ACP CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of ACP CONSTRUCT is 4.6% (elevated). The 2024 annual accounts show equity of €24k and a net result of €8k. Equity is growing by ~57.1% per year across the filed fiscal years. Its solvency ranks better than 16% of 36375 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
32
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▲+35
Solvency38▼-23
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16 against 1.6 in 2023; short-term debt: 86.3% and cash: 1.7% of total assets), and 86.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.1%
Return on assets
4.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-12-2025, 138 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
138 d late
2023
52 d late
2022
8 d early
2021
77 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€24k▲ 49.0%
2023 · €16k
2021: €5k
2022: €16k
2023: €16k
2021 → 2024
Total assets
€181k▲ 313%
2023 · €44k
2021: €31k
2022: €41k
2023: €44k
2021 → 2024
Net result
€8k▲ 2,333%
2023 · €320
2021: €4k
2022: €10k
2023: €320
2021 → 2024
Working capital
€25k▲ 54.8%
2023 · €16k
2021: €5k
2022: €15k
2023: €16k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€5k-€16k▲ 199%€16k▲ 2.1%€24k▲ 49.0%
Operating result€4k-€11k▲ 159%€-45k€18k
Net result€4k-€10k▲ 155%€320▼ 96.9%€8k▲ 2,333%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €18k after a loss of €45k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €181k
Equity
€24k ▲ 49.0%
Debt
€157k ▲ 463%
Debt's share of the balance-sheet total rises from 63.7% to 86.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2023 · €-44k
Cash flow
€9k▲
2023 · €1k
Current ratio
1.16▼
2023 · 1.60
Quick ratio
1.11▼
2023 · 1.30
Debt to equity
6.64▲
2023 · 1.76
ROE
32.9%▲
2023 · 2.0%
ROA
4.3%▲
2023 · 0.7%
Interest coverage
3.72▲
2023 · -96.41
Debt ≤ 1 year
€156k▲
2023 · €27k
Income taxes
€5k▲
2023 · €64
Staff costs
€488
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€44k€181k▲
Fixed assets21/28€983-
Tangible fixed assets22/27€983-
Furniture and vehicles24€983-
Current assets29/58€43k€181k▲
Stocks and contracts in progress3€8k€8k=
Stocks30/36€8k€8k=
Amounts receivable within one year40/41€26k€170k▲
Trade receivables40€22k€165k▲
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€44k€181k▲
Equity10/15€16k€24k▲
Contributions10/11€1k€1k=
Reserves13€115€115=
Non-distributable reserves130/1€115€115=
Reserves not available under the articles1311€115€115=
Profit (loss) carried forward14€15k€22k▲
Amounts payable17/49€28k€157k▲
Amounts payable within one year42/48€27k€156k▲
Trade debts44€386€103k▲
Suppliers440/4€386€449▲
Bills of exchange payable441-€103k
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€26k€49k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20232024
Remuneration, social security and pensions62-€488
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€983€983=
Gross operating margin9900€-44k€19k▲
Operating profit (loss)9901€-45k€18k▲
Financial income75/76B€46k-
Recurring financial income75€46k-
Financial charges65/66B€460€5k▲
Recurring financial charges65€460€5k▲
Non-recurring financial charges66B-€272
Profit (loss) for the period before taxes9903€384€12k▲
Income taxes67/77€64€5k▲
Profit (loss) for the period9904€320€8k▲
Profit (loss) for the period to be appropriated9905€320€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€22k▲
Profit (loss) brought forward from the previous period14P€14k€15k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 138 days late
2024
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 52 days late
2023
31-12
Financial
Weakest financial yearnet €320 ▼96.9%
Net result drops to €320, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €10k ▲155%
Net result €10k, the highest in the series.
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2020
Ground area
1,180 m²
Building footprint
1,117 m²
Volume, LiDAR
25,845 m³
2 parcels, Brussels · tallest building 32.2 m, ±9 floors. Linked by address, not a title deed.
276
companies at this address
See who is registered here
1 establishment unit
ACP CONSTRUCT
since 20202.310.733.604
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00L005 | Brussels | 700 m² | 1 · 700 m² | 32.2 m · 9 fl. |
| 21807G0120/00H005 | Brussels | 480 m² | 1 · 417 m² | 29.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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RENDOMO
BE 0802.252.356
Bornem · Eq €23,714
EKON HOME DESIGN
BE 1004.368.385
Wetteren · Eq €23,813
GL Energy
BE 0800.567.130
Waterloo · Eq €23,866
Of 4,096 companies in sector 43240 we hold annual accounts for 1,633. 1,179 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
43120Site preparation
43910Bricklaying and masonry work
81220Other building cleaning and industrial cleaning
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:acpconstruct@gmail.com
Phone:0494864967