ACREFIMO
Annual accounts 2025
micro format, filed on 19-08-2026, 19 days lateTurnover and EBIT margin are not published. The micro format does not require them.
Money flows
no detail for 2025Balance sheet
balance sheet total €249,235 on 31-12-2025in euro
in euro
Position in the sector
95.8%
Higher than 95% of 10,252 companies in 2025.
3.09
Higher than 67% of 9,835 companies in 2025.
-6.4%
Higher than 14% of 9,977 companies in 2025.
Net result: bottom quarter · Equity: top quarter · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||||
20/58 |
249,235 | 260,323 | 272,249 | 290,268 | 305,807 | 336,923 | 429,904 | 110,629 | 113,982 | 119,308 | 124,321 | 388,036 | 580,082 | 541,784 | 605,063 | 684,080 | 894,150 | 914,992 | 961,528 | |
21/28 |
216,987 | 228,915 | 240,842 | 252,770 | 296,198 | 309,875 | 424,677 | 96,544 | 99,814 | 103,085 | 106,355 | 109,771 | 113,340 | 299,080 | 338,373 | 456,609 | 771,046 | 793,638 | 841,951 | |
21 |
- | - | - | - | - | - | 1,036 | 2,072 | 3,108 | 4,144 | 5,180 | 6,216 | 7,252 | 8,288 | 9,324 | - | - | - | - | |
22/27 |
216,987 | 228,915 | 240,842 | 252,770 | 296,198 | 309,875 | 423,641 | 94,472 | 96,706 | 98,941 | 101,175 | 103,555 | 106,088 | 290,792 | 329,049 | 455,819 | 770,257 | 792,848 | 841,161 | |
22 |
208,987 | 218,915 | 228,842 | 238,770 | 280,198 | 291,875 | 403,641 | 94,472 | 96,706 | 98,941 | 101,175 | 103,410 | 105,644 | 289,954 | 327,816 | 384,464 | 768,266 | 789,363 | 818,829 | |
23 |
8,000 | 10,000 | 12,000 | 14,000 | 16,000 | 18,000 | 20,000 | - | - | - | - | 145 | 444 | 839 | 1,233 | 1,389 | 1,991 | 3,326 | 22,015 | |
24 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 158 | 317 | |
27 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 69,967 | - | - | - | |
28 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 790 | 790 | 790 | 790 | |
29/58 |
32,248 | 31,408 | 31,407 | 37,498 | 9,610 | 27,048 | 5,227 | 14,085 | 14,168 | 16,223 | 17,966 | 278,265 | 466,742 | 242,704 | 266,690 | 227,471 | 123,103 | 121,355 | 119,577 | |
40/41 |
32,176 | 31,401 | 31,401 | 35,721 | 9,594 | 7,165 | 5,227 | 14,036 | 14,036 | 16,205 | 15,289 | 219,488 | 343,660 | 116,280 | 109,706 | 132,632 | 90,721 | 97,308 | 77,986 | |
40 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 36,197 | 17,966 | 25,681 | 31,934 | 12,125 | |
41 |
32,176 | 31,401 | 31,401 | 35,721 | 9,594 | 7,165 | 5,227 | 14,036 | 14,036 | 16,205 | 15,289 | 219,488 | 343,660 | 116,280 | 73,509 | 114,666 | 65,040 | 65,374 | 65,861 | |
50/53 |
- | - | - | - | - | - | - | - | - | - | - | - | 3,004 | 88,055 | 113,902 | 32,255 | 10,196 | 10,175 | 24,699 | |
54/58 |
72 | 7 | 6 | 1,777 | 16 | 19,883 | - | 49 | 132 | 18 | 2,676 | 58,777 | 109,215 | 37,012 | 41,737 | 61,193 | 20,071 | 11,856 | 15,065 | |
490/1 |
- | - | - | - | - | - | - | - | - | - | - | - | 10,862 | 1,357 | 1,344 | 1,391 | 2,115 | 2,015 | 1,827 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||||
10/49 |
249,235 | 260,323 | 272,249 | 290,268 | 305,807 | 336,923 | 429,904 | 110,629 | 113,982 | 119,308 | 124,321 | 388,036 | 580,082 | 541,784 | 605,063 | 684,080 | 894,150 | 914,992 | 961,528 | |
10/15 |
238,791 | 254,816 | 272,237 | 289,116 | 279,484 | 297,210 | 102,953 | 105,969 | 113,167 | 119,308 | 124,321 | 348,036 | 515,208 | 438,119 | 325,771 | 143,541 | 288,725 | 263,367 | 269,053 | |
