ACTIMO
ActiveSummary
ACTIMO has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.5m and a net result of €152,193. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 51% of 19362 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▼-7
Solvency58▲+5
Growth66▲+13
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 34.11 against 57.85 in 2023; short-term debt: 0.3% and cash: 11% of total assets), but 67.5% of the assets are financed with debt.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.5%
Return on assets
3.3%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €1.5m
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
59 d late
2022
58 d late
2021
115 d late
2020
61 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 73 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#5 oldest company in Sint-Joost-ten-Node, Real estate sector
Turnover
€816,514▲ 18.0%
2022 · €692,083
EBIT margin
20.0%▲ 19.5pp
2022 · 0.5%
Net result
€152,193▲ 134%
2023 · €64,964
Working capital
€499,427▲ 43.4%
2023 · €348,157
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€692,083€816,514▲ 18.0%
Operating result€98,273€53,127▼ 45.9%€3,291▼ 93.8%€162,954▲ 4,851%€191,830▲ 17.7%
Net result€58,779€14,975▼ 74.5%-€34,262€64,964€152,193▲ 134%
EBIT margin0.5%20.0%▲ 19.5pp
Equity€1.5m▲ 36.9%€1.5m▼ 0.3%€1.3m▼ 10.4%€1.4m▲ 3.4%€1.5m▲ 11.1%
Total assets€6.4m▲ 2.6%€5.7m▼ 11.2%€5.2m▼ 8.6%€4.9m▼ 5.1%€4.7m▼ 5.1%
Debt€4.9m▼ 4.6%€4.2m▼ 14.4%€3.9m▼ 8.0%€3.6m▼ 8.0%€3.1m▼ 11.3%
Working capital€446,290▲ 791%€230,116▼ 48.4%€188,463▼ 18.1%€348,157▲ 84.7%€499,427▲ 43.4%
Staff (FTE)1▲ 233%1=1=0.8▼ 20.0%1▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 18% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.7m
Fixed assets
€4.2m ▼ 9.0%
Current assets
€514,509 ▲ 45.2%
Equity and liabilities €4.7m
Equity
€1.5m ▲ 11.1%
Debt
€3.1m ▼ 11.3%
Debt's share of the balance-sheet total falls from 72.2% to 67.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€610,807▲
2023 · €591,083
Cash flow
€571,171▲
2023 · €493,093
Current ratio
34.11▼
2023 · 57.85
Debt to equity
2.07▼
2023 · 2.60
ROE
10.0%▲
2023 · 4.8%
ROA
3.3%▲
2023 · 1.3%
Interest coverage
15.41▲
2023 · 6.03
Debt ≤ 1 year
€15,083▲
2023 · €6,124
Debt > 1 year
€3.1m▼
2023 · €3.5m
Staff costs
€35,633▲
2023 · €25,597
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €692,083 | €816,514 | - | - |
| Non-recurring operating income76A | - | €1,456 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €193,271 | €143,845 | - | - |
| Remuneration, social security and pensions62 | - | €4,797 | €15,422 | €25,597 | €35,633 | ▲ 39.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €447,648 | €458,655 | €456,648 | €428,129 | €418,977 | ▼ 2.1% |
| Other operating charges640/8 | - | €39,896 | €23,451 | €55,988 | €47,100 | ▼ 15.9% |
| Gross operating margin9900 | €562,873 | €556,476 | €498,812 | €672,669 | €693,540 | ▲ 3.1% |
| Operating profit (loss)9901 | €98,273 | €53,127 | €3,291 | €162,954 | €191,830 | ▲ 17.7% |
| Financial income75/76B | - | €20,000 | €20,000 | - | - | - |
| Recurring financial income75 | €25,000 | €20,000 | €20,000 | - | - | - |
| Financial charges65/66B | - | €58,152 | €57,554 | €97,990 | €39,637 | ▼ 59.6% |
| Recurring financial charges65 | €64,494 | €58,152 | €57,554 | €97,990 | €39,637 | ▼ 59.6% |
| Profit (loss) for the period before taxes9903 | €58,779 | €14,975 | -€34,262 | €64,964 | €152,193 | ▲ 134% |
| Profit (loss) for the period9904 | €58,779 | €14,975 | -€34,262 | €64,964 | €152,193 | ▲ 134% |
| Transfer from tax-exempt reserves789 | - | €3,198 | €3,198 | €3,198 | €3,198 | = |
| Profit (loss) for the period to be appropriated9905 | €707,339 | €18,174 | -€31,064 | €68,162 | €155,392 | ▲ 128% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.4m | €5.7m | €5.2m | €4.9m | €4.7m | ▼ 5.1% |
| Fixed assets21/28 | €5.9m | €5.4m | €5.0m | €4.6m | €4.2m | ▼ 9.0% |
| Tangible fixed assets22/27 | €5.9m | €5.4m | €5.0m | €4.6m | €4.2m | ▼ 9.0% |
| Land and buildings22 | - | €1.5m | €1.5m | €1.4m | €1.4m | ▼ 2.9% |
| Furniture and vehicles24 | - | €134,880 | €114,254 | €92,150 | €82,465 | ▼ 10.5% |
| Other tangible fixed assets26 | - | €3.8m | €3.4m | €3.1m | €2.7m | ▼ 11.8% |
| Financial fixed assets28 | €2,087 | €1,487 | €1,487 | €1,307 | €1,307 | = |
| Current assets29/58 | €517,561 | €246,933 | €199,967 | €354,281 | €514,509 | ▲ 45.2% |
| Amounts receivable within one year40/41 | - | €3,136 | - | €2,869 | - | - |
