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AcTEAM

Active
Private limited companyfounded 199828 yrs activeAbdij Vlierbeek 3, 3010 Leuven, BelgiumKBO/BCE: BE 0463.127.092
Summary

AcTEAM has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,475 and a net result of -€1,116. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 92% of 2357 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability33▼-41
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 7.58 against 7.14 in 2024; short-term debt: 12.9% and cash: 91.8% of total assets), and 12.9% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
3 d early
2023
on the day
2022
30 d late
2021
30 d late
2020
25 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 April 1998, AcTEAM was incorporated.1 Total assets went from EUR 99,669 in 2018 to EUR 83,176 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€72,475▼ 1.5%
2024 · €73,590
Total assets
€83,176▼ 2.2%
2024 · €85,050
Net result
-€1,116
2024 · €3,765
Working capital
€70,460▲ 0.1%
2024 · €70,373
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€7,211€908▼ 87.4%€12,730▲ 1,301%€4,383▼ 65.6%-€905
Net result€6,327within the sector's middle half€600within the sector's middle half▼ 90.5%€11,332within the sector's middle half▲ 1,787%€3,765within the sector's middle half▼ 66.8%-€1,116within the sector's middle half
Equity€57,894within the sector's middle half▲ 12.3%€58,494within the sector's middle half▲ 1.0%€69,826within the sector's middle half▲ 19.4%€73,590within the sector's middle half▲ 5.4%€72,475within the sector's middle half▼ 1.5%
Total assets€70,578within the sector's middle half▲ 22.3%€68,705within the sector's middle half▼ 2.7%€83,307within the sector's middle half▲ 21.3%€85,050within the sector's middle half▲ 2.1%€83,176within the sector's middle half▼ 2.2%
Debt€12,684▲ 106%€10,211▼ 19.5%€13,482▲ 32.0%€11,460▼ 15.0%€10,701▼ 6.6%
Working capital€52,953above the sector's middle half▲ 15.6%€54,373above the sector's middle half▲ 2.7%€65,405above the sector's middle half▲ 20.3%€70,373above the sector's middle half▲ 7.6%€70,460above the sector's middle half▲ 0.1%
Solvency82.0%above the sector's middle half▼ 7.3pp85.1%above the sector's middle half▲ 3.1pp83.8%above the sector's middle half▼ 1.3pp86.5%above the sector's middle half▲ 2.7pp87.1%above the sector's middle half▲ 0.6pp
Current ratio5.17above the sector's middle half▼ 3.266.33above the sector's middle half▲ 1.155.85above the sector's middle half▼ 0.477.14above the sector's middle half▲ 1.297.58above the sector's middle half▲ 0.44
Return on assets (ROA)9.0%within the sector's middle half▲ 32.4pp0.9%within the sector's middle half▼ 8.1pp13.6%within the sector's middle half▲ 12.7pp4.4%within the sector's middle half▼ 9.2pp-1.3%within the sector's middle half▼ 5.8pp
above within below the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2021: €7,211€7,211Net result 2021: €6,327€6,327Operating result 2022: €908€908Net result 2022: €600€600Operating result 2023: €12,730€12,730Net result 2023: €11,332€11,332Operating result 2024: €4,383€4,383Net result 2024: €3,765€3,765Operating result 2025: -€905-€905Net result 2025: -€1,116-€1,11620212022202320242025-€5,000€0€5,000€10,000€15,000Operating result 2023: €12,730€12,700Net result 2023: €11,332€11,300Operating result 2024: €4,383€4,380Net result 2024: €3,765€3,760Operating result 2025: -€905-€905Net result 2025: -€1,116-€1,120202320242025
