ACP CONCEPT
ActiveSummary
ACP CONCEPT has been active since 2014 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2024 annual accounts show equity of €44,802 and a net result of -€11,269. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2022
Profitability5▼-14
Solvency69▼-12
Growth52=
Track record92
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.18 in 2022; short-term debt: 55.9% and cash: 7.3% of total assets), but 56% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44%
Return on assets
-11.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2022
29 d late
2021
60 d late
2020
31 d late
2019
90 d late
2018
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€11,269▼ 509%
2022 · -€1,850
Working capital
€34,026▼ 32.4%
2022 · €50,358
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222024
Operating result€4,484▼ 37.2%€23,725▲ 429%€43,044▲ 81.4%-€823-€10,837-
Net result€3,064▼ 32.0%€16,916within the sector's middle half▲ 452%€31,001within the sector's middle half▲ 83.3%-€1,850below the sector's middle half-€11,269below the sector's middle half-
Equity€39,265▲ 8.5%€56,181within the sector's middle half▲ 43.1%€87,182within the sector's middle half▲ 55.2%€55,159within the sector's middle half▼ 36.7%€44,802within the sector's middle half-
Total assets€91,821▲ 16.6%€97,132within the sector's middle half▲ 5.8%€149,175within the sector's middle half▲ 53.6%€97,944within the sector's middle half▼ 34.3%€101,748within the sector's middle half-
Debt€52,556▲ 23.5%€40,950▼ 22.1%€61,993▲ 51.4%€42,785▼ 31.0%€56,946-
Working capital€36,820▲ 10.3%€50,239within the sector's middle half▲ 36.4%€81,170within the sector's middle half▲ 61.6%€50,358within the sector's middle half▼ 38.0%€34,026within the sector's middle half-
Solvency42.8%▼ 3.2pp57.8%within the sector's middle half▲ 15.1pp58.4%within the sector's middle half▲ 0.6pp56.3%within the sector's middle half▼ 2.1pp44.0%within the sector's middle half-
Current ratio1.70▼ 0.082.23within the sector's middle half▲ 0.532.31within the sector's middle half▲ 0.082.18within the sector's middle half▼ 0.131.60within the sector's middle half-
Return on assets (ROA)3.3%▼ 2.4pp17.4%within the sector's middle half▲ 14.1pp20.8%within the sector's middle half▲ 3.4pp-1.9%below the sector's middle half▼ 22.7pp-11.1%below the sector's middle half-
Staff (FTE)0.50.1below the sector's middle half▼ 80.0%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result is -€10,837 in 2024, compared with -€823 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €101,748
Fixed assets
€10,887 ▲ 127%
Current assets
€90,861 ▼ 2.5%
Equity and liabilities €101,748
Equity
€44,802 ▼ 18.8%
Debt
€56,946 ▲ 33.1%
Debt's share of the balance-sheet total rises from 43.7% to 56.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€7,898▼
2022 · €390
Cash flow
-€8,330▼
2022 · -€638
Quick ratio
1.56▼
2022 · 2.13
Debt to equity
1.27▲
2022 · 0.78
ROE
-25.2%▼
2022 · -3.4%
Interest coverage
-18.27▼
2022 · 0.27
Debt ≤ 1 year
€56,836▲
2022 · €42,785
Staff costs
€3
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €127,303 | - |
| Remuneration, social security and pensions62 | - | - | - | - | €3 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €386 | €263 | €1,191 | €1,212 | €2,939 | - |
| Other operating charges640/8 | - | - | €17,208 | €360 | €223 | - |
| Gross operating margin9900 | €15,045 | €33,611 | €61,443 | €750 | -€7,672 | - |
| Operating profit (loss)9901 | €4,484 | €23,725 | €43,044 | -€823 | -€10,837 | - |
| Financial income75/76B | - | - | €1,142 | €452 | - | - |
| Recurring financial income75 | €788 | €878 | €1,142 | €452 | - | - |
| Financial charges65/66B | - | - | €1,658 | €1,469 | €432 | - |
| Recurring financial charges65 | €336 | €1,139 | €1,658 | €1,469 | €432 | - |
| Profit (loss) for the period before taxes9903 | €4,936 | €23,464 | €42,527 | -€1,839 | -€11,269 | - |
| Income taxes67/77 | €1,873 | €6,548 | €11,527 | €11 | - | - |
| Profit (loss) for the period9904 | €3,064 | €16,916 | €31,001 | -€1,850 | -€11,269 | - |
