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ACTEA IMMO

Active Private limited companyfounded 2021active for 5 yearsKoningsstraat 161-163, 1210 Saint-Josse-ten-NoodeKBO/BCE: BE 0765.507.469

Overview

Lifetime

5 annual accounts with figures on one time axis
peak €146,248 (2025)
€146,248▲ 0.9%
lowest -€201,355 (2021)
€34,391▼ 18.0%
peak €59,992 (2025)
€59,992▲ 134%
€1.4m▼ 5.7%
Board3 names since 2021
3 directorsDE POTTER Joost Jeanne Jozef Maria and 2 others
Documentsfilings and deeds
06-07-202625 days before the deadline
2025micro format
Equity from €25,601 to €59,992

Key points

from the 2025 annual accounts

Equity

€59,992 ▲ 134%

ACTEA IMMO has made a profit without a break since 2023.

Turnover

≈ €200,000 estimated

The micro format states no turnover.

Debts

€1.4m 96% of the balance sheet
After one year 94%Within one year 6%

Of this, €86,941 falls due within a year.

Filings

5 annual accounts 1 late
AprilJune31 JulyOctober20222024

The 2021 accounts came 2 days late. The other four were filed on time.

Position in the sector

€1.5m

Larger balance sheet than 83% of companies in real estate. Sector median €410,863 · 17,189 companies.

Checked score

88
Excellent
Financially stronger than 62% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.6%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025highest value 08-2025: 0.3%▼ -0.3 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Average

29+2equity 4.1% of total assets
56=short-term debt 5.9% · cash 5.0%
72=return on assets 2.3%

Score breakdown

raises risk
Equity €59,992 (4.1% of total assets)
lowers risk
Size: total assets €1.5m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 06-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 25% of them on solvency, 67% on liquidity, 63% on profitability and 93% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,603 companies had the same profile as ACTEA IMMO has now. Each dot stands for 5 companies, two years later.

95.9%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.4% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of ACTEA IMMO itself is lower: 0.3% within 12 months. It rests on far more data about ACTEA IMMO than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,603 companies, not a prediction for ACTEA IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.36 (1.15 in 2024), below the usual 1.5. Short-term debt is 5.9% and cash 5% of total assets. 95.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Equity €59,992 (4.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 06-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
25 days early
2024
31 days early
2023
30 days early
2022
27 days early
2021
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 22 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • HATERT Catherine Lucie Xavier 60 sharesdeed of 25-03-2021
  • DE POTTER Joost Jeanne Jozef Maria 60 sharesdeed of 25-03-2021
  • ROUSSEAU Lorette Marie Vincent Jacqueline Guy 60 sharesdeed of 25-03-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0765507469
Incorporation Founding capital of €180,000, 180 shares · Founders: HATERT Catherine Lucie Xavier, DE POTTER Joost Jeanne Jozef Maria and ROUSSEAU Lorette Marie Vincent Jacqueline Guy · Appointments: HATERT Catherine Lucie Xavier, DE POTTER Joost Jeanne Jozef Maria and ROUSSEAU Lorette Marie Vincent Jacqueline Guy · published on 25-03-2021 · Gazette deed
All 9 events

Comparable companies

same main activity, similar in size and age
Company
ACTEA IMMO Saint-Josse-ten-Noode €1.5m €146,248 4.1% -
REDECOM Brussels €1.6m €138,476 8.8% -
Gabad Invest Ixelles €1.2m €139,343 20.8% -
entrepot30 Molenbeek-Saint-Jean €1.4m €132,870 8.4% -
GROUP PETERS Geel €1.5m €149,059 19.4% -
P&J Invest Bekkevoort €1.3m €138,527 7.7% -
MEDISCH HUIS HOESELT Bilzen-Hoeselt €1.5m €146,787 35.9% -

These companies have the same main activity as ACTEA IMMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1.2m and €1.6m, founded between 2020 and 2021.