The operating result turns negative in 2025: a loss of €905 after €4,383 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,176
Fixed assets €2,014 ▼ 37.4%
Current assets €81,162 ▼ 0.8%
Equity and liabilities €83,176
Equity €72,475 ▼ 1.5%
Debt €10,701 ▼ 6.6%
Debt's share of the balance-sheet total falls from 13.5% to 12.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€299▼
2024 · €5,587
Cash flow
€87▼
2024 · €4,968
Debt to equity
0.15▼
2024 · 0.16
ROE
-1.5%▼
2024 · 5.1%
Interest coverage
1.90▼
2024 · 39.31
Debt ≤ 1 year
€10,701▼
2024 · €11,460
Income taxes
€132▼
2024 · €504
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€85,050€83,176▼
Fixed assets21/28€3,218€2,014▼
Tangible fixed assets22/27€3,196€1,993▼
Land and buildings22€2,460€1,640▼
Plant, machinery and equipment23€736€353▼
Financial fixed assets28€22€22=
Current assets29/58€81,833€81,162▼
Amounts receivable within one year40/41€3,601€2,183▼
Trade receivables40€2,103€0▼
Other amounts receivable41€1,498€2,183▲
Cash at bank and in hand54/58€75,470€76,362▲
Deferred charges and accrued income490/1€2,762€2,616▼
Equity and liabilities
Total equity and liabilities10/49€85,050€83,176▼
Equity10/15€73,590€72,475▼
Contributions10/11€16,733€16,733=
Reserves13€50,366€50,366=
Distributable reserves133€50,366€50,366=
Profit (loss) carried forward14€6,492€5,376▼
Amounts payable17/49€11,460€10,701▼
Amounts payable within one year42/48€11,460€10,701▼
Trade debts44€2,981€3,681▲
Suppliers440/4€2,981€3,681▲
Taxes, remuneration and social security45€1,453€989▼
Taxes450/3€1,453€989▼
Other amounts payable47/48€7,026€6,031▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,203€1,203=
Other operating charges640/8€1,981€1,639▼
Gross operating margin9900€7,567€1,937▼
Operating profit (loss)9901€4,383-€905▼
Financial income75/76B€28€78▲
Recurring financial income75€28€78▲
Financial charges65/66B€142€157▲
Recurring financial charges65€142€157▲
Profit (loss) for the period before taxes9903€4,269-€984▼
Income taxes67/77€504€132▼
Profit (loss) for the period9904€3,765-€1,116▼
Profit (loss) for the period to be appropriated9905€3,765-€1,116▼
Appropriation of the result
Profit (loss) to be appropriated9906€10,256€5,376▼
Profit (loss) brought forward from the previous period14P€6,492€6,492=
Transfer to equity691/2€3,765€0▼
To other reserves6921€3,765€0▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€8,160€5,077----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€820€820€850€1,203€1,203=
Other operating charges640/8€1,447€1,495€1,268€1,981€1,639▼ 17.3%
Gross operating margin9900€9,478€3,223€14,848€7,567€1,937▼ 74.4%
Operating profit (loss)9901€7,211€908€12,730€4,383-€905▼ 121%
Financial income75/76B-€0-€28€78▲ 180%
Recurring financial income75-€0-€28€78▲ 180%
Financial charges65/66B€134€128€141€142€157▲ 10.8%
Recurring financial charges65€134€128€141€142€157▲ 10.8%
Profit (loss) for the period before taxes9903€7,077€780€12,588€4,269-€984▼ 123%
Income taxes67/77€750€180€1,256€504€132▼ 73.8%
Profit (loss) for the period9904€6,327€600€11,332€3,765-€1,116▼ 130%
Profit (loss) for the period to be appropriated9905€6,327€600€11,332€3,765-€1,116▼ 130%
Line20212022202320242025Change
Assets
Total assets20/58€70,578€68,705€83,307€85,050€83,176▼ 2.2%
Fixed assets21/28€4,941€4,121€4,421€3,218€2,014▼ 37.4%
Tangible fixed assets22/27€4,919€4,099€4,399€3,196€1,993▼ 37.7%
Land and buildings22€4,919€4,099€3,279€2,460€1,640▼ 33.3%
