ACQUA CLEAN

Active

Private limited companyfounded 20215 yrs activeAvenue des Dessus de Lives(LO) 2, 5101 Namur, BelgiumKBO/BCE: BE 0765.244.084

Summary

The computed 12-month bankruptcy probability of ACQUA CLEAN is 7.0% (elevated). The 2024 annual accounts show equity of €16,031 and a net result of -€1,826. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 30% of 26069 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

ACQUA CLEANActiveChecked score 33/100

Risk analysis Report Compare

Activity

Retail sale of watches and jewellery

NACE 47770

2 sites

Size

€167,644total assets 2024

Equity: €16,031
Loss: -€1,826

Turnover not published (abridged schema)

Financial health

33 Weak Checked score 2024

Bankruptcy chance 12 m: 7.0%

Structure

Board: 1 member

Accounts 65 d overdue1 of 5 deeds read

Why 33- 1 financial year not filed after the legal deadline; latest accounts 109 days late; 2 of the last 3 late- Figures for FY 2024 (filed 18-11-2025)- Founded in 2021- 2 establishment unitsShow the evidence

Checked score

Score 2024

33 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 21% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Weak

Solvency 35-2

equity 9.6% of total assets

Liquidity 2-3

short-term debt 90.2% · cash 1.3%

Profitability 38-32

return on assets -1.1%

Bankruptcy probability, 12 months

7.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)

Last 24 months 11-2024: 4.4% 12-2024: 4.3%▼ -1.3% vs 11-2024 01-2025: 4.3%▼ -1.0% vs 12-2024 02-2025: 4.3%● 0.0% vs 01-2025 03-2025: 3.0%▼ -29.8% vs 02-2025lowest value 04-2025: 3.1%▲ +2.0% vs 03-2025 05-2025: 3.1%▲ +2.9% vs 04-2025 06-2025: 3.2%▲ +0.4% vs 05-2025 07-2025: 3.7%▲ +15.7% vs 06-2025 08-2025: 4.4%▲ +20.4% vs 07-2025 09-2025: 4.6%▲ +4.4% vs 08-2025 10-2025: 5.7%▲ +23.8% vs 09-2025 11-2025: 5.9%▲ +3.3% vs 10-2025 12-2025: 5.4%▼ -8.8% vs 11-2025 01-2026: 5.3%▼ -1.8% vs 12-2025 02-2026: 5.3%▲ +0.4% vs 01-2026 03-2026: 5.2%▼ -2.6% vs 02-2026 04-2026: 5.2%▲ +1.4% vs 03-2026 05-2026: 5.3%▲ +2.2% vs 04-2026 06-2026: 5.1%▼ -4.4% vs 05-2026 07-2026: 5.0%▼ -2.8% vs 06-2026 08-2026: 5.5%▲ +11.7% vs 07-2026 09-2026: 5.7%▲ +3.4% vs 08-2026 10-2026: 7.0%▲ +22.3% vs 09-2026highest value

1 financial year not filed after the legal deadline; latest accounts 109 days late; 2 of the last 3 late raises the probability
Figures for FY 2024 (filed 18-11-2025) raises the probability
Founded in 2021 raises the probability for this profile
2 establishment units raises the probability

Credit up to €500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.09 against 1.1 in 2023; short-term debt: 90.2% and cash: 1.3% of total assets), and 90.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 26%, liquidity 4%, profitability 29%, growth against the median 26%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk

1 financial year not filed after the legal deadline; latest accounts 109 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Figures for FY 2024 (filed 18-11-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

2 establishment units

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-11-2025, 109 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

109 d late

2023

33 d late

2022

1 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

12-06-26 Resignations: Gilmar Oliveira De Souza (non-statutory…Appointment: Eduardo Matos Mendonça (non-statutory…
17-11-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Weakest financial yearnet -€1,826

Key points

Caution: Board changedlatest change 01-06-2026 · 1 in office 1 joined · 2 left View
Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
Total assets 20243 fiscal years filed €167,644 View