| Trade receivables40 | - | - | - | €2,869 | - | - |
| Other amounts receivable41 | - | €3,136 | - | - | - | - |
| Cash at bank and in hand54/58 | €517,561 | €243,797 | €199,967 | €351,411 | €514,509 | ▲ 46.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.4m | €5.7m | €5.2m | €4.9m | €4.7m | ▼ 5.1% |
| Equity10/15 | €1.5m | €1.5m | €1.3m | €1.4m | €1.5m | ▲ 11.1% |
| Contributions10/11 | €210,710 | €210,710 | €210,710 | €210,710 | €210,710 | = |
| Capital10 | - | €210,710 | €210,710 | €210,710 | €210,710 | = |
| Issued capital100 | - | €210,710 | €210,710 | €210,710 | €210,710 | = |
| Reserves13 | €95,718 | €92,520 | €89,321 | €86,123 | €82,925 | ▼ 3.7% |
| Non-distributable reserves130/1 | - | €21,071 | €21,071 | €21,071 | €21,071 | = |
| Legal reserve130 | - | €21,071 | €21,071 | €21,071 | €21,071 | = |
| Tax-exempt reserves132 | - | €71,449 | €68,250 | €65,052 | €61,854 | ▼ 4.9% |
| Profit (loss) carried forward14 | €832,444 | €850,618 | €819,554 | €887,716 | €1.0m | ▲ 17.5% |
| Investment grants15 | - | €320,000 | €201,127 | €181,127 | €181,127 | = |
| Amounts payable17/49 | €4.9m | €4.2m | €3.9m | €3.6m | €3.1m | ▼ 11.3% |
| Amounts payable after more than one year17 | €4.8m | €4.2m | €3.9m | €3.5m | €3.1m | ▼ 11.6% |
| Financial debts170/4 | - | €4.1m | €3.8m | €3.5m | €3.1m | ▼ 12.0% |
| Other amounts payable178/9 | - | €37,920 | €37,150 | €37,860 | €45,325 | ▲ 19.7% |
| Amounts payable within one year42/48 | €71,271 | €16,817 | €11,504 | €6,124 | €15,083 | ▲ 146% |
| Trade debts44 | €66,822 | €15,914 | €8,837 | - | €4,982 | - |
| Suppliers440/4 | - | €15,914 | €8,837 | - | €4,982 | - |
| Taxes, remuneration and social security45 | - | €903 | €2,667 | €6,124 | €10,101 | ▲ 64.9% |
| Taxes450/3 | - | - | €355 | €5,476 | €5,225 | ▼ 4.6% |
| Remuneration and social security454/9 | - | €903 | €2,312 | €648 | €4,876 | ▲ 652% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €58,779 | €14,975 | -€34,262 | €64,964 | €152,193 | ▲ 134% |
| + Depreciation and write-downs630 | €447,648 | €458,655 | €456,648 | €428,129 | €418,977 | ▼ 2.1% |
| Operating cash flow (approximation) | €506,426 | €473,631 | €422,386 | €493,093 | €571,171 | ▲ 15.8% |
| Investment in fixed assets (approximation) | - | -€17,152 | -€14,248 | -€8,377 | -€7,992 | ▲ 4.6% |
| Change in cash | - | -€273,764 | -€43,830 | €151,444 | €163,098 | ▲ 7.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
31-12
Financial
Back to profitnet €64,964
Net result €64,964 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 57.85
Current ratio from 17.38 to 57.85; short-term debt falls from €11,504 to €6,124.
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 115 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 14.68
Current ratio from 7.26 to 14.68; short-term debt falls from €71,271 to €16,817.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €58,779
Net result €58,779 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.26
Current ratio from 2.17 to 7.26.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet -€363,494
Net result drops to -€363,494, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity quadruplescurrent ratio 2.17
Current ratio from 0.58 to 2.17; short-term debt falls from €190,508 to €42,669.
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 59 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
20-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 2 establishment units since 2005
Ground area
1,031 m²
Building footprint
295 m²
Volume, LiDAR
5,045 m³
2 parcels, Brussels · tallest building 23.2 m, ±7 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
2 establishment units
ACTIMO
since 20052.143.970.907
Notelaarstraat 170, 1030 Schaarbeek
since 20222.327.538.259
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0029/00L003 | Brussels | 594 m² | 1 · 160 m² | 16.2 m · 5 fl. |
| 21014A0329/00L000 | Brussels | 437 m² | 1 · 135 m² | 23.2 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 4,561 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-04-1977
Fiscal year end31-12
Abbreviation FR
SYTOUR ou TEJ
Activities, NACEBEL 2025
79110Travel agency activities
68201Renting and operating of own or leased residential real estate, excluding social housing
55100Hotels and similar accommodation
55209Other holiday and short-stay accommodation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0417421583
Also
9925:BE0417421583
Registered
13-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.