets29/58€1,339€1,779▲
Cash at bank and in hand54/58€1,339€1,779▲
Equity and liabilities
Total equity and liabilities10/49€697,088€1.8m▲
Equity10/15€34,826€74,304▲
Contributions10/11€100,000€100,000=
Capital10€100,000-
Issued capital100€100,000-
Outside capital11-€100,000
Other1109/19-€100,000
Profit (loss) carried forward14-€65,174-€25,696▲
Amounts payable17/49€662,262€1.7m▲
Amounts payable after more than one year17€459,944€1.2m▲
Financial debts170/4€459,944€1.2m▲
Amounts payable within one year42/48€199,817€513,725▲
Current portion of amounts payable after more than one year42€38,507€63,879▲
Trade debts44-€17,810
Suppliers440/4-€17,810
Taxes, remuneration and social security45€1,010-
Taxes450/3€1,010-
Other amounts payable47/48€160,300€432,036▲
Accrued charges and deferred income492/3€2,500-
Income statement Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,500€33,602▲
Other operating charges640/8€2,204-
Gross operating margin9900€38,371€65,791▲
Operating profit (loss)9901€11,667€32,189▲
Financial income75/76B€9,395-
Recurring financial income75€9,395-
Financial charges65/66B€7,060€8,705▲
Recurring financial charges65€7,060€8,705▲
Profit (loss) for the period before taxes9903€14,003€23,485▲
Profit (loss) for the period9904€14,003€23,485▲
Profit (loss) for the period to be appropriated9905€14,003€23,485▲
Appropriation of the result
Profit (loss) to be appropriated9906-€65,174-€25,696▲
Profit (loss) brought forward from the previous period14P-€79,176-€49,181▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,751€24,500€24,500€24,500€33,602-
Other operating charges640/8€84,630€7,273€956€2,204--
Gross operating margin9900€14,795€68,517€35,698€38,371€65,791-
Operating profit (loss)9901-€90,586€36,744€10,242€11,667€32,189-
Financial income75/76B---€9,395--
Recurring financial income75---€9,395--
Financial charges65/66B€9,041€11,534€9,959€7,060€8,705-
Recurring financial charges65€9,041€11,534€9,959€7,060€8,705-
Profit (loss) for the period before taxes9903-€99,628€25,211€283€14,003€23,485-
Income taxes67/77--€5,042---
Profit (loss) for the period9904-€99,628€25,211-€4,759€14,003€23,485-
Profit (loss) for the period to be appropriated9905-€99,628€25,211-€4,759€14,003€23,485-
Line20202021202220232025Change
Assets
Total assets20/58€783,657€760,977€722,499€697,088€1.8m-
Fixed assets21/28€769,249€744,749€720,249€695,749€1.8m-
Tangible fixed assets22/27€769,249€744,749€720,249€695,749€1.8m-
Land and buildings22€769,249€744,749€720,249€695,749€1.8m-
Current assets29/58€14,409€16,228€2,251€1,339€1,779-
Amounts receivable within one year40/41--€1,085---
Trade receivables40--€1,085---
Cash at bank and in hand54/58€109€1,928€1,165€1,339€1,779-
Deferred charges and accrued income490/1€14,300€14,300----
Equity and liabilities
Total equity and liabilities10/49€783,657€760,977€722,499€697,088€1.8m-
Equity10/15€372€25,583€20,824€34,826€74,304-
Contributions10/11€100,000€100,000€100,000€100,000€100,000-
Capital10---€100,000--
Issued capital100---€100,000--
Outside capital11----€100,000-
Other1109/19----€100,000-
Profit (loss) carried forward14-€99,628-€74,417-€79,176-€65,174-€25,696-
Amounts payable17/49€783,285€735,394€701,676€662,262€1.7m-
Amounts payable after more than one year17€573,453€573,453€498,451€459,944€1.2m-
Financial debts170/4€573,453€573,453€498,451€459,944€1.2m-
Amounts payable within one year42/48€209,832€161,941€203,174€199,817€513,725-
Current portion of amounts payable after more than one year42€39,532-€37,832€38,507€63,879-
Trade debts44-€1,641--€17,810-
Suppliers440/4-€1,641--€17,810-
Taxes, remuneration and social security45--€5,042€1,010--
Taxes450/3--€5,042€1,010--
Other amounts payable47/48€170,300€160,300€160,300€160,300€432,036-
Accrued charges and deferred income492/3--€50€2,500--
Line20202021202220232025Change
Profit (loss) for the period9904-€99,628€25,211-€4,759€14,003€23,485-
+ Depreciation and write-downs630€20,751€24,500€24,500€24,500€33,602-
Operating cash flow (approximation)-€78,876€49,711€19,741€38,503€57,087-
Investment in fixed assets (approximation)-€0€0€0--
Change in cash-€1,820-€763€174--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €14,003
Net result €14,003 after one loss-making year.
29-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
31-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 457 days late
2021
31-12
Financial Back to profitnet €25,211
Net result €25,211 after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
exact location from the address register On OpenStreetMap
Ground area
453 m²
Building footprint
465 m²
Volume, LiDAR
3,294 m³
Parcel 11423B0312/00D009, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11423B0312/00D009 Flanders 453 m² 1 · 465 m² 11.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded13-11-2019
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0737628382
Registered 05-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.