Official details

Source: KBO
Status
Active since 22-03-2021Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
Financial year end
31 December
Peppol
Reachable since 19-05-2026
Company details

Annual accounts 2025

€146,248▲ 0.9%
€34,391▼ 18.0%
€59,992▲ 134%
€1.5m▼ 3.4%
Filing
Filed on 06-07-2026, 25 days before the end of the filing period
Financials

Insights on ACTEA IMMO

ACTEA IMMO files the micro format. That format states no turnover. The gross margin rose from -€55,527 in 2021 to €146,248 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 06-07-2026, 25 days before the deadline
€146,248
▲ 0.9%
€47,032
▼ 15.0%
€34,391
▼ 18.0%
€31,137
▲ 140%
4.1%
▲ 2.4 percentage points
1.36
▲ 0.21

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €200,000. Estimated: probably between €160,000 and €310,000.

Balance sheet

balance sheet total €1.5m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

4.1%

Higher than 26% of 17,185 companies in 2025.

1.36

Higher than 56% of 16,482 companies in 2025.

2.3%

Higher than 54% of 16,861 companies in 2025.

ACTEA IMMO Middle half of the sector 80% of the sector Micro accounts in real estate (NACE 68)

Net result: top quarter · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 1.5m1.5m1.6m1.7m1.4m
20 24122220318416
21/28 1.4m1.4m1.5m1.6m1.3m
22/27 1.3m1.4m1.5m1.6m1.3m
22 1.3m1.4m1.5m1.6m1.3m
28 10,3217,3217,3217,3217,321
29/58 118,07899,19179,964175,694109,029
40/41 44,03526,64726,44325,47629,560
40 17,044----
41 26,99126,64726,44325,47629,560
54/58 74,04372,54437,43858,21879,469
490/1 --16,08292,000-
Balance sheet: equity and liabilities
10/49 1.5m1.5m1.6m1.7m1.4m
10/15 59,99225,601-16,362-53,802-21,355
10/11 180,000180,000180,000180,000180,000
14 -120,008-154,399-196,362-233,802-201,355
17/49 1.4m1.5m1.6m1.8m1.4m
17 1.3m1.4m1.5m1.6m1.3m
170/4 1.3m1.4m1.5m1.6m1.3m
42/48 86,94186,20985,483201,237159,640
42 86,94186,20985,48384,76451,640
44 ---882-
440/4 ---882-
47/48 ---115,591108,000
Income statement
9900 146,248144,887124,08631,823-55,527
630 73,70473,26672,59650,410137,939
640/8 25,51116,316---
9901 47,03255,30651,489-18,588-193,466
65/66B 12,64113,34314,04913,8607,888
65 12,64113,34314,04913,8607,888
9903 34,39141,96337,440-32,448-201,355
9904 34,39141,96337,440-32,448-201,355
9905 34,39141,96337,440-32,448-201,355
Appropriation of the result
9906 -120,008-154,399-196,362-233,802-201,355
14P -154,399-196,362-233,802-201,355-
Document PDFPDFPDFPDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 06-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 06-07-2026 2026-00270703 PDF
31-12-2024 micro format 30-06-2025 2025-00219973 PDF
31-12-2023 micro format 01-07-2024 2024-00202189 PDF
31-12-2022 micro format 04-07-2023 2023-00205388 PDF
31-12-2021 micro format 02-08-2022 2022-20270379 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
120,737128,572124,08631,823-55,527
108,096115,229110,03717,963-63,416
3,00010,5184,530292,8141.5m
1,49835,106-20,780-21,251-
31,13712,982-5,520-25,543-50,611
4.1%1.7%-1.0%-3.1%-1.5%
1.361.150.940.870.68
23.6358.73---
57.3%163.9%---
2.3%2.7%2.4%-1.9%-14.1%
9.559.648.832.30-7.04

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€10,518€4,530€292,814€1.4m
Financial fixed assets€3,000---€7,321
€73,704€73,266€72,596€50,410€137,939

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on ACTEA IMMO

The operating result for 2025 is 15% lower than in 2024 and the lowest since 2022.

