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Acquima

Active
Private limited companyfounded 2025active for 1 yearZwaneweg 2, 2970 Schilde, BelgiumKBO/BCE: BE 1018.990.938
Summary

Acquima has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,761 and a net result of €6,761. Its solvency ranks better than 67% of 975 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Employment placement agencies
NACE 78100
1 site
Size
≈ €70,000turnover 2025, estimated
Equity
€9,761
Profit
€6,761
Turnover estimated from the gross margin
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts filed 27 days late
Why 90raises riskSize: total assets €14,120Founded in 2025lowers riskLiquidity: current ratio 3.24, cash €5,063Sector: Employment activities (NACE 78)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 78, micro)
Financial strength
Strong
Solvency 94
equity 69.1% of total assets
Liquidity 82
short-term debt 30.9% · cash 35.9%
Profitability 100
return on assets 47.9%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,376 companies, NACE 78, micro)
Last 24 months 02-2026: 1.0% 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.2%▲ +0.1 percentage points vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 1.3%● unchanged vs 07-2026highest value 09-2026: 0.3%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.24, above the usual 1.5; short-term debt: 30.9% and cash: 35.9% of total assets), and 30.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 70% on solvency, 74% on liquidity and 87% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Size: total assets €14,120
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.24, cash €5,063
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Sector: Employment activities (NACE 78)
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
27 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: SEMINCK Olivier Gregory (director)…

Financials · financial year 2025, micro format

2025 annual accounts filed late (27 days) Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00449030.

Turnover
≈ €70,000
Estimated: probably between €32,000 and €170,000
Total assets
€14,120
Net result
€6,761
Working capital
€9,761

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €14,120
Equity €9,761
Debt €4,358
Debt finances 30.9% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.24
Debt to equity
0.45
ROE
69.3%
ROA
47.9%
Debt ≤ 1 year
€4,358
Income taxes
€1,826

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€14,120
Current assets29/58€14,120
Amounts receivable within one year40/41€9,057
Trade receivables40€9,057
Cash at bank and in hand54/58€5,063
Equity and liabilities
Total equity and liabilities10/49€14,120
Equity10/15€9,761
Contributions10/11€3,000
Profit (loss) carried forward14€6,761
Amounts payable17/49€4,358
Amounts payable within one year42/48€4,358
Taxes, remuneration and social security45€3,576
Taxes450/3€3,576
Other amounts payable47/48€782
Income statement Code2025
Other operating charges640/8€439
Gross operating margin9900€9,077
Operating profit (loss)9901€8,638
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€8,587
Income taxes67/77€1,826
Profit (loss) for the period9904€6,761
Profit (loss) for the period to be appropriated9905€6,761
Appropriation of the result
Profit (loss) to be appropriated9906€6,761

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€439
Gross operating margin9900€9,077
Operating profit (loss)9901€8,638
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€8,587
Income taxes67/77€1,826
Profit (loss) for the period9904€6,761
Profit (loss) for the period to be appropriated9905€6,761
Line2025
Assets
Total assets20/58€14,120
Current assets29/58€14,120
Amounts receivable within one year40/41€9,057
Trade receivables40€9,057
Cash at bank and in hand54/58€5,063
Equity and liabilities
Total equity and liabilities10/49€14,120
Equity10/15€9,761
Contributions10/11€3,000
Profit (loss) carried forward14€6,761
Amounts payable17/49€4,358
Amounts payable within one year42/48€4,358
Taxes, remuneration and social security45€3,576
Taxes450/3€3,576
Other amounts payable47/48€782
Line2025
Profit (loss) for the period9904€6,761
Operating cash flow (approximation)€6,761

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 27-08-2026 2026-00449030

Similar companies · same sector, comparable size

Of the 2,334 active companies whose main activity is employment placement agencies (NACE 78100), figures are known for 1,395. 668 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
SEMINCK Olivier Gregory
Director (not named in the articles) · since 23-01-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
SEMINCK Olivier Gregory
  • Director (not named in the articles), from 23-01-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 23-01-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 23-01-2025 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 21 January 2025, Acquima was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 SEMINCK Olivier Gregory has served as director of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 23-01-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
27-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 27 days late
2025
23-01
Gazette deed Incorporation
Appointment: SEMINCK Olivier Gregory (director) · Founder · Founding capital4 facts ▸
  • Incorporation, “Acquima” (deed in Dutch)
  • Founder, SEMINCK Olivier Gregory
  • Founding capital, €3,000
  • Director appointment, SEMINCK Olivier Gregory (director (not named in the articles))
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded21-01-2025
Financial year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018990938
Also 9925:BE1018990938
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
444 m²
Building footprint
79 m²
Building volume
758 m³
Parcel 11922C0107/00B002, Flanders · tallest building 17.8 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Acquima
Zwaneweg 2, 2970 SchildeBusiness and other management consultancy
since 2025unit no. 2.372.150.044
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11922C0107/00B002 Flanders 444 m² 1 · 79 m² 17.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Adviseren en strategisch ondersteunen van bedrijven tijdens hun wervingsproces mits Recruitment Process Outsourcing (RPO) in het algemeen en…” (deed in Dutch)
13 activities (deed in Dutch)
  1. Adviseren en strategisch ondersteunen van bedrijven tijdens hun wervingsproces mits Recruitment Process Outsourcing (RPO) in het algemeen en voor ingenieurs in het bijzonder.
  2. Interimkantoor.
  3. Adviesbureau op het gebied van public relations en communicatie,bedrijfsbeheer en bedrijfsvoering.
  4. Reclamebureau.
  5. Markt- en opinieonderzoekbureau.
  6. Het verstrekken van consultancy- en adviesdiensten aan derden in het algemeen.
  7. Organisatie van congressen en beurzen.
  8. Overige zakelijke en persoonlijke dienstverlening.
  9. Diverse administratieve activiteiten ten behoeve van kantoren designer.
  10. Promotie en organisatie van uitvoerende kunstevenementen;Scheppende kunsten en ondersteunende diensten.
  11. De handel,de aan- en verkoop in het groot en in het klein,in binnen- en buitenland,de invoer,de uitvoer,het vervoer,de intracommunautaire levering en verwerving,het afwerken en bewerken,de vertegenwoordiging,de licentie,de makelarij en agentuur,het ontwerpen en ontwikkelen,het zelf of doen fabriceren en herstellen,de installatie en het onderhoud,huur en verhuur,het bezit,de verwerving,de exploitatie en het productief maken van menigvuldige goederen in,de meest ruime zin.
  12. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen in eigen naam en voor eigen rekening;alle verrichtingen,al dan niet onder het stelsel van de BTW,met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenshuisinrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten;
  13. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen in eigen naam en voor eigen rekening;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur- en verhuur,de ruil;in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen;

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited

deed of 23-01-2025

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Één of meer bestuurders,natuurlijke personen of rechtspersonen,aandeelhouder of niet, algemene vergadering” (deed in Dutch)

deed of 23-01-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Friday of May at 18:00

deed of 23-01-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Jaarlijkse nettowinst, elk aandeel recht op gelijk aandeel in winstverdeling” (deed in Dutch)
Liquidation distribution: “Goederen in natura zelfde wijze verdeeld, na aanzuivering schulden,lasten,kosten of consignatie nodige sommen” (deed in Dutch)
Other provision: “Elke aandeelhouder kan ieder ander persoon,aandeelhouder of niet,schriftelijke volmacht geven met alle middelen van overdracht om te…” (deed in Dutch)

deed of 23-01-2025