10/11 |
18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 219,130 | 219,130 | 219,130 | 219,130 | 219,130 | 219,130 | 219,130 | 219,130 | |
100 |
- | - | - | - | - | - | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 219,130 | 219,130 | 219,130 | 219,130 | 219,130 | 219,130 | 219,130 | 219,130 | |
12 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 37,184 | 37,184 | 37,184 | 37,184 | |
13 |
21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 28,914 | 29,364 | 29,813 | 66,619 | 68,445 | 68,895 | 69,345 | |
130/1 |
21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 13,741 | 13,741 | 13,741 | 13,741 | |
1311 |
21,913 | 21,913 | 21,913 | 21,913 | 21,913 | 21,913 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
132 |
- | - | - | - | - | - | - | - | - | - | - | - | 7,001 | 7,451 | 7,900 | 52,877 | 54,704 | 55,154 | 55,603 | |
14 |
198,328 | 214,353 | 231,774 | 248,653 | 239,021 | 256,747 | 62,490 | 65,506 | 72,704 | 78,845 | 83,858 | 106,993 | 267,164 | 189,625 | 76,828 | -179,392 | -36,034 | -61,842 | -56,605 | |
16 |
- | - | - | - | - | - | - | - | - | - | - | - | 4,476 | 4,763 | 5,051 | 27,270 | 28,236 | 28,523 | 28,811 | |
168 |
- | - | - | - | - | - | - | - | - | - | - | - | 4,476 | 4,763 | 5,051 | 27,270 | 28,236 | 28,523 | 28,811 | |
17/49 |
10,444 | 5,506 | 12 | 1,152 | 26,324 | 39,713 | 326,951 | 4,660 | 815 | - | - | 40,000 | 60,399 | 98,901 | 274,241 | 513,270 | 577,189 | 623,102 | 663,664 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 205,200 | 379,017 | 425,442 | 471,867 | 399,133 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 205,200 | 379,017 | 425,442 | 471,867 | 399,133 | |
42/48 |
10,444 | 5,506 | 12 | 1,152 | 26,324 | 39,713 | 326,951 | 4,660 | 815 | - | - | 40,000 | 60,399 | 98,598 | 69,041 | 134,253 | 151,747 | 147,635 | 259,131 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 20,827 | 129,425 | 129,425 | 121,016 | 233,104 | |
43 |
- | - | - | - | - | - | 304,340 | - | - | - | - | - | - | - | - | - | - | - | - | |
430/8 |
- | - | - | - | - | - | 304,340 | - | - | - | - | - | - | - | - | - | - | - | - | |
44 |
- | - | - | 1,152 | 111 | - | 252 | 323 | - | - | - | - | 4,386 | 516 | 1,972 | 2,395 | 2,495 | 6,618 | 26 | |
440/4 |
- | - | - | 1,152 | 111 | - | 252 | 323 | - | - | - | - | 4,386 | 516 | 1,972 | 2,395 | 2,495 | 6,618 | 26 | |
45 |
- | - | - | - | 17,354 | 17,354 | - | - | - | - | - | 40,000 | 56,013 | 98,082 | 46,243 | 2,433 | 7,940 | 31 | 1,165 | |
450/3 |
- | - | - | - | 17,354 | 17,354 | - | - | - | - | - | 40,000 | 56,013 | 98,082 | 46,243 | 2,433 | 7,940 | 31 | 1,165 | |
47/48 |
10,444 | 5,506 | 12 | - | 8,859 | 22,359 | 22,359 | 4,337 | 815 | - | - | - | - | - | - | - | 11,888 | 19,970 | 24,836 | |
492/3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 303 | - | - | - | 3,600 | 5,400 | |
| Income statement | ||||||||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | - | - | 326 | 290 | 242,288 | 177,765 | 182,825 | 189,485 | 202,998 | |
76A |
- | - | - | 28,500 | - | 276,727 | - | - | - | - | - | - | 156,925 | 261,479 | 259,224 | - | - | - | - | |
9900 |