| Profit (loss) for the period to be appropriated9905 | €3,064 | €16,916 | €31,001 | -€1,850 | -€11,269 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €91,821 | €97,132 | €149,175 | €97,944 | €101,748 | - |
| Fixed assets21/28 | €2,445 | €5,943 | €6,012 | €4,800 | €10,887 | - |
| Tangible fixed assets22/27 | - | €3,498 | €3,567 | €2,355 | €8,442 | - |
| Plant, machinery and equipment23 | - | - | €1,735 | €1,295 | €415 | - |
| Furniture and vehicles24 | - | - | €1,833 | €1,060 | €8,027 | - |
| Financial fixed assets28 | €2,445 | €2,445 | €2,445 | €2,445 | €2,445 | - |
| Current assets29/58 | €89,376 | €91,189 | €143,163 | €93,144 | €90,861 | - |
| Stocks and contracts in progress3 | €25,832 | €10,450 | €1,425 | €2,000 | €2,000 | - |
| Stocks30/36 | - | - | €1,425 | €2,000 | €2,000 | - |
| Amounts receivable within one year40/41 | €62,697 | €80,115 | €140,623 | €87,323 | €81,406 | - |
| Trade receivables40 | - | - | €129,765 | €81,152 | €62,552 | - |
| Other amounts receivable41 | - | - | €10,858 | €6,172 | €18,854 | - |
| Cash at bank and in hand54/58 | €769 | - | €271 | €2,904 | €7,455 | - |
| Deferred charges and accrued income490/1 | - | - | €844 | €916 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €91,821 | €97,132 | €149,175 | €97,944 | €101,748 | - |
| Equity10/15 | €39,265 | €56,181 | €87,182 | €55,159 | €44,802 | - |
| Contributions10/11 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | - |
| Capital10 | - | - | €6,500 | €6,500 | €6,500 | - |
| Issued capital100 | - | - | €18,600 | €18,600 | €18,600 | - |
| Uncalled capital101 | - | - | €12,100 | €12,100 | €12,100 | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | - |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | - |
| Legal reserve130 | - | - | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | €30,905 | €47,821 | €78,822 | €46,799 | €36,442 | - |
| Amounts payable17/49 | €52,556 | €40,950 | €61,993 | €42,785 | €56,946 | - |
| Amounts payable within one year42/48 | €52,556 | €40,950 | €61,993 | €42,785 | €56,836 | - |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €16,500 | - |
| Financial debts43 | - | - | €10,206 | - | €10,100 | - |
| Credit institutions430/8 | - | - | €10,206 | - | €10,100 | - |
| Trade debts44 | €20,564 | €18,491 | €17,689 | €24,955 | €22,617 | - |
| Suppliers440/4 | - | - | €17,689 | €24,955 | €22,617 | - |
| Taxes, remuneration and social security45 | - | - | €18,074 | €11 | €310 | - |
| Taxes450/3 | - | - | €18,074 | €11 | €310 | - |
| Other amounts payable47/48 | - | - | €16,024 | €17,820 | €7,309 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €111 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,064 | €16,916 | €31,001 | -€1,850 | -€11,269 | - |
| + Depreciation and write-downs630 | €386 | €263 | €1,191 | €1,212 | €2,939 | - |
| Operating cash flow (approximation) | €3,449 | €17,179 | €32,192 | -€638 | -€8,330 | - |
| Investment in fixed assets (approximation) | - | -€3,760 | -€1,260 | €0 | - | - |
| Change in cash | - | - | - | €2,633 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
KBO administration
Address struck
event 16-08-2026
07-07
State Gazette act
Appointment: Necati SERDAR (non-statutory director)Resignation: Necati SERDAR (manager) · Director discharge · Capital conversion10 facts ▸
State Gazette act
Appointment: Necati SERDAR (non-statutory director)
Resignation: Necati SERDAR (manager) · Director discharge · Capital conversion10 facts ▸
- Director appointment, Necati SERDAR (non-statutory director)
- Director resignation, Necati SERDAR (manager)
- Director discharge, Necati SERDAR
- Other statement, cinquième résolution, non publiée
- Other statement, site internet et adresse électronique, n'est pas fixé
- General meeting, 17-03-2026
- Other statement, adaptation des statuts au Code des sociétés et des associations et maintien SRL, adapter
- Capital conversion, compte de capitaux propres statutairement indisponible
- Statutes amendment
- Capital
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€11,269
Net result drops to -€11,269, the lowest in the series.
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Highest result since 2018net €31,001 ▲83.3%
Operating result €43,044, net result €31,001, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 69 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
18-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 110 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 182 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Necati SERDAR
CurrentNon-statutory director · since 07-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2014
Ground area
162 m²
Building footprint
72 m²
Volume, LiDAR
1,201 m³
Parcel 52011D0139/00R003, Wallonia · tallest building 18.7 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ACP CONCEPT
since 20142.263.622.979
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0139/00R003 | Wallonia | 162 m² | 1 · 72 m² | 18.7 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Necati SERDAR |
|
Articles of association
Who signs
“Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est attribuée, avec la faculté de déléguer partie de ceux-ci. Lorsque la société est administrée par plusieurs administrateurs, chaque administrateur agissant seul…”
Full text
Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est attribuée, avec la faculté de déléguer partie de ceux-ci. Lorsque la société est administrée par plusieurs administrateurs, chaque administrateur agissant seul, peut accomplir tous les actes nécessaires ou utiles à l’accomplissement de l’objet, sous réserve de ceux que la loi et les statuts réservent à l’assemblée générale. Chaque administrateur représente la société à l'égard des tiers et en justice, soit en demandant, soit en défendant. Il peut déléguer des pouvoirs spéciaux à tout mandataire.
Annual meeting
First Friday of June at 18:00
Duration
Unlimited
Other statement
Actions nouvelles à souscrire en numéraire offertes par préférence aux actionnaires existants, apport en numéraire avec émission de nouvelles actions-droit de p…
Organe détermine s'ils agissent seul ou conjointement, gestion journalière et représentation en ce qui concerne cette gestion
Trois ans, un ou plusieurs commissaires
Admission à l'assemblée générale et exercice du droit de vote, peut participer sans pouvoir voter
Article 18. Séances – procès-verbaux
Délibérations-vote-procurations, 1
L'organe d'administration, séance tenante
Répartition-réserves, l'assemblée générale, sur proposition de l'organe d'administration
Paiement des dividendes et acomptes, articles 5:142 et 5:143
Communications, sommations, assignations, significations valablement faites, élection de domicile
Compétence judiciaire, entre la société, ses actionnaires, administrateurs, commissaires et liquidateurs relatifs aux affaires de la société et à l'exécution de…
Droit commun, censées non écrites
Compte de capitaux propres statutairement indisponible, 6500
Appels de fonds, détermine librement,au fur et à mesure des besoins de la société et aux époques qu’il jugera utiles,les versements ultérieurs à effectuer par l…
2 more provisions on this in the deed
Share class
Nominatives, registre des actions nominatives
Transfer restriction
Moitié cédant moitié acquéreurs proportionnellement nombre acquis, chacun des actionnaires
Board rule
Avec ou sans limitation de durée, un ou plusieurs administrateurs
Mandat exercé gratuitement ou non, assemblée générale
Dissolution rule
Décision de l'assemblée générale, prévues pour les modifications aux statuts
Liquidation rule
Si aucun autre liquidateur n'aurait été désigné, quelque cause et à quelque moment que ce soit
Liquidation distribution
Remis pour être partagés dans la même proportion, entre tous les actionnaires en proportion de leurs actions
Name clause
ACP CONCEPT
Legal form clause
Société à responsabilité limitée
Registered office clause
Région wallonne, par simple décision de l’organe d’administration,des sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étran…
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Capital over the years
- 07-07-2026 Converted to unavailable equity · 6,500 EUR
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 37,517 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-03-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0547670314
Also
9925:BE0547670314
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.