Debt's share of the balance-sheet total falls from 98.3% to 95.9%. Equity is higher and debt is lower.

Board & ownership

Board

3 directors, since incorporation
Director (not named in the articles)
appointed by deed of 25-03-2021 term without a fixed end
listed in the 2025 annual accounts, filed on 06-07-2026
Director (not named in the articles)
appointed by deed of 25-03-2021 term without a fixed end
listed in the 2025 annual accounts, filed on 06-07-2026
Director (not named in the articles)
appointed by deed of 25-03-2021
listed in the 2025 annual accounts, filed on 06-07-2026

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
DE POTTER Joost Jeanne Jozef Maria
Director (not named in the articles)
HATERT Catherine Lucie Xavier
Director (not named in the articles)
ROUSSEAU Lorette Marie Vincent Jacqueline Guy
Director (not named in the articles)
Board
Mandates as a list
  • DE POTTER Joost Jeanne Jozef Maria
    • Director (not named in the articles), appointed by deed of 25-03-2021, still in office
  • HATERT Catherine Lucie Xavier
    • Director (not named in the articles), appointed by deed of 25-03-2021, still in office
  • ROUSSEAU Lorette Marie Vincent Jacqueline Guy
    • Director (not named in the articles), appointed by deed of 25-03-2021, still in office

See the board, name and registered office on a given date →

Control

This company
ACTEA IMMO
Equity €59,992
Profit €34,391 in 2025

Capital

Contribution
€180,000
Shares
180
Contribution per share
€1,000
Equity per share
€333 in 2025
Source
deed of 25-03-2021

Articles of association

deed of 25-03-2021 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Tuesday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
No statutory auditor

Shareholders

At incorporation deed of 25-03-2021 ↗

Network & group

No group

ACTEA IMMO has no parent and no holdings in its annual accounts.

Earlier ties

Fédération Royale du Notariat belge
via Lorette ROUSSEAU, no longer at Fédération Royale du Notariat belge · Director · deed of 01-10-2014
founded in 1946
202 FTE (2025)
CONSEIL DES NOTARIATS DE L'UNION EUROPEENNE
via Lorette ROUSSEAU, no longer at CONSEIL DES NOTARIATS DE L'UNION EUROPEENNE · Director · deed of 27-07-2015
founded in 2002
8 FTE (2025)

Connections & network

1 connected company
Linked via shared directors
Fondation Charcot-Vaincre la sclérose en plaques
via Lorette ROUSSEAU · Director · deed of 26-08-2025
Founded in 1999 · 1.2 FTE (2025)
→

Timeline

Timeline

9 events since 2021

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 25 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0765507469
2025
Annual accounts 2024 filed PDFmicro format · 31 days before the deadline
2024
Highest result from 2021 to 2025 net €41,963 ▲12.1% The operating result of €55,306 and the net result of €41,963 are both a record.
Annual accounts 2023 filed PDFmicro format · 30 days before the deadline
2023
Back to profit net €37,440 The net result is €37,440, after 2 loss-making years.
Annual accounts 2022 filed PDFmicro format · 27 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 2 days late
2021
IncorporationFounding capital of €180,000, 180 shares · Founders: HATERT Catherine Lucie Xavier, DE POTTER Joost Jeanne Jozef Maria and ROUSSEAU Lorette Marie Vincent Jacqueline Guy · Appointments: HATERT Catherine Lucie Xavier, DE POTTER Joost Jeanne Jozef Maria and ROUSSEAU Lorette Marie Vincent Jacqueline Guy · published on 25-03-20218 points ▸

