Acta Vastgoed
ActiveActa Vastgoed has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €7k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+3
Solvency38▲+2
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 4.1 in 2024; short-term debt: 29% and cash: 12.6% of total assets), and 86.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.4%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
41 d late
2024
29 d late
2023
33 d early
2022
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 30.1%
2024 · €22k
2022: €24k
2023: €21k
2024: €22k
2022 → 2025
Total assets
€211k▲ 2.2%
2024 · €207k
2022: €47k
2023: €41k
2024: €207k
2022 → 2025
Net result
€7k▲ 368%
2024 · €2k
2022: €28k
2023: €-2k
2024: €2k
2022 → 2025
Working capital
€11k▼ 92.1%
2024 · €146k
2022: €16k
2023: €8k
2024: €146k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€24k-€21k▼ 11.1%€22k▲ 3.5%€28k▲ 30.1%
Operating result€37k-€1k▼ 96.6%€6k▲ 354%€17k▲ 200%
Net result€28k-€-2k€2k€7k▲ 368%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 200% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€139k▲ 907%
Current assets
€73k▼ 62.3%
Equity and liabilities €211k
Equity
€28k▲ 30.1%
Debt
€183k▼ 1.1%
The debt ratio falls from 89.4% to 86.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▲
2024 · €8k
Cash flow
€45k▲
2024 · €4k
Solvency
13.4%▲
2024 · 10.6%
Current ratio
1.19▼
2024 · 4.10
Quick ratio
1.19▼
2024 · 4.10
Debt / equity
6.44▼
2024 · 8.46
ROE
26.1%▲
2024 · 7.2%
ROA
3.5%▲
2024 · 0.8%
Interest coverage
13.08▼
2024 · 27.56
Debt
€183k▼
2024 · €185k
Debt ≤ 1 year
€61k▲
2024 · €47k
Debt > 1 year
€114k▼
2024 · €135k
Income taxes
€6k▲
2024 · €4k
Staff costs
€48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€211k▲
Fixed assets21/28€14k€139k▲
Intangible fixed assets21-€76k
Tangible fixed assets22/27€11k€60k▲
Plant, machinery and equipment23-€33k
Furniture and vehicles24€9k€24k▲
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€3k€3k▲
Current assets29/58€193k€73k▼
Amounts receivable within one year40/41€177k€39k▼
Trade receivables40€177k€39k▼
Other amounts receivable41-€24
Cash at bank and in hand54/58€13k€27k▲
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€207k€211k▲
Equity10/15€22k€28k▲
Contributions10/11€3k€3k=
Reserves13€19k€25k▲
Distributable reserves133€19k€25k▲
Amounts payable17/49€185k€183k▼
Amounts payable after more than one year17€135k€114k▼
Financial debts170/4€135k€114k▼
Amounts payable within one year42/48€47k€61k▲
Current portion of amounts payable after more than one year42€10k€21k▲
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€12k€18k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€20k€10k▼
Accrued charges and deferred income492/3€3k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€48k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€38k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€11k€106k▲
Operating profit (loss)9901€6k€17k▲
Financial income75/76B-€200
Recurring financial income75-€200
Financial charges65/66B€308€4k▲
Recurring financial charges65€308€4k▲
Profit (loss) for the period before taxes9903€5k€13k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€7k▲
Transfer to equity691/2€749€7k▲
To other reserves6921€749€7k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.10
Current ratio from 1.42 to 4.10.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼107%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-plein 98400 OostendeGround area
164 m²
Building footprint
157 m²
Volume, LiDAR
3,096 m³
Parcel 35013A1595/00K030, Flanders · tallest building 23.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SVDW
since 20212.323.288.966
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1595/00K030 | Flanders | 164 m² | 1 · 157 m² | 23.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,540 EUR awarded · 3,540 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,000 EUR | 3,540 EUR |
| 2024 | 1 | 540 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ZOLAR
BE 0746.464.191
Putte · Eq €28k
BWB
BE 0897.867.731
Dessel · Eq €28k
SBL IMMO
BE 0783.957.760
Dalhem · Eq €28k
KOPA@home
BE 0656.827.679
Opwijk · Eq €28k
PROVERES
BE 0757.475.374
Schoten · Eq €28k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,380. 4,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2021
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68310Real estate agency activities
68122Development of non-residential building projects
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:svdw@actavastgoed.be
Phone:0499 16 50 40