ACTICOM
ActiveSummary
ACTICOM has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €21k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 70% of 810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-15
Solvency75▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.34 in 2024; short-term debt: 38% and cash: 30.7% of total assets), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
21 d late
2023
16 d early
2022
6 d early
2021
39 d early
2020
5 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▼ 38.4%
2024 · €34k
2018: €17k
2019: €114
2020: €-18k
2021: €20k
2022: €13k
2023: €42k
2024: €34k
2018 → 2025
Working capital
€91k▲ 59.4%
2024 · €57k
2018: €23k
2019: €18k
2020: €1k
2021: €-2k
2022: €-4k
2023: €6k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€90k▲ 16.3%€126k▲ 39.9%€159k▲ 26.1%€179k▲ 12.6%
Operating result€28k-€25k▼ 10.6%€84k▲ 231%€67k▼ 20.4%€55k▼ 18.2%
Net result€20k-€13k▼ 36.1%€42k▲ 230%€34k▼ 19.2%€21k▼ 38.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€132k ▼ 21.6%
Current assets
€228k ▲ 2.1%
Equity and liabilities €360k
Equity
€179k ▲ 12.6%
Debt
€181k ▼ 22.2%
Debt's share of the balance-sheet total falls from 59.4% to 50.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▼
2024 · €110k
Cash flow
€60k▼
2024 · €77k
Current ratio
1.67▲
2024 · 1.34
Quick ratio
1.63▲
2024 · 1.28
Debt to equity
1.01▼
2024 · 1.46
ROE
11.6%▼
2024 · 21.3%
ROA
5.8%▼
2024 · 8.6%
Interest coverage
3.25▼
2024 · 4.62
Debt ≤ 1 year
€137k▼
2024 · €166k
Debt > 1 year
€44k▼
2024 · €66k
Income taxes
€5k▼
2024 · €10k
Staff costs
€453k▲
2024 · €443k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€392k€360k▼
Fixed assets21/28€168k€132k▼
Intangible fixed assets21€84k€73k▼
Tangible fixed assets22/27€84k€59k▼
Plant, machinery and equipment23€58k€38k▼
Furniture and vehicles24€26k€20k▼
Financial fixed assets28€328€328=
Current assets29/58€224k€228k▲
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Stocks and contracts in progress3€11k€5k▼
Stocks30/36€11k€5k▼
Amounts receivable within one year40/41€9k€5k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€75k€110k▲
Deferred charges and accrued income490/1€28k€8k▼
Equity and liabilities
Total equity and liabilities10/49€392k€360k▼
Equity10/15€159k€179k▲
Contributions10/11€111k€111k=
Capital10€111k€111k=
Issued capital100€111k€111k=
Reserves13€4k€24k▲
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Distributable reserves133-€20k
Profit (loss) carried forward14€44k€44k=
Amounts payable17/49€233k€181k▼
Amounts payable after more than one year17€66k€44k▼
Financial debts170/4€66k€44k▼
Amounts payable within one year42/48€166k€137k▼
Current portion of amounts payable after more than one year42€12k€17k▲
Trade debts44€90k€80k▼
Suppliers440/4€90k€80k▼
Taxes, remuneration and social security45€50k€38k▼
Taxes450/3€3k€140▼
Remuneration and social security454/9€47k€38k▼
Other amounts payable47/48€14k€2k▼
Accrued charges and deferred income492/3€728€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€443k€453k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€40k▼
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€557k€552k▼
Operating profit (loss)9901€67k€55k▼
Financial income75/76B€518€386▼
Recurring financial income75€518€386▼
Financial charges65/66B€24k€29k▲
Recurring financial charges65€24k€29k▲
Profit (loss) for the period before taxes9903€44k€26k▼
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€34k€21k▼
Profit (loss) for the period to be appropriated9905€34k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€65k▲
Profit (loss) brought forward from the previous period14P€11k€44k▲
Transfer to equity691/2€0€20k▲
To the legal reserve6920€0-
To other reserves6921-€20k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
Directors or managers695€0-
Social balance
Average headcount (FTE)9087-12.7
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Equity above €150kEq €159k ▲26.1%
4 profitable years in a row build equity to €159k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €42k ▲230%
Operating result €84k, net result €42k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲39.9%
3 profitable years in a row build equity to €126k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Weakest financial yearnet €-18k ▼15845%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand-Rue 531348 Ottignies-Louvain-la-NeuveGround area
2,958 m²
Building footprint
1,286 m²
Volume, LiDAR
17,193 m³
Parcel 25386B0066/00B002, Wallonia · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHARCUTERIE DU CENTRE
since 19932.064.752.985
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0066/00B002 | Wallonia | 2,958 m² | 1 · 1,286 m² | 17.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOttignies-Louvain-la-Neuve2.064.752.985
Similar companies · same sector, comparable size
MARGUERITE
BE 0776.531.223
Durbuy · Eq €178,790
NEAVISSA
BE 0890.001.229
Brussel · Eq €178,771
LE MATIN LIEGEOIS
BE 0466.190.611
Ouffet · Eq €178,695
MY BURGER
BE 0668.685.633
Assesse · Eq €179,189
AY WORX
BE 0686.572.532
Antwerpen · Eq €179,209
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 6,937 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-08-1993
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.