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

ACTEA IMMO was incorporated on 22 March 2021 as a private limited company by three natural persons, with a starting capital of €180,000.12 Total assets went from €1.4m in 2021 to €1.5m in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 25-03-2021
  3. 3National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0765.507.469
VAT number
BE 0765.507.469
Peppol ID
0208:0765507469
Other Peppol ID
9925:BE0765507469
Legal form
Private limited company
Status
Active, normal situation
Founded
22-03-2021
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Tuesday of June at 18:00
deed of 25-03-2021 (in French)
Peppol
Reachable since 19-05-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ACTEA IMMO in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 25-03-2021 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Saint-Josse-ten-Noode (1210 Bruxelles), rue Royale 161-163”
deed of 25-03-2021 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
68203 Real estate rental main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“La société peut réaliser son objet tant en Belgique qu’à l’étranger sous toutes les formes et de toutes les manières qu’elle jugera les…”
11 activities
  1. La société peut réaliser son objet tant en Belgique qu’à l’étranger sous toutes les formes et de toutes les manières qu’elle jugera les mieux appropriées.
  2. Aux fins de réaliser son objet,la société peut émettre des emprunts obligataires,des certificats fonciers et tout autre emprunt analogue.
  3. La société peut toutefois investir dans des valeurs et des biens mobiliers et immobiliers dans le sens le plus large des termes,dans les limites de la loi.
  4. La société pourra acheter tous matériaux,signer tous contrats d’entreprises qui seraient nécessaires,réaliser toutes opérations de change,commission et courtage,ainsi que la gérance d’immeubles(syndic).
  5. L’achat et la vente d’oeuvres d’arts et d’objets de collection.
  6. Cette énumération est exemplative et nullement limitative,de sorte que la société peut effectuer toutes opérations susceptibles de contribuer à la réalisation de tout ou partie de son objet social.
  7. Toutes opérations immobilières et toutes études et services ayant trait à tous biens et/ou à tous droits immobiliers,par nature,par incorporation ou par destination,et aux biens et/ou à tous droits mobiliers qui en découlent,ainsi que toutes opérations civiles,commerciales,industrielles ou financières,qui s'y rapportent directement ou indirectement,comme,à titre d'exemple,la location financement,l'achat,l’achat en rente viagère,la mise en valeur,la vente,le lotissement,l’urbanisation,l'échange,l'amélioration,l’équipement,la transformation,l’aménagement,l’embellissement,la rénovation,la valorisation,l’entretien,la cession,la location meublée ou non,la cession,la gestion,la construction,la destruction,la prospection et l’exploitation de biens immobiliers et mobiliers.
  8. La société peut agir pour son compte,comme marchand de biens,par commission,comme intermédiaire ou comme représentant.
  9. Elle pourra ériger toutes constructions pour son compte ou pour compte de tiers,en tant que maître de l’ouvrage ou entrepreneur général,et effectuer,éventuellement aux biens immobiliers,des transformations et mises en valeur ainsi que l’étude et l’aménagement de lotissements y compris la construction de routes et égouts;souscrire des engagements en tant que conseiller en construction;
  10. Acheter tous matériaux,signer tous contrats d’entreprises qui seraient nécessaires;réaliser toutes opérations de change,commission et courtage,ainsi que la gérance d’immeubles.
  11. Elle peut acheter,exploiter et construire tant pour elle-même que pour compte de tiers,par location ou autrement,tous parkings,garages,station-service et d’entretien.
deed of 25-03-2021 (in French)

Registered office and establishments

Koningsstraat 161-163 registered office 1210 Saint-Josse-ten-Noode

Buildings and parcels at the address

Ground area
577 m²
Buildings
437 m²
Volume, LiDAR
11,004 m³
Tallest building
31.1 m
Buildings to scale, each on its own parcel
437 m², 31.1 m 437 m², 31.1 m

Location

exact location from the address register On OpenStreetMap

Parcels

Cadastral parcelArea Buildings Height / floors
21014A0464/00D000577 m² 1 · 437 m² 31.1 m · 8