-2,977 | -4,597 | -3,673 | 22,473 | -3,462 | 266,316 | -1,921 | -6,861 | -1,390 | -369 | -4,947 | -22,527 | -48,124 | -45,373 | 99,324 | 60,561 | 85,990 | 81,559 | 94,619 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | 48,450 | 45,663 | 142,964 | 117,205 | 96,834 | 107,925 | 108,379 | |
630 |
11,928 | 11,928 | 11,928 | 11,928 | 13,678 | 21,529 | 3,270 | 3,270 | 3,270 | 3,270 | 3,416 | 3,569 | 3,665 | 9,112 | 13,525 | 17,867 | 25,674 | 48,313 | 55,968 | |
631/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 65,000 | - | - | - | - | |
640/8 |
1,049 | 896 | 1,235 | 627 | 559 | 650 | 1,242 | 1,612 | 1,444 | 1,374 | 5,743 | 1,917 | 3,851 | 3,967 | 6,633 | 7,722 | 6,757 | 5,268 | 5,312 | |
66A |
- | - | - | - | - | - | 6,534 | 218 | - | - | 409 | - | - | - | 790 | 144,468 | - | - | - | |
9901 |
-15,954 | -17,421 | -16,836 | 9,918 | -17,699 | 244,138 | -12,967 | -11,962 | -6,104 | -5,013 | -14,106 | -28,014 | -55,639 | -58,451 | 14,166 | 34,972 | 53,559 | 27,978 | 33,340 | |
75/76B |
0 | - | - | - | 3 | - | - | 4,800 | - | - | 66 | 16,421 | 12,010 | 10,776 | 4,421 | 1,687 | 37 | 321 | 48,649 | |
75 |
0 | - | - | - | 3 | - | - | - | - | - | 66 | 16,421 | 12,010 | 10,776 | 4,421 | 1,687 | 37 | 321 | 48,649 | |
76B |
- | - | - | - | - | - | - | 4,800 | - | - | - | - | - | - | - | - | - | - | - | |
65/66B |
71 | - | 42 | 286 | 32 | 2,526 | 3,926 | 36 | 36 | - | 38 | 55 | 426 | 46,557 | 36,788 | 38,341 | 28,526 | 34,273 | 44,072 | |
65 |
71 | - | 33 | 286 | 32 | 2,523 | 3,583 | 21 | 36 | - | 38 | 55 | 426 | 46,557 | 36,788 | 38,341 | 28,526 | 34,273 | 44,072 | |
66B |
- | - | 9 | - | - | 3 | 343 | 15 | - | - | - | - | - | - | - | - | - | - | - | |
9903 |
-16,025 | -17,421 | -16,878 | 9,632 | -17,727 | 241,612 | -16,893 | -7,198 | -6,140 | -5,013 | -14,487 | -11,648 | 112,869 | 167,246 | 240,233 | -146,150 | 25,071 | -5,974 | 37,917 | |
67/77 |
- | - | - | - | - | 47,354 | -13,877 | - | - | - | 8,648 | - | 36,068 | 55,186 | 43,038 | - | - | - | -1,276 | |
9904 |
-16,025 | -17,421 | -16,878 | 9,632 | -17,727 | 194,258 | -3,016 | -7,198 | -6,140 | -5,013 | -23,135 | -7,172 | 77,089 | 112,348 | 219,415 | -145,184 | 25,358 | -5,686 | 39,480 | |
789 |
- | - | - | - | - | - | - | - | - | - | - | 7,001 | 450 | 450 | 44,977 | 1,827 | 450 | 450 | 450 | |
9905 |
-16,025 | -17,421 | -16,878 | 9,632 | -17,727 | 194,258 | -3,016 | -7,198 | -6,140 | -5,013 | -23,135 | -171 | 77,538 | 112,797 | 264,392 | -143,358 | 25,808 | -5,237 | 39,930 | |
| Appropriation of the result | ||||||||||||||||||||
9906 |
198,328 | 214,353 | 231,774 | 248,653 | 239,021 | 256,747 | 62,490 | 65,506 | 72,704 | 78,845 | 83,858 | 266,993 | 267,164 | 189,625 | 85,000 | -179,392 | -36,034 | -61,842 | -56,605 | |
14P |
214,353 | 231,774 | 248,653 | 239,021 | 256,747 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 8,172 | - | - | - | - | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 8,172 | - | - | - | - | |
694/7 |
- | - | - | - | - | - | - | - | - | - | - | 160,000 | - | - | - | - | - | - | - | |
694 |
- | - | - | - | - | - | - | - | - | - | - | 160,000 | - | - | - | - | - | - | - | |
| Document | ||||||||||||||||||||
The accounts for 22 older financial years (1984-2006) were filed as documents without figures as data, scans for example.
