ACT511
ActiveACT511 has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €8k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+24
Solvency36▲+6
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.51 in 2024; short-term debt: 63% and cash: 15.2% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
45 d early
2024
32 d early
2023
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 203%
2024 · €4k
2023: €13k
2024: €4k
2023 → 2025
Total assets
€114k▲ 50.4%
2024 · €76k
2023: €98k
2024: €76k
2023 → 2025
Net result
€8k
2024 · €-9k
2023: €11k
2024: €-9k
2023 → 2025
Working capital
€-41k▼ 167%
2024 · €-15k
2023: €-9k
2024: €-15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€4k▼ 69.2%€12k▲ 203%
Operating result€18k-€-7k€10k
Net result€11k-€-9k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€83k▲ 38.0%
Current assets
€31k▲ 97.5%
Equity and liabilities €114k
Equity
€12k▲ 203%
Debt
€101k▲ 41.8%
The debt ratio falls from 94.7% to 89.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €12k
Cash flow
€28k▲
2024 · €11k
Solvency
10.8%▲
2024 · 5.3%
Current ratio
0.43▼
2024 · 0.51
Quick ratio
0.43▼
2024 · 0.51
Debt / equity
8.30▼
2024 · 17.73
ROE
67.0%▲
2024 · -224.7%
ROA
7.2%▲
2024 · -12.0%
Interest coverage
22.00▲
2024 · 7.58
Debt
€101k▲
2024 · €72k
Debt ≤ 1 year
€72k▲
2024 · €31k
Debt > 1 year
€30k▼
2024 · €41k
Income taxes
€859▲
2024 · €167
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€114k▲
Fixed assets21/28€60k€83k▲
Tangible fixed assets22/27€60k€83k▲
Furniture and vehicles24€39k€66k▲
Other tangible fixed assets26€20k€17k▼
Current assets29/58€16k€31k▲
Amounts receivable within one year40/41€11k€11k▼
Trade receivables40€11k€5k▼
Other amounts receivable41-€6k
Cash at bank and in hand54/58€4k€17k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€76k€114k▲
Equity10/15€4k€12k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€10k▲
Amounts payable17/49€72k€101k▲
Amounts payable after more than one year17€41k€30k▼
Financial debts170/4€41k€30k▼
Amounts payable within one year42/48€31k€72k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€2k€53k▲
Suppliers440/4€2k€53k▲
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48€13k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€936€2k▲
Gross operating margin9900€13k€32k▲
Operating profit (loss)9901€-7k€10k▲
Financial income75/76B-€73
Recurring financial income75-€73
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-9k€9k▲
Income taxes67/77€167€859▲
Profit (loss) for the period9904€-9k€8k▲
Profit (loss) for the period to be appropriated9905€-9k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€10k▲
Profit (loss) brought forward from the previous period14P€11k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-9k ▼182%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Marche(EP) 5115101 NamurGround area
1,737 m²
Building footprint
145 m²
Volume, LiDAR
1,174 m³
Parcel 92039A0089/00K002, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACT511
since 20222.334.224.034
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039A0089/00K002 | Wallonia | 1,737 m² | 1 · 145 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B&V PROMOTIONS
BE 0837.576.192
Oostende · Eq €12k
VDM IMMOBILIER
BE 0819.421.554
Comines-Warneton · Eq €12k
Hill-Immo
BE 0738.592.444
Heuvelland · Eq €12k
VERTUMNE
BE 0429.917.460
Gesves · Eq €12k
Chiers Vastgoedexpertise
BE 0800.891.485
Destelbergen · Eq €12k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 3,242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2022
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
43320Joinery installation
43410Roofing work
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:eleonore@act511.be
Phone:+32498293764