ACP FINGEST

Active

Private limited companyfounded 20232 yrs activeRue Baudoux 42, 1495 Villers-la-Ville, BelgiumKBO/BCE: BE 1003.434.613

ACP FINGEST has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8k and a net result of €958. Its solvency ranks better than 49% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Watch Print / PDF

Checked score

Score 2024

79 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability77▲+48

Solvency82▼-18

Growth78

Track record82

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 2.15 against 4.59 in 2023; short-term debt: 42.9% and cash: 85.9% of total assets), and 42.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

57.1%

Return on assets

6.7%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

59 d early

2023

58 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€8k▲ 13.3%

2023 · €7k

2023: €7k

2023 → 2024

Total assets

€14k▲ 61.8%

2023 · €9k

2023: €9k

2023 → 2024

Net result

€958

2023 · €-289

2023: €-289

2023 → 2024

Working capital

€7k▲ 21.0%

2023 · €6k

2023: €6k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€7k-€8k▲ 13.3%

Operating result€-289-€2k

Net result€-289-€958

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €2k after a loss of €289 in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €14k

57.1%

42.9%

Equity €8k▲ 13.3%

Debt €6k▲ 276%

The debt ratio rises from 18.5% to 42.9%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€2k▲

2023 · €-275

Cash flow

€1k▲

2023 · €-275

Solvency

57.1%▼

2023 · 81.5%

Current ratio

2.15▼

2023 · 4.59

Quick ratio

2.15▼

2023 · 4.59

Debt / equity

0.75▲

2023 · 0.23

ROE

11.7%▲

2023 · -4.0%

ROA

6.7%▲

2023 · -3.3%

Interest coverage

12.82

Debt

€6k▲

2023 · €2k

Debt ≤ 1 year

€6k▲

2023 · €2k

Income taxes

€427

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€9k€14k▲

Formation expenses20€1k€1k▼

Current assets29/58€8k€13k▲

Amounts receivable within one year40/41-€942

Trade receivables40-€866

Other amounts receivable41-€77

Cash at bank and in hand54/58€8k€12k▲

Deferred charges and accrued income490/1-€7

Equity and liabilities

Total equity and liabilities10/49€9k€14k▲

Equity10/15€7k€8k▲

Contributions10/11€8k€8k=

Profit (loss) carried forward14€-289€668▲

Amounts payable17/49€2k€6k▲

Amounts payable within one year42/48€2k€6k▲

Trade debts44€2k€2k▼

Suppliers440/4€2k€2k▼

Taxes, remuneration and social security45-€426

Taxes450/3-€426

Other amounts payable47/48-€4k

Accrued charges and deferred income492/3-€1

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14€272▲

Other operating charges640/8-€50

Gross operating margin9900€-275€2k▲

Operating profit (loss)9901€-289€2k▲

Financial income75/76B-€2

Recurring financial income75-€2

Financial charges65/66B-€140

Recurring financial charges65-€140

Profit (loss) for the period before taxes9903€-289€1k▲

Income taxes67/77-€427

Profit (loss) for the period9904€-289€958▲

Profit (loss) for the period to be appropriated9905€-289€958▲

Appropriation of the result

Profit (loss) to be appropriated9906€-289€668▲

Profit (loss) brought forward from the previous period14P-€-289

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2025

02-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €958

Net result €958 after one loss-making year.

03-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Villers-la-Ville · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Baudoux 421495 Villers-la-Ville

Ground area

1,248 m²

Building footprint

138 m²

Parcel 25062H0374/00X000, Wallonia. Linked by address, not a title deed.

1 establishment unit

ACP FINGEST

Rue Baudoux 42, 1495 Villers-la-VilleBusiness consulting

since 20232.353.428.054

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25062H0374/00X000	Wallonia	1,248 m²	1 · 138 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Marco CORDISCO Consulting

BE 0726.700.739

Seneffe · Eq €8k

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 20,711 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-12-2023

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.