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 19 days after the deadline. Filed on 19 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00407159.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-08-2026 | 2026-00407159 | |
| 31-12-2024 | micro format | 08-08-2025 | 2025-00369544 | |
| 31-12-2023 | micro format | 05-07-2024 | 2024-00221320 | |
| 31-12-2022 | micro format | 08-08-2023 | 2023-00323727 | |
| 31-12-2021 | micro format | 25-08-2022 | 2022-20327821 | |
| 31-12-2020 | micro format | 13-08-2021 | 2021-48700197 | |
| 31-12-2019 | micro format | 23-07-2020 | 2020-34600460 | |
| 31-12-2018 | micro format | 24-06-2019 | 2019-22500302 | |
| 31-12-2017 | micro format | 25-06-2018 | 2018-22500136 | |
| 31-12-2016 | micro format | 16-08-2017 | 2017-44000078 | |
| 31-12-2015 | abbreviated format | 18-08-2016 | 2016-44900357 | |
| 31-12-2014 | abbreviated format | 14-09-2015 | 2015-58600349 | |
| 31-12-2013 | abbreviated format | 20-06-2014 | 2014-19000008 | |
| 31-12-2012 | abbreviated format | 28-08-2013 | 2013-50600465 | |
| 31-12-2011 | abbreviated format | 30-08-2012 | 2012-48100136 | |
| 31-12-2010 | abbreviated format | 31-05-2011 | 2011-13000252 | |
| 31-12-2009 | abbreviated format | 22-07-2010 | 2010-32100369 | |
| 31-12-2008 | abbreviated format | 04-06-2009 | 2009-18300314 | |
| 31-12-2007 | abbreviated format | 17-04-2008 | 2008-10600381 | |
| 31-12-2006 | abbreviated format | 26-03-2007 | 2007-08700944 | |
| 31-12-2005 | abbreviated format | 15-05-2006 | 2006-14201431 | |
| 31-12-2004 | abbreviated format | 19-04-2005 | 2005-12103871 | |
| 31-12-2003 | abbreviated format | 22-06-2004 | 2004-29203164 | |
| 31-12-2002 | abbreviated format | 15-04-2003 | 2003-11003403 | |
| 31-12-2001 | abbreviated format | 11-04-2002 | 2002-09403260 | |
| 31-12-2000 | abbreviated format | 20-04-2001 | 2001-10300308 | |
| 31-12-1999 | abbreviated format | 25-08-2000 | 2000-52705283 | |
| 31-12-1998 | abbreviated format | 29-10-1999 | 1999-56000763 | |
| 31-12-1997 | abbreviated format | 03-04-1998 | 1998-06101296 | |
| 31-12-1996 | abbreviated format | 04-04-1997 | 1997-05302585 | |
| 31-12-1995 | abbreviated format | 20-09-1996 | 1996-44400460 | |
| 31-12-1994 | abbreviated format | 14-04-1995 | 1995-06000027 | |
| 31-12-1993 | abbreviated format | 19-09-1994 | 1994-40201984 | |
| 31-12-1992 | abbreviated format | 19-04-1993 | 1993-05504916 | |
| 31-12-1991 | abbreviated format | 08-07-1992 | 1992-20005192 | |
| 31-12-1990 | abbreviated format | 14-11-1991 | 1991-30501705 | |
