ACTAPHONE
ActiveSummary
ACTAPHONE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €124k and a net result of €5k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 276 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+13
Solvency96▲+10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 1.92 in 2023; short-term debt: 28.8% and cash: 0.1% of total assets), and 28.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 26
Relative position
BE, all sectors
reference
Sector 26
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
50 d early
2022
40 d early
2021
39 d early
2020
28 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€124k▲ 4.2%
2023 · €119k
2018: €150k
2019: €146k
2020: €155k
2021: €191k
2022: €134k
2023: €119k
2018 → 2024
Total assets
€175k▼ 10.5%
2023 · €195k
2018: €303k
2019: €254k
2020: €273k
2021: €318k
2022: €323k
2023: €195k
2018 → 2024
Net result
€5k▲ 1,401%
2023 · €336
2018: €11k
2019: €-5k
2020: €9k
2021: €36k
2022: €53
2023: €336
2018 → 2024
Working capital
€70k▲ 13.6%
2023 · €61k
2018: €60k
2019: €68k
2020: €73k
2021: €115k
2022: €70k
2023: €61k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€155k-€191k▲ 23.3%€134k▼ 29.9%€119k▼ 10.6%€124k▲ 4.2%
Operating result€9k-€56k▲ 547%€2k▼ 96.1%€2k▼ 29.3%€15k▲ 908%
Net result€9k-€36k▲ 304%€53▼ 99.9%€336▲ 539%€5k▲ 1,401%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 908% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €175k
Fixed assets
€55k ▼ 19.0%
Current assets
€120k ▼ 6.0%
Equity and liabilities €175k
Equity
€124k ▲ 4.2%
Debt
€50k ▼ 33.7%
Debt's share of the balance-sheet total falls from 38.9% to 28.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2023 · €16k
Cash flow
€21k▲
2023 · €15k
Current ratio
2.38▲
2023 · 1.92
Quick ratio
2.11▲
2023 · 1.43
Debt to equity
0.40▼
2023 · 0.64
ROE
4.1%▲
2023 · 0.3%
ROA
2.9%▲
2023 · 0.2%
Interest coverage
10.39▲
2023 · 4.77
Debt ≤ 1 year
€50k▼
2023 · €66k
Debt > 1 year
€10▼
2023 · €10k
Income taxes
€8k▲
2023 · €365
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€195k€175k▼
Fixed assets21/28€68k€55k▼
Tangible fixed assets22/27€68k€55k▼
Land and buildings22€46k€42k▼
Furniture and vehicles24€4k€5k▲
Leasing and similar rights25€18k€8k▼
Current assets29/58€128k€120k▼
Stocks and contracts in progress3€32k€13k▼
Stocks30/36€32k€13k▼
Amounts receivable within one year40/41€90k€105k▲
Trade receivables40€68k€101k▲
Other amounts receivable41€22k€4k▼
Cash at bank and in hand54/58€246€246=
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€195k€175k▼
Equity10/15€119k€124k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€49k€54k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€43k€48k▲
Profit (loss) carried forward14€8k€8k=
Amounts payable17/49€76k€50k▼
Amounts payable after more than one year17€10k€10▼
Financial debts170/4€10k€10▼
Amounts payable within one year42/48€66k€50k▼
Current portion of amounts payable after more than one year42€6k€9k▲
Financial debts43€6k€1k▼
Credit institutions430/8€6k€1k▼
Trade debts44€33k€21k▼
Suppliers440/4€33k€21k▼
Taxes, remuneration and social security45€7k€19k▲
Taxes450/3€7k€19k▲
Other amounts payable47/48€15k€491▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€18k€38k▲
Operating profit (loss)9901€2k€15k▲
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€701€13k▲
Income taxes67/77€365€8k▲
Profit (loss) for the period9904€336€5k▲
Profit (loss) for the period to be appropriated9905€336€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€13k▼
Profit (loss) brought forward from the previous period14P€22k€8k▼
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7€15k-
Directors or managers695€15k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €36k ▲304%
Operating result €56k, net result €36k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-12
Financial
Equity above €150kEq €155k ▲6.1%
Equity rises from €146k to €155k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1989
Ground area
563 m²
Building footprint
204 m²
Volume, LiDAR
1,539 m³
2 parcels, Wallonia · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Marie Danse 1, 6000 Charleroi
since 19892.046.154.721
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028B0135/00W004 | Wallonia | 464 m² | 1 · 117 m² | 9.3 m · 2 fl. |
| 52011B0248/00M007 | Wallonia | 99 m² | 1 · 87 m² | 14.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RUTMAS
BE 0885.272.577
Bilzen-Hoeselt · Eq €124k
Online Merchant Services
BE 0828.804.721
Gavere · Eq €117k
ATELIERS BORGHANS
BE 0864.869.816
Wavre · Eq €115k
MUMEDIA
BE 0432.027.409
Etterbeek · Eq €136k
NEURODATA DESIGN
BE 0442.986.033
Awans · Eq €141k
Of 122 companies in sector 26300 we hold annual accounts for 97. 57 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-11-1989
Fiscal year end31-12
Activities, NACEBEL 2025
26300Manufacture of computer, electronic and optical products
43211General electrical installation work
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.