Plant, machinery and equipment23--€1,120€736€353▼ 52.1%
Financial fixed assets28€22€22€22€22€22=
Current assets29/58€65,637€64,584€78,887€81,833€81,162▼ 0.8%
Amounts receivable within one year40/41€8,254€2,151€3,648€3,601€2,183▼ 39.4%
Trade receivables40€8,159€1,791€2,904€2,103€0▼ 100%
Other amounts receivable41€95€360€744€1,498€2,183▲ 45.8%
Cash at bank and in hand54/58€54,844€59,805€72,553€75,470€76,362▲ 1.2%
Deferred charges and accrued income490/1€2,538€2,629€2,686€2,762€2,616▼ 5.3%
Equity and liabilities
Total equity and liabilities10/49€70,578€68,705€83,307€85,050€83,176▼ 2.2%
Equity10/15€57,894€58,494€69,826€73,590€72,475▼ 1.5%
Contributions10/11€16,733€16,733€16,733€16,733€16,733=
Reserves13€34,669€35,270€46,602€50,366€50,366=
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133€32,809€33,410€46,602€50,366€50,366=
Profit (loss) carried forward14€6,492€6,492€6,492€6,492€5,376▼ 17.2%
Amounts payable17/49€12,684€10,211€13,482€11,460€10,701▼ 6.6%
Amounts payable within one year42/48€12,684€10,211€13,482€11,460€10,701▼ 6.6%
Trade debts44€1,831€1,299€3,287€2,981€3,681▲ 23.5%
Suppliers440/4€1,831€1,299€3,287€2,981€3,681▲ 23.5%
Taxes, remuneration and social security45€7,491€3,938€5,186€1,453€989▼ 31.9%
Taxes450/3€5,974€3,938€5,186€1,453€989▼ 31.9%
Remuneration and social security454/9€1,518-----
Other amounts payable47/48€3,362€4,973€5,008€7,026€6,031▼ 14.2%
Line20212022202320242025Change
Profit (loss) for the period9904€6,327€600€11,332€3,765-€1,116▼ 130%
+ Depreciation and write-downs630€820€820€850€1,203€1,203=
Operating cash flow (approximation)€7,147€1,420€12,182€4,968€87▼ 98.2%
Investment in fixed assets (approximation)-€0-€1,150€0€0-
Change in cash-€4,960€12,748€2,917€892▼ 69.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €11,332 ▲1,787%
Operating result €12,730, net result €11,332, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial Back to profitnet €6,327
Net result €6,327 after 2 loss-making years.
25-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial Weakest financial yearnet -€13,524
Net result drops to -€13,524, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 8.43
Current ratio from 4.04 to 8.43; short-term debt falls from €18,277 to €6,165.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
864 m²
Building footprint
526 m²
Volume, LiDAR
6,671 m³
Parcel 24051C0146/00A002, Flanders · tallest building 18.0 m, ±4 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
ACTEAM
Abdij Vlierbeek 3, 3010 LeuvenComputer consultancy and computer facilities management
since 19982.086.803.659
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24051C0146/00A002
ProtectedCultural-historical landscape · MonumentAbdij van VlierbeekSource ↗
Flanders 864 m² 1 · 526 m² 18.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Public money · subsidies and aid

Flemish government

2022 · 2 entries · 5,076 EUR awarded · 5,076 EUR paid
Year Entries awardedpaid
2022 2 5,076 EUR5,076 EUR
Schemes
1 entry · 4,014 EUR · 4,014 EUR paid · Fonds voor Innoveren en Ondernemen
1 entry · 1,062 EUR · 1,062 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 3,880 companies in sector 93199 we hold annual accounts for 607. 462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-04-1998
Fiscal year end31-12
Activities, NACEBEL 2025
93199Other sports activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 9925:BE0463127092
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.