| 31-12-1988 | abbreviated format | 17-07-1989 | 1989-17301457 | |
| 31-12-1987 | abbreviated format | 30-05-1988 | 1988-05400023 | |
| 31-12-1986 | abbreviated format | 22-06-1987 | 1987-11500154 | |
| 31-12-1985 | abbreviated format | 07-05-1986 | 1986-06501248 | |
| 31-12-1984 | full format | 12-04-1985 | 1985-01801129 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -4,027 | -5,493 | -4,908 | 21,846 | -4,021 | 265,667 | -9,697 | -8,692 | -2,834 | -1,743 | -10,690 | -24,445 | -51,974 | -49,339 | 27,691 | 52,839 | 79,233 | 76,291 | 89,308 | ||
| -4,098 | -5,493 | -4,951 | 21,560 | -4,049 | 215,786 | 254 | -3,928 | -2,870 | -1,743 | -19,719 | -3,603 | 80,754 | 121,459 | 232,940 | -127,317 | 51,032 | 42,627 | 95,448 | ||
| 0 | 0 | 0 | -31,500 | 0 | -93,274 | 331,404 | 0 | 0 | 0 | 0 | -0 | -182,075 | 1,340 | 11,087 | 72,897 | 3,083 | 0 | 2,442 | ||
| 65 | 1 | -1,771 | 1,762 | -19,867 | - | - | -83 | 114 | -2,659 | -56,101 | -50,438 | 72,203 | -4,726 | -19,456 | 41,122 | 8,215 | -3,208 | - | ||
| 21,804 | 25,902 | 31,395 | 36,346 | -16,714 | -12,665 | -321,724 | 9,425 | 13,353 | - | - | 238,265 | 406,344 | 144,105 | 197,649 | 93,218 | -28,644 | -26,280 | -139,554 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.8% | 19.7% | 29.3% | 14.8% | 16.4% | ||
| 95.8% | 97.9% | 100.0% | 99.6% | 91.4% | 88.2% | 23.9% | 95.8% | 99.3% | 100.0% | 100.0% | 89.7% | 88.8% | 80.9% | 53.8% | 21.0% | 32.3% | 28.8% | 28.0% | ||
| 3.09 | 5.70 | - | 32.54 | 0.37 | 0.68 | 0.02 | 3.02 | 17.39 | - | - | 6.96 | 7.73 | 2.46 | 3.86 | 1.69 | 0.81 | 0.82 | 0.46 | ||
| 0.04 | 0.02 | 0.00 | 0.00 | 0.09 | 0.13 | 3.18 | 0.04 | 0.01 | - | - | 0.11 | 0.12 | 0.23 | 0.84 | 3.58 | 2.00 | 2.37 | 2.47 | ||
| -6.7% | -6.8% | -6.2% | 3.3% | -6.3% | 65.4% | -2.9% | -6.8% | -5.4% | -4.2% | -18.6% | -2.1% | 15.0% | 25.6% | 67.4% | -101.1% | 8.8% | -2.2% | 14.7% | ||
| -6.4% | -6.7% | -6.2% | 3.3% | -5.8% | 57.7% | -0.7% | -6.5% | -5.4% | -4.2% | -18.6% | -1.8% | 13.3% | 20.7% | 36.3% | -21.2% | 2.8% | -0.6% | 4.1% | ||
| -56.51 | - | -148.51 | 76.29 | -127.65 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | 384797 days | 146261 days | 55 days | 37 days | 51 days | 62 days | 22 days | ||
| - | - | - | - | - | - | - | - | - | - | - | - | 33 days | 4 days | 5 days | 7 days | 9 days | 22 days | 0 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on ACREFIMO
The operating result for 2025 is a loss of €15,954, smaller than the loss of €17,421 in 2024.
Debt's share of the balance-sheet total rises from 2.1% to 4.2%. Equity is lower and debt is higher.