ACTA - S
ActiveACTA - S has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €6.18M and a net result of €100k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 75% of 346 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability71▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500k at 30 days acceptable
Liquidity ample (current ratio 9.37 against 11.28 in 2025; short-term debt: 3% and cash: 1.7% of total assets), and 10.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
89.1%
Return on assets
1.4%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-07-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
101 d early
2025
1 d early
2024
1 d early
2023
on the day
2022
4 d late
2021
17 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€6.18M▲ 1.6%
2025 · €6.08M
2019: €3.97M
2020: €5.73M
2021: €5.73M
2022: €5.84M
2023: €5.89M
2024: €6.00M
2025: €6.08M
2019 → 2026
Total assets
€6.93M▲ 1.1%
2025 · €6.86M
2019: €4.99M
2020: €6.35M
2021: €6.00M
2022: €5.95M
2023: €6.84M
2024: €6.87M
2025: €6.86M
2019 → 2026
Net result
€100k▲ 28.2%
2025 · €78k
2019: €36k
2020: €17k
2021: €548
2022: €115k
2023: €44k
2024: €113k
2025: €78k
2019 → 2026
Working capital
€1.76M▲ 22.2%
2025 · €1.44M
2019: €83k
2020: €270k
2021: €824k
2022: €1.05M
2023: €921k
2024: €1.18M
2025: €1.44M
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€5.84M-€5.89M▲ 0.8%€6.00M▲ 1.9%€6.08M▲ 1.3%€6.18M▲ 1.6%
Operating result€73k-€-10k€92k€67k▼ 26.7%€119k▲ 76.9%
Net result€115k-€44k▼ 61.8%€113k▲ 157%€78k▼ 31.1%€100k▲ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 77% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €6.93M
Fixed assets
€4.96M▼ 6.0%
Current assets
€1.97M▲ 24.7%
Equity and liabilities €6.93M
Equity
€6.18M▲ 1.6%
Debt
€755k▼ 3.0%
The debt ratio falls from 11.4% to 10.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€452k▲
2025 · €351k
Cash flow
€432k▲
2025 · €362k
Solvency
89.1%▲
2025 · 88.6%
Current ratio
9.37▼
2025 · 11.28
Quick ratio
9.33▼
2025 · 11.22
Debt / equity
0.12▼
2025 · 0.13
ROE
1.6%▲
2025 · 1.3%
ROA
1.4%▲
2025 · 1.1%
Interest coverage
42.64▲
2025 · 29.22
Debt
€755k▼
2025 · €779k
Debt ≤ 1 year
€211k▲
2025 · €140k
Debt > 1 year
€544k▼
2025 · €638k
Income taxes
€36k▲
2025 · €161
Staff costs
€53k▼
2025 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€6.86M€6.93M▲
Fixed assets21/28€5.28M€4.96M▼
Tangible fixed assets22/27€2.96M€2.65M▼
Land and buildings22€2.73M€2.49M▼
Plant, machinery and equipment23€697€375▼
Furniture and vehicles24€33k€34k▲
Other tangible fixed assets26€120k€127k▲
Assets under construction and advance payments27€72k€0▼
Financial fixed assets28€2.31M€2.31M=
Current assets29/58€1.58M€1.97M▲
Stocks and contracts in progress3€8k€8k=
Stocks30/36€8k€8k=
Amounts receivable within one year40/41€734k€1.59M▲
Trade receivables40€230k€6k▼
Other amounts receivable41€504k€1.59M▲
Current investments50/53€0€225k▲
Cash at bank and in hand54/58€819k€116k▼
Deferred charges and accrued income490/1€22k€29k▲
Equity and liabilities
Total equity and liabilities10/49€6.86M€6.93M▲
Equity10/15€6.08M€6.18M▲
Contributions10/11€5.86M€5.86M=
Reserves13€220k€320k▲
Distributable reserves133€220k€320k▲
Amounts payable17/49€779k€755k▼
Amounts payable after more than one year17€638k€544k▼
Financial debts170/4€618k€524k▼
Other amounts payable178/9€20k€20k=
Amounts payable within one year42/48€140k€211k▲
Current portion of amounts payable after more than one year42€92k€94k▲
Trade debts44€9k€39k▲
Suppliers440/4€9k€39k▲
Taxes, remuneration and social security45€39k€78k▲
Taxes450/3€775€37k▲
Remuneration and social security454/9€39k€40k▲
Accrued charges and deferred income492/3€46€0▼
Income statement
Code20252026
Remuneration, social security and pensions62€54k€53k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€284k€333k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€0▼
Other operating charges640/8€31k€40k▲
Gross operating margin9900€442k€546k▲
Operating profit (loss)9901€67k€119k▲
Financial income75/76B€23k€27k▲
Recurring financial income75€23k€27k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€78k€135k▲
Income taxes67/77€161€36k▲
Profit (loss) for the period9904€78k€100k▲
Profit (loss) for the period to be appropriated9905€78k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€100k▲
Transfer to equity691/2€78k€100k▲
To other reserves6921€78k€100k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
31-03
Financial
Highest result since 2019net €115k ▲20865%
Net result €115k, the highest in the series.
31-03
Financial
Liquidity triplescurrent ratio 15.10
Current ratio from 5.30 to 15.10; short-term debt falls from €192k to €74k.
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
31-03
Financial
Weakest financial yearnet €548 ▼96.7%
Net result drops to €548, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity triplescurrent ratio 5.30
Current ratio from 1.55 to 5.30; short-term debt falls from €487k to €192k.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
31-03
Financial
Equity above €5MEq €5.73M ▲44.3%
2 profitable years in a row build equity to €5.73M.
2019
15-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brandhoutkaai 391000 BrusselGround area
402 m²
Building footprint
346 m²
Volume, LiDAR
2,930 m³
Parcel 21812N0465/00D000, Brussels · tallest building 17.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Brandhoutkaai 39, 1000 Brussel
since 19962.076.611.929
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0465/00D000 | Brussels | 402 m² | 1 · 346 m² | 17.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400PTLWHFQN0BGM31
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DIAMMA
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HAIR CLUB
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Antwerpen · Eq €6.18M
Trihold
BE 0773.345.168
Kortrijk · Eq €6.18M
INVISTRAX
BE 0462.264.188
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THAUPA
BE 0632.786.131
Peer · Eq €6.19M
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 9,686 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-1996
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.