Result
The result rose in 2025 from €127,796 to €327,267.
The result rose in 2025 from €127,796 to €327,267.
Of this, €805,364 falls due within a year.
Higher net result than 95% of companies in head offices and management consultancy. Sector median €27,138 · 39,380 companies.
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 24% of them on solvency, 29% on liquidity, 75% on profitability and 97% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,602 companies had the same profile as ACROSS has now. Each dot stands for 5 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ACROSS itself is lower: < 0.1% within 12 months. It rests on far more data about ACROSS than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,602 companies, not a prediction for ACROSS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.28 (1.06 in 2024), below the usual 1.5. Short-term debt is 39.6% and cash 9% of total assets. 76.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 25 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| ACROSS Antwerp | €2.0m | €220,324 | 23.4% | - |
| LienFin bv Mol | €2.1m | €234,998 | 26.5% | - |
| DE MEESTER BEHEER Niel | €2.4m | €217,897 | 4.0% | - |
| Emco Capital Antwerp | €2.3m | €246,831 | 39.5% | - |
| KnV Consult Wommelgem | €1.6m | €233,239 | 11.4% | - |
| 00100100 Hechtel-Eksel | €2.0m | €223,549 | 8.2% | - |
| H24 MOBILITY GROUP Anderlecht | €2.0m | €225,775 | 21.7% | - |
These companies have the same main activity as ACROSS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.6m and €2.4m, founded between 2023 and 2024.
ACROSS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €475,063 and a net result of €327,267.
Its solvency ranks better than 25% of 39,364 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €370,000. Estimated: probably between €310,000 and €450,000.
Higher than 25% of 39,364 companies in 2025.
Higher than 34% of 38,048 companies in 2025.
Higher than 53% of 38,520 companies in 2025.
Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
2.0m | 1.9m | |
21/28 |
1.0m | 1.0m | |
28 |
1.0m | 1.0m | |
29/58 |
1.0m | 860,822 | |
40/41 |
847,376 | 860,493 | |
40 |
824,075 | 846,493 | |
41 |
23,301 | 14,000 | |
54/58 |
182,616 | 329 | |
490/1 |
3,595 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
2.0m | 1.9m | |
10/15 |
475,063 | 147,796 | |
10/11 |
20,000 | 20,000 | |
14 |
455,063 | 127,796 | |
17/49 |
1.6m | 1.7m | |
17 |
714,705 | 857,646 | |
170/4 |
714,705 | 857,646 | |
42/48 |
805,364 | 810,517 | |
42 |
142,941 | 142,941 | |
44 |
621,680 | 635,084 | |
440/4 |
621,680 | 635,084 | |
45 |
37,637 | 30,355 | |
450/3 |
37,637 | 30,355 | |
47/48 |
3,106 | 2,136 | |
492/3 |
38,454 | 44,863 | |
| Income statement | |||
9900 |
220,324 | 217,498 | |
640/8 |
745 | 537 | |
9901 |
219,579 | 216,961 | |
75/76B |
201,009 | - | |
75 |
201,009 | - | |
65/66B |
51,622 | 46,165 | |
65 |
51,622 | 46,165 | |
9903 |
368,966 | 170,796 | |
67/77 |
41,699 | 43,000 | |
9904 |
327,267 | 127,796 | |
9905 |
327,267 | 127,796 | |
| Appropriation of the result | |||
9906 |
455,063 | 127,796 | |
14P |
127,796 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.
2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00419104.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| - | 1.0m | ||
| 182,287 | - | ||
| 228,222 | 50,305 | ||
| 23.4% | 7.9% | ||
| 1.28 | 1.06 | ||
| 3.28 | 11.59 | ||
| 68.9% | 86.5% | ||
| 16.1% | 6.9% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Pledge on other assets, amount secured | €500,000 | €500,000 |
| Carrying value of the other pledged assets | €1.0m | €1.0m |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 2025 | 2024 |
|---|---|---|
| Financial fixed assets | - | €1.0m |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 1% higher than in 2024.
Debt's share of the balance-sheet total falls from 92.1% to 76.6%. Equity is higher and debt is lower.
ACROSS has no parent and no holdings in its annual accounts. ACROSS shares no director with another company.
| KRISTOF GELDMEYER ARCHITECT
registered office since 16-06-2004 · founded in 2004 |
total assets €2.1m (2025) 0865.799.333 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Biekorfstraat 57 registered office 2060 Antwerp | 14-03-2024 | 2.360.171.336 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11807G0214/00P013 | 268 m² | 1 · 127 m² | 12.0